VWF Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	8.77	8.04	31.63	5.52	36.71	11.66
Investment Securities	-	7.61	12.08	11.27	10.56	18.32
Mortgage-Backed Securities	158.03	179.13	127.26	59.31	15.4	15.1
Total Investments	158.03	186.75	139.34	70.59	25.96	33.42
Gross Loans	207.42	190.56	129.53	89.72	82.27	77.09
Allowance for Loan Losses	-1.7	-1.49	-0.77	-0.26	-0.22	-0.22
Other Adjustments to Gross Loans	-	-2.3	-2.36	-8.25	-4.33	-2.48
Net Loans	205.72	186.77	126.39	81.21	77.71	74.38
Property, Plant & Equipment	3.36	4.18	3.67	1.41	1.37	1.42
Accrued Interest Receivable	1.33	1.32	0.96	0.5	0.22	0.19
Other Long-Term Assets	8.45	7.96	7.06	6.36	6.57	5.14
Total Assets	387.8	396.91	311.25	165.97	149.56	127.23
Interest Bearing Deposits	280.28	303.3	182.82	70.44	62.05	68.39
Institutional Deposits	-	-	-	23	21.9	13.3
Non-Interest Bearing Deposits	37.43	36.95	26.49	26.55	26.04	19.24
Total Deposits	317.71	340.25	209.31	119.99	109.99	100.92
Short-Term Borrowings	31.45	18.5	62	6.2	-	-
Current Portion of Leases	-	0.18	-	-	-	-
Accrued Interest Payable	1.62	0.51	0.78	0.06	0	0
Long-Term Leases	1.25	1.16	1.44	-	-	-
Other Long-Term Liabilities	0.57	1.54	1.17	1.22	16.21	0.91
Total Liabilities	352.59	362.14	274.71	127.47	126.2	101.83
Common Stock	0.02	0.02	0.02	0.02	-	-
Additional Paid-In Capital	18.37	18.22	18.01	17.88	-	-
Retained Earnings	19.97	19.55	22.84	24.92	25.46	25.47
Treasury Stock	-0.73	-0.73	-0.6	-	-	-
Comprehensive Income & Other	-2.42	-2.28	-3.72	-4.31	-2.09	-0.08
Shareholders' Equity	35.2	34.77	36.55	38.5	23.37	25.4
Total Liabilities & Equity	387.8	396.91	311.25	165.97	149.56	127.23
Total Debt	32.7	19.84	63.44	6.2	-	-
Net Cash (Debt)	-23.93	-11.8	-31.81	-0.68	38.18	16.55
Net Cash Growth	-	-	-	-	130.69%	-48.03%
Net Cash Per Share	-13.56	-6.72	-17.98	-0.39	19.86	-
Filing Date Shares Outstanding	1.91	1.91	1.91	1.92	1.92	-
Total Common Shares Outstanding	1.91	1.91	1.91	1.92	1.92	-
Book Value Per Share	18.48	18.25	19.09	20.02	12.15	-
Tangible Book Value	35.2	34.77	36.55	38.5	23.37	25.4
Tangible Book Value Per Share	18.48	18.25	19.09	20.02	12.15	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.