University Bancorp, Inc. (UNIB)
OTCMKTS
· Delayed Price · Currency is USD
15.74
0.00 (0.00%)
Mar 28, 2025, 4:00 PM EST
University Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|
Period Ending | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 42.27 | 20.59 | 11.75 | 10.74 | 8.5 | Upgrade
|
| Interest Income on Investments | 5.5 | 1.65 | 0.42 | 0.86 | 4.01 | Upgrade
|
| Total Interest Income | 47.76 | 22.24 | 12.17 | 11.6 | 12.51 | Upgrade
|
| Interest Paid on Deposits | 12.92 | 1.1 | 0.07 | 0.11 | 0.06 | Upgrade
|
| Interest Paid on Borrowings | 3.59 | 0.72 | 0.09 | 0.09 | 0.09 | Upgrade
|
| Total Interest Expense | 16.5 | 1.83 | 0.15 | 0.2 | 0.15 | Upgrade
|
| Net Interest Income | 31.26 | 20.41 | 12.02 | 11.4 | 12.36 | Upgrade
|
| Net Interest Income Growth (YoY) | 53.12% | 69.86% | 5.43% | -7.79% | 34.38% | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.69 | -1.38 | - | - | - | Upgrade
|
| Other Non-Interest Income | 31.76 | 45.15 | 46.49 | 24.93 | 19.36 | Upgrade
|
| Total Non-Interest Income | 57.81 | 71.7 | 121.12 | 126.08 | 56.6 | Upgrade
|
| Non-Interest Income Growth (YoY) | -19.38% | -40.80% | -3.93% | 122.75% | 22.14% | Upgrade
|
| Revenues Before Loan Losses | 89.06 | 92.12 | 133.13 | 137.48 | 68.96 | Upgrade
|
| Provision for Loan Losses | 0.96 | -0.03 | -0.43 | 3.57 | 0.05 | Upgrade
|
| Revenue | 88.1 | 92.15 | 133.56 | 133.9 | 68.92 | Upgrade
|
| Revenue Growth (YoY) | -4.39% | -31.01% | -0.25% | 94.30% | 23.44% | Upgrade
|
| Salaries and Employee Benefits | 54.19 | 59.3 | 71.17 | 70.55 | 45.06 | Upgrade
|
| Federal Deposit Insurance | 0.58 | 0.13 | 0.12 | 0.09 | 0.05 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.06 | 0.06 | 0.06 | 0.05 | 0.07 | Upgrade
|
| Selling, General & Administrative | 19.75 | 20.58 | 19.54 | 17.39 | 14.69 | Upgrade
|
| Other Non-Interest Expense | 4.45 | 6.88 | 6.53 | 6.23 | 4.16 | Upgrade
|
| Total Non-Interest Expense | 79.03 | 86.95 | 97.43 | 94.31 | 64.02 | Upgrade
|
| EBT Excluding Unusual Items | 9.07 | 5.2 | 36.14 | 39.6 | 4.89 | Upgrade
|
| Other Unusual Items | - | 0.13 | -0.11 | -0.68 | - | Upgrade
|
| Pretax Income | 9.07 | 5.33 | 36.02 | 38.92 | 4.89 | Upgrade
|
| Income Tax Expense | 2.27 | 1.12 | 7.98 | 8.2 | 1.08 | Upgrade
|
| Earnings From Continuing Operations | 6.8 | 4.21 | 28.04 | 30.72 | 3.82 | Upgrade
|
| Minority Interest in Earnings | -1.37 | -0.42 | -2.72 | -2.71 | -0.2 | Upgrade
|
| Net Income | 5.43 | 3.79 | 25.32 | 28 | 3.62 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.14 | 0.17 | 1.69 | 0.3 | 0.31 | Upgrade
|
| Net Income to Common | 5.29 | 3.62 | 23.63 | 27.7 | 3.31 | Upgrade
|
| Net Income Growth | 43.20% | -85.03% | -9.58% | 674.24% | 62.18% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | -0.01% | 1.03% | -6.28% | -0.22% | -0.26% | Upgrade
|
| EPS (Basic) | 1.07 | 0.74 | 4.90 | 5.39 | 0.64 | Upgrade
|
| EPS (Diluted) | 1.07 | 0.73 | 4.84 | 5.31 | 0.63 | Upgrade
|
| EPS Growth | 46.58% | -84.92% | -8.85% | 742.86% | 50.00% | Upgrade
|
| Dividend Per Share | - | 0.450 | 0.380 | 0.150 | - | Upgrade
|
| Dividend Growth | - | 18.42% | 153.33% | - | - | Upgrade
|
| Effective Tax Rate | 25.04% | 20.99% | 22.16% | 21.07% | 22.01% | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.