Woodlands Financial Services Company (WDFN)

WDFN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37.79	10.26	13.44	32.73	51.91	50.65
Investment Securities	109.56	73.45	77.01	80.95	91.85	48.28
Mortgage-Backed Securities	-	36.84	47.19	50.72	47.21	40.16
Total Investments	109.56	110.29	124.2	131.67	139.06	88.44
Gross Loans	438.81	446.82	439	414.95	359.57	342.05
Allowance for Loan Losses	-5.83	-5.38	-5.19	-4.75	-4.38	-4.09
Net Loans	432.97	441.44	433.82	410.2	355.19	337.96
Property, Plant & Equipment	10.73	10.91	11.23	11.41	11.68	11.02
Accrued Interest Receivable	1.92	1.96	2.02	1.83	1.57	1.48
Long-Term Deferred Tax Assets	4.63	5.33	6.08	5.14	1.02	0.74
Other Long-Term Assets	20.2	20.74	21.82	17.93	12.81	12.18
Total Assets	617.8	600.92	612.61	610.9	573.24	502.46
Interest Bearing Deposits	405.34	370.55	357.12	389.99	359.36	304.64
Institutional Deposits	-	18.6	9.82	2.68	3.23	3.62
Non-Interest Bearing Deposits	149.76	146.79	146.17	174.38	155.64	137.59
Total Deposits	555.09	535.94	513.11	567.05	518.23	445.84
Short-Term Borrowings	-	0.16	38	-	-	-
Accrued Interest Payable	0.62	0.65	0.78	0.06	0.07	0.15
Long-Term Debt	18.96	23.95	23.94	3.93	3.92	4.92
Other Long-Term Liabilities	4.42	4.57	3.61	3.55	3.34	3.09
Total Liabilities	579.09	565.27	579.44	574.59	525.56	453.99
Common Stock	7.76	7.76	7.74	7.74	7.73	7.72
Additional Paid-In Capital	8.34	8.34	8.32	8.3	8.26	8.24
Retained Earnings	37.03	35.56	34.07	39.64	36.11	32.36
Treasury Stock	-4.57	-4.57	-4.57	-4.57	-4.57	-1.5
Comprehensive Income & Other	-9.85	-11.44	-12.4	-14.8	0.15	1.66
Shareholders' Equity	38.72	35.65	33.17	36.31	47.69	48.47
Total Liabilities & Equity	617.8	600.92	612.61	610.9	573.24	502.46
Total Debt	18.96	24.11	61.94	3.93	3.92	4.92
Net Cash (Debt)	18.84	-13.85	-48.5	28.79	47.99	45.74
Net Cash Growth	-	-	-	-39.99%	4.92%	-
Net Cash Per Share	13.46	-9.92	-34.80	20.68	33.57	30.19
Filing Date Shares Outstanding	1.4	1.4	1.39	1.39	1.39	1.49
Total Common Shares Outstanding	1.4	1.4	1.39	1.39	1.39	1.49
Book Value Per Share	27.72	25.52	23.78	26.06	34.27	32.60
Tangible Book Value	38.72	35.65	33.17	36.31	47.69	48.47
Tangible Book Value Per Share	27.72	25.52	23.78	26.06	34.27	32.60

Source: S&P Global Market Intelligence. Banks template. Financial Sources.