University Bancorp Statistics
Total Valuation
UNIB has a market cap or net worth of 113.82 million.
| Market Cap | 113.82M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, December 14, 2026.
| Earnings Date | Dec 14, 2026 |
| Ex-Dividend Date | Apr 2, 2026 |
Share Statistics
UNIB has 5.17 million shares outstanding. The number of shares has increased by 4.72% in one year.
| Current Share Class | 5.17M |
| Shares Outstanding | 5.17M |
| Shares Change (YoY) | +4.72% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.00% |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | n/a |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.84 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.12 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.24% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | 81 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +38.49% in the last 52 weeks. The beta is 0.28, so UNIB's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +38.49% |
| 50-Day Moving Average | 22.05 |
| 200-Day Moving Average | 18.69 |
| Relative Strength Index (RSI) | 47.90 |
| Average Volume (20 Days) | 920 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
| Revenue | n/a |
| Gross Profit | n/a |
| Operating Income | n/a |
| Pretax Income | n/a |
| Net Income | n/a |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 16.33 million in cash and 42.25 million in debt, with a net cash position of -25.92 million or -5.01 per share.
| Cash & Cash Equivalents | 16.33M |
| Total Debt | 42.25M |
| Net Cash | -25.92M |
| Net Cash Per Share | -5.01 |
| Equity (Book Value) | 134.84M |
| Book Value Per Share | 26.08 |
| Working Capital | 14.02M |
Cash Flow
In the last 12 months, operating cash flow was -36.45 million and capital expenditures -1.16 million, giving a free cash flow of -37.61 million.
| Operating Cash Flow | -36.45M |
| Capital Expenditures | -1.16M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -23.57M |
| Free Cash Flow | -37.61M |
| FCF Per Share | -7.28 |
Margins
| Gross Margin | n/a |
| Operating Margin | n/a |
| Pretax Margin | n/a |
| Profit Margin | n/a |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 1.36%.
| Dividend Per Share | 0.30 |
| Dividend Yield | 1.36% |
| Dividend Growth (YoY) | 100.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.72% |
| Shareholder Yield | -3.35% |
| Earnings Yield | n/a |
| FCF Yield | -33.05% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on February 25, 1998. It was a forward split with a ratio of 1.5.
| Last Split Date | Feb 25, 1998 |
| Split Type | Forward |
| Split Ratio | 1.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |