US Metro Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	83.8	79.54	72.26	59.13	42.27	30.67
Interest Income on Investments	7.84	7.84	8.59	7.19	3.01	0.73
Total Interest Income	91.64	87.38	80.85	66.31	45.28	31.4
Interest Paid on Deposits	41.59	41.89	44.21	30.77	5.81	2.49
Interest Paid on Borrowings	3.39	3.39	2.57	2.77	1.45	1.48
Total Interest Expense	44.99	45.28	46.78	33.54	7.26	3.97
Net Interest Income	46.66	42.1	34.07	32.77	38.02	27.43
Net Interest Income Growth	21.71%	23.57%	3.96%	-13.80%	38.62%	33.38%
Gain (Loss) on Sale of Investments	-0.05	-0.05	-	-	-	-
Other Non-Interest Income	14.3	7.25	6.62	6.08	4.54	3.37
Total Non-Interest Income	24.4	17.35	12.87	13.33	12.87	19.23
Non-Interest Income Growth	90.39%	34.81%	-3.43%	3.56%	-33.07%	190.35%
Revenues Before Loan Losses	71.06	59.45	46.94	46.1	50.89	46.66
Provision for Loan Losses	7	3.9	1.6	0.5	1.3	3
Revenue	64.06	55.55	45.34	45.6	49.59	43.66
Revenue Growth	30.06%	22.52%	-0.57%	-8.04%	13.59%	91.97%
Salaries and Employee Benefits	29.02	29.02	24.39	21.32	17.36	14.79
Occupancy Expenses	1.88	1.88	1.4	1.18	1.21	1.17
Selling, General & Administrative	2.87	2.87	2.59	2.72	2.15	1.29
Other Non-Interest Expense	12.72	7.23	6.71	5.69	5.52	4.78
Total Non-Interest Expense	46.48	41	35.08	30.9	26.24	22.02
EBT Excluding Unusual Items	17.58	14.56	10.26	14.7	23.34	21.63
Pretax Income	17.58	14.56	10.26	14.7	23.34	21.63
Income Tax Expense	5.23	4.37	3.19	4.13	6.5	5.93
Earnings From Continuing Operations	12.35	10.19	7.07	10.57	16.84	15.7
Minority Interest in Earnings	0.04	0.04	0.07	0.05	0.01	-
Net Income	12.39	10.23	7.14	10.62	16.85	15.7
Net Income to Common	12.39	10.23	7.14	10.62	16.85	15.7
Net Income Growth	42.41%	43.36%	-32.76%	-36.99%	7.27%	239.29%
Basic Shares Outstanding	16	17	17	16	16	16
Diluted Shares Outstanding	17	17	17	17	17	16
Shares Change	-1.29%	1.06%	0.08%	0.42%	0.56%	0.78%
EPS (Basic)	0.76	0.62	0.43	0.65	1.03	0.97
EPS (Diluted)	0.75	0.61	0.43	0.64	1.02	0.96
EPS Growth	44.27%	41.86%	-32.81%	-37.26%	6.25%	242.86%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.090	0.120	0.120	0.120	0.100	0.050
Dividend Growth	50.00%	0%	0%	20.00%	100.00%	-
Effective Tax Rate	29.75%	30.01%	31.08%	28.10%	27.86%	27.40%