University Bancorp Statistics
Total Valuation
UNIB has a market cap or net worth of 82.20 million.
| Market Cap | 82.20M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, April 11, 2025.
| Earnings Date | Apr 11, 2025 |
| Ex-Dividend Date | Apr 11, 2025 |
Share Statistics
UNIB has 5.17 million shares outstanding. The number of shares has decreased by -0.86% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 5.17M |
| Shares Change (YoY) | -0.86% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.00% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 7.87.
| PE Ratio | 7.87 |
| Forward PE | n/a |
| PS Ratio | 0.79 |
| PB Ratio | 0.78 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | 4.67 |
| P/OCF Ratio | 4.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.71 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.81%.
| Return on Equity (ROE) | 11.81% |
| Return on Assets (ROA) | 1.24% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 1.28M |
| Profits Per Employee | 129,227 |
| Employee Count | 81 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +20.46% in the last 52 weeks. The beta is 0.24, so UNIB's price volatility has been lower than the market average.
| Beta (5Y) | 0.24 |
| 52-Week Price Change | +20.46% |
| 50-Day Moving Average | 15.76 |
| 200-Day Moving Average | 15.94 |
| Relative Strength Index (RSI) | 61.47 |
| Average Volume (20 Days) | 323 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.11 |
Income Statement
In the last 12 months, UNIB had revenue of 103.40 million and earned 10.47 million in profits. Earnings per share was 2.02.
| Revenue | 103.40M |
| Gross Profit | 103.40M |
| Operating Income | 15.31M |
| Pretax Income | 14.58M |
| Net Income | 10.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.02 |
Balance Sheet
The company has 31.27 million in cash and 135.84 million in debt, giving a net cash position of -104.57 million or -20.23 per share.
| Cash & Cash Equivalents | 31.27M |
| Total Debt | 135.84M |
| Net Cash | -104.57M |
| Net Cash Per Share | -20.23 |
| Equity (Book Value) | 105.55M |
| Book Value Per Share | 18.10 |
| Working Capital | -623.54M |
Cash Flow
In the last 12 months, operating cash flow was 20.24 million and capital expenditures -2.62 million, giving a free cash flow of 17.61 million.
| Operating Cash Flow | 20.24M |
| Capital Expenditures | -2.62M |
| Free Cash Flow | 17.61M |
| FCF Per Share | 3.41 |
Margins
| Gross Margin | n/a |
| Operating Margin | 14.81% |
| Pretax Margin | 14.10% |
| Profit Margin | 10.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.03% |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.65%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 0.65% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.88% |
| Buyback Yield | 0.86% |
| Shareholder Yield | 1.50% |
| Earnings Yield | 12.73% |
| FCF Yield | 21.43% |
Stock Splits
The last stock split was on February 25, 1998. It was a forward split with a ratio of 1.5.
| Last Split Date | Feb 25, 1998 |
| Split Type | Forward |
| Split Ratio | 1.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |