WDFN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	32.18	10.26	13.44	32.73	51.91
Investment Securities	75.56	73.45	77.01	80.95	91.85
Mortgage-Backed Securities	37.93	36.84	47.19	50.72	47.21
Total Investments	113.5	110.29	124.2	131.67	139.06
Gross Loans	439.76	446.82	439	414.95	359.57
Allowance for Loan Losses	-6.12	-5.38	-5.19	-4.75	-4.38
Net Loans	433.64	441.44	433.82	410.2	355.19
Property, Plant & Equipment	10.65	10.91	11.23	11.41	11.68
Accrued Interest Receivable	1.95	1.96	2.02	1.83	1.57
Long-Term Deferred Tax Assets	3.71	5.33	6.08	5.14	1.02
Other Long-Term Assets	20.19	20.74	21.82	17.93	12.81
Total Assets	615.81	600.92	612.61	610.9	573.24
Interest Bearing Deposits	387.24	370.55	357.12	389.99	359.36
Institutional Deposits	15.83	18.6	9.82	2.68	3.23
Non-Interest Bearing Deposits	150.52	146.79	146.17	174.38	155.64
Total Deposits	553.59	535.94	513.11	567.05	518.23
Short-Term Borrowings	4	0.16	38	-	-
Current Portion of Leases	0	-	-	-	-
Accrued Interest Payable	0.57	0.65	0.78	0.06	0.07
Long-Term Debt	10	23.95	23.94	3.93	3.92
Long-Term Leases	0.09	-	-	-	-
Other Long-Term Liabilities	4.29	4.57	3.61	3.55	3.34
Total Liabilities	572.54	565.27	579.44	574.59	525.56
Common Stock	7.77	7.76	7.74	7.74	7.73
Additional Paid-In Capital	8.37	8.34	8.32	8.3	8.26
Retained Earnings	39.14	35.56	34.07	39.64	36.11
Treasury Stock	-4.57	-4.57	-4.57	-4.57	-4.57
Comprehensive Income & Other	-7.44	-11.44	-12.4	-14.8	0.15
Shareholders' Equity	43.28	35.65	33.17	36.31	47.69
Total Liabilities & Equity	615.81	600.92	612.61	610.9	573.24
Total Debt	14.09	24.11	61.94	3.93	3.92
Net Cash (Debt)	18.09	-13.85	-48.5	28.79	47.99
Net Cash Growth	-	-	-	-39.99%	4.92%
Net Cash Per Share	12.94	-9.92	-34.80	20.68	33.57
Filing Date Shares Outstanding	1.4	1.4	1.39	1.39	1.39
Total Common Shares Outstanding	1.4	1.4	1.39	1.39	1.39
Book Value Per Share	30.93	25.52	23.78	26.06	34.27
Tangible Book Value	43.28	35.65	33.17	36.31	47.69
Tangible Book Value Per Share	30.93	25.52	23.78	26.06	34.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.