VWF Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020
Cash & Equivalents	6.88	31.63	5.52	36.71	11.66	23.77
Investment Securities	5.31	12.08	11.27	10.56	18.32	12.52
Mortgage-Backed Securities	178.47	127.26	59.31	15.4	15.1	6.62
Total Investments	183.78	139.34	70.59	25.96	33.42	19.14
Gross Loans	169.63	129.53	89.72	82.27	77.09	70.94
Allowance for Loan Losses	-1.2	-0.77	-0.26	-0.22	-0.22	-0.22
Other Adjustments to Gross Loans	-1.89	-2.36	-8.25	-4.33	-2.48	-1.23
Net Loans	166.54	126.39	81.21	77.71	74.38	69.5
Property, Plant & Equipment	4.28	3.67	1.41	1.37	1.42	1.45
Accrued Interest Receivable	1.22	0.96	0.5	0.22	0.19	0.22
Other Long-Term Assets	7.69	7.06	6.36	6.57	5.14	5.07
Total Assets	372.43	311.25	165.97	149.56	127.23	120.16
Interest Bearing Deposits	260.25	159.02	70.44	62.05	68.39	65.72
Institutional Deposits	-	23.8	23	21.9	13.3	11.1
Non-Interest Bearing Deposits	42.95	26.49	26.55	26.04	19.24	16.97
Total Deposits	303.19	209.31	119.99	109.99	100.92	93.79
Short-Term Borrowings	30.5	62	6.2	-	-	-
Accrued Interest Payable	0.46	0.78	0.06	0	0	0
Long-Term Leases	1.36	1.44	-	-	-	-
Other Long-Term Liabilities	1.72	1.17	1.22	16.21	0.91	1.01
Total Liabilities	337.24	274.71	127.47	126.2	101.83	94.8
Common Stock	0.02	0.02	0.02	-	-	-
Additional Paid-In Capital	18.17	18.01	17.88	-	-	-
Retained Earnings	19.56	22.84	24.92	25.46	25.47	25.28
Treasury Stock	-0.66	-0.6	-	-	-	-
Comprehensive Income & Other	-1.9	-3.72	-4.31	-2.09	-0.08	0.08
Shareholders' Equity	35.19	36.55	38.5	23.37	25.4	25.36
Total Liabilities & Equity	372.43	311.25	165.97	149.56	127.23	120.16
Total Debt	31.86	63.44	6.2	-	-	-
Net Cash (Debt)	-24.98	-31.81	-0.68	38.18	16.55	31.85
Net Cash Growth	-	-	-	130.69%	-48.03%	-
Net Cash Per Share	-14.25	-17.98	-0.39	19.86	-	-
Filing Date Shares Outstanding	1.91	1.91	1.92	1.92	-	-
Total Common Shares Outstanding	1.91	1.91	1.92	1.92	-	-
Book Value Per Share	18.41	19.09	20.02	12.15	-	-
Tangible Book Value	35.19	36.55	38.5	23.37	25.4	25.36
Tangible Book Value Per Share	18.41	19.09	20.02	12.15	-	-

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.