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University Bancorp, Inc. (UNIB)
OTCMKTS · Delayed Price · Currency is USD
22.25
0.00 (0.00%)
Jul 29, 2026, 3:26 PM EST

University Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
122.5113.42103.488.192.15133.56
Revenue Growth
39.04%9.69%17.36%-4.39%-31.01%-0.25%
Net Income
17.958.8110.475.293.6223.63
Earnings Per Share
3.461.702.021.070.734.84
EPS Growth
223.60%-15.84%88.78%46.58%-84.92%-8.85%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19.228.8131.2726.1187.2499.9
Total Debt
44.05112135.84142.2681.7622.86
Net Cash (Debt)
-24.85-83.19-104.57-116.155.4977.04
Net Cash Growth
-----92.88%-58.34%
Net Cash Per Share
-4.81-16.09-20.23-23.531.1115.77

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--36.4520.245.2350.3658.2
Capital Expenditures
--1.16-2.62-1.17-0.75-2.96
Free Cash Flow
--37.6117.614.0649.6155.23
Free Cash Flow Growth
--333.98%-91.82%-10.17%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.65%7.77%10.12%6.00%3.93%17.69%
FCF Margin
--33.16%17.03%4.61%53.84%41.35%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3000.3000.100-0.4500.380
Dividend Per Share Growth
0%200.00%--18.42%153.33%
Dividend Yield
1.35%1.56%0.63%-2.78%1.81%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.4311.388.1513.9923.074.67
P/FCF Ratio
--4.8418.221.682.00
PS Ratio
0.940.880.830.840.910.83