W.T.B. Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	128.13	129.59	138.52	119.93	62.28	101.56	Upgrade
Investment Securities	2,857	2,044	3,036	2,367	3,531	2,546	Upgrade
Trading Asset Securities	-	0.86	0.31	0.78	5.85	7.64	Upgrade
Mortgage-Backed Securities	-	1,471	1,570	1,702	1,793	1,508	Upgrade
Total Investments	2,857	3,516	4,606	4,069	5,330	4,061	Upgrade
Gross Loans	7,435	6,883	6,505	6,042	5,532	5,563	Upgrade
Allowance for Loan Losses	-157.19	-153.56	-146.16	-120.84	-140.6	-132.81	Upgrade
Net Loans	7,278	6,729	6,359	5,921	5,391	5,430	Upgrade
Property, Plant & Equipment	100.15	125.72	98.53	99.99	104.2	108.51	Upgrade
Loans Held for Sale	-	10.14	4.73	-	4.28	28.57	Upgrade
Accrued Interest Receivable	35.99	32.51	35.88	32.25	23.68	29.01	Upgrade
Other Current Assets	-	21.67	36.61	33.46	47.36	22.59	Upgrade
Long-Term Deferred Tax Assets	-	50.11	47.07	41.25	30.8	14.62	Upgrade
Other Real Estate Owned & Foreclosed	0.63	0.08	-	-	-	-	Upgrade
Other Long-Term Assets	236.62	92.85	90.1	95.33	85.4	9.3	Upgrade
Total Assets	10,637	10,737	11,446	10,423	11,090	9,814	Upgrade
Accrued Expenses	-	0.93	0.84	0.62	0.91	0.82	Upgrade
Interest Bearing Deposits	5,704	5,224	4,570	4,936	5,258	4,496	Upgrade
Institutional Deposits	-	363.23	231.88	35.14	39.24	51.2	Upgrade
Non-Interest Bearing Deposits	3,151	3,218	3,317	4,246	4,593	4,151	Upgrade
Total Deposits	8,855	8,805	8,118	9,217	9,890	8,699	Upgrade
Short-Term Borrowings	382.28	328.08	1,752	209.81	265.42	224.07	Upgrade
Current Portion of Long-Term Debt	-	500	-	-	-	-	Upgrade
Current Portion of Leases	-	3.95	-	-	-	-	Upgrade
Accrued Interest Payable	6.01	9.32	53.92	0.37	0.66	0.68	Upgrade
Other Current Liabilities	-	13.33	14.08	7	-	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	-	500	-	-	-	Upgrade
Long-Term Leases	-	35.72	13.6	13.46	17.19	17.54	Upgrade
Pension & Post-Retirement Benefits	-	6.2	5.8	5.81	6.24	6.75	Upgrade
Other Long-Term Liabilities	162.82	100.59	89.33	101.8	75.92	58.8	Upgrade
Total Liabilities	9,656	9,803	10,548	9,556	10,257	9,007	Upgrade
Common Stock	0.61	7.31	13.22	11.1	19.26	24.24	Upgrade
Retained Earnings	979.37	929.21	891.9	871.56	783.62	707.39	Upgrade
Treasury Stock	-1	-	-	-	-	-	Upgrade
Comprehensive Income & Other	2.09	-2.34	-7.68	-15.53	30.07	74.89	Upgrade
Total Common Equity	981.06	934.18	897.44	867.13	832.95	806.52	Upgrade
Shareholders' Equity	981.06	934.18	897.44	867.13	832.95	806.52	Upgrade
Total Liabilities & Equity	10,637	10,737	11,446	10,423	11,090	9,814	Upgrade
Total Debt	632.28	867.75	2,266	223.27	282.61	241.61	Upgrade
Net Cash (Debt)	-168.47	-291.93	-1,121	171.38	1,773	1,331	Upgrade
Net Cash Growth	-	-	-	-90.33%	33.19%	226.59%	Upgrade
Net Cash Per Share	-68.06	-116.78	-447.19	68.04	698.30	524.33	Upgrade
Filing Date Shares Outstanding	2.45	2.48	2.51	2.5	2.52	2.54	Upgrade
Total Common Shares Outstanding	2.45	2.48	2.51	2.5	2.52	2.54	Upgrade
Book Value Per Share	400.14	375.98	357.87	346.66	329.95	317.99	Upgrade
Tangible Book Value	981.06	934.18	897.44	867.13	832.95	806.52	Upgrade
Tangible Book Value Per Share	400.14	375.98	357.87	346.66	329.95	317.99	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.