University Bancorp Statistics
Total Valuation
UNIB has a market cap or net worth of 118.90 million.
| Market Cap | 118.90M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, June 12, 2026.
| Earnings Date | Jun 12, 2026 |
| Ex-Dividend Date | Apr 2, 2026 |
Share Statistics
UNIB has 5.17 million shares outstanding. The number of shares has increased by 4.72% in one year.
| Current Share Class | 5.17M |
| Shares Outstanding | 5.17M |
| Shares Change (YoY) | +4.72% |
| Shares Change (QoQ) | +25.39% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.00% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 6.64.
| PE Ratio | 6.64 |
| Forward PE | n/a |
| PS Ratio | 0.97 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.41% |
| Revenue Per Employee | 1.51M |
| Profits Per Employee | 221,556 |
| Employee Count | 81 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNIB has paid 2.46 million in taxes.
| Income Tax | 2.46M |
| Effective Tax Rate | 11.41% |
Stock Price Statistics
The stock price has increased by +47.34% in the last 52 weeks. The beta is 0.33, so UNIB's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +47.34% |
| 50-Day Moving Average | 21.69 |
| 200-Day Moving Average | 17.17 |
| Relative Strength Index (RSI) | 61.88 |
| Average Volume (20 Days) | 917 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, UNIB had revenue of 122.50 million and earned 17.95 million in profits. Earnings per share was 3.46.
| Revenue | 122.50M |
| Gross Profit | 122.50M |
| Operating Income | 22.25M |
| Pretax Income | 21.57M |
| Net Income | 17.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.46 |
Balance Sheet
The company has 19.20 million in cash and 44.05 million in debt, with a net cash position of -24.85 million or -4.81 per share.
| Cash & Cash Equivalents | 19.20M |
| Total Debt | 44.05M |
| Net Cash | -24.85M |
| Net Cash Per Share | -4.81 |
| Equity (Book Value) | 132.74M |
| Book Value Per Share | 25.68 |
| Working Capital | 21.34M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 18.16% |
| Pretax Margin | 17.61% |
| Profit Margin | 14.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 1.30%.
| Dividend Per Share | 0.30 |
| Dividend Yield | 1.30% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 11.55% |
| Buyback Yield | -4.72% |
| Shareholder Yield | -3.41% |
| Earnings Yield | 15.09% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on February 25, 1998. It was a forward split with a ratio of 1.5.
| Last Split Date | Feb 25, 1998 |
| Split Type | Forward |
| Split Ratio | 1.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |