US Metro Bancorp, Inc. (USMT)
OTCMKTS · Delayed Price · Currency is USD
6.05
+0.15 (2.54%)
At close: Jul 30, 2026
US Metro Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10.23 | 7.14 | 10.62 | 16.85 | 15.7 |
Depreciation & Amortization | 4.22 | 3.53 | 2.92 | 2.98 | 2.04 |
Other Amortization | 1.56 | 1.57 | 1.51 | 2.22 | 0.08 |
Gain (Loss) on Sale of Investments | 0.37 | 0.34 | 0.34 | 0.36 | 0.18 |
Provision for Credit Losses | 3.9 | 1.6 | 0.5 | 1.3 | 3 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -7.13 | 0.79 | 1.79 | 13.65 | 16.51 |
Accrued Interest Receivable | -0.45 | -0.32 | -1.32 | 1.14 | 0.35 |
Change in Other Net Operating Assets | -1.02 | -0.74 | -0.51 | -2.53 | - |
Other Operating Activities | -0.24 | -0.16 | -0.27 | -0.42 | -4.67 |
Operating Cash Flow | -1.47 | 8.08 | 14.94 | 24.43 | 20.46 |
Operating Cash Flow Growth | - | -45.93% | -38.83% | 19.43% | 168.47% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.21 | -1.03 | -1.73 | -0.72 | -0.24 |
Investment in Securities | 2.57 | 4.11 | 2.25 | 3.58 | -70.98 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -93.72 | -152.75 | -88.02 | -167.94 | -179.14 |
Other Investing Activities | -0.5 | -0.59 | -1.48 | -1.79 | -0.48 |
Investing Cash Flow | -92.86 | -150.27 | -88.98 | -166.87 | -250.84 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 25 | - |
Long-Term Debt Issued | 21.37 | - | - | - | - |
Total Debt Issued | 21.37 | - | - | 25 | - |
Short-Term Debt Repaid | - | - | - | - | -5 |
Total Debt Repaid | - | - | - | - | -5 |
Net Debt Issued (Repaid) | 21.37 | - | - | 25 | -5 |
Issuance of Common Stock | 0.24 | 0.32 | 0.07 | 0.33 | - |
Common Dividends Paid | -1.98 | -1.98 | -1.97 | -1.63 | -0.81 |
Net Increase (Decrease) in Deposit Accounts | 125.36 | 163.7 | 87.21 | 119.51 | 189.68 |
Other Financing Activities | - | 0.18 | - | 0.15 | - |
Financing Cash Flow | 144.98 | 162.22 | 85.32 | 143.36 | 183.87 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 50.65 | 20.04 | 11.28 | 0.91 | -46.51 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2.68 | 7.05 | 13.21 | 23.71 | 20.22 |
Free Cash Flow Growth | - | -46.66% | -44.27% | 17.25% | 180.14% |
Free Cash Flow Margin | -4.83% | 15.54% | 28.97% | 47.80% | 46.31% |
Free Cash Flow Per Share | -0.16 | 0.42 | 0.80 | 1.44 | 1.23 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 46.81 | 44.97 | 26.66 | 6.2 | 4.45 |
Cash Income Tax Paid | 4.5 | 3.06 | 4.59 | 7.44 | 7.54 |