Skip to main content
logo
University Bancorp, Inc. (UNIB)
OTCMKTS · Delayed Price · Currency is USD
21.19
-0.04 (-0.19%)
Oct 22, 2026, 3:54 PM EDT

University Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-113.42103.488.192.15133.56
Revenue Growth
-9.69%17.36%-4.39%-31.01%-0.25%
Net Income
-8.8110.475.293.6223.63
Earnings Per Share
-1.702.021.070.734.84
EPS Growth
--15.84%88.78%46.58%-84.92%-8.85%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16.3328.8131.2726.1187.2499.9
Total Debt
42.25112135.84142.2681.7622.86
Net Cash (Debt)
-25.92-83.19-104.57-116.155.4977.04
Net Cash Growth
-----92.88%-58.34%
Net Cash Per Share
-5.01-16.09-20.23-23.531.1115.77

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--36.4520.245.2350.3658.2
Capital Expenditures
--1.16-2.62-1.17-0.75-2.96
Free Cash Flow
--37.6117.614.0649.6155.23
Free Cash Flow Growth
--333.98%-91.82%-10.17%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-7.77%10.12%6.00%3.93%17.69%
FCF Margin
--33.16%17.03%4.61%53.84%41.35%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4000.3000.100-0.4500.380
Dividend Per Share Growth
0%200.00%--18.42%153.33%
Dividend Yield
1.89%1.55%0.61%-2.66%1.69%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-11.388.1513.9923.074.67
P/FCF Ratio
--4.8418.221.682.00
PS Ratio
-0.880.830.840.910.83