W.T.B. Financial Corporation (WTBFB)
OTCMKTS · Delayed Price · Currency is USD
430.00
+8.15 (1.93%)
Jul 29, 2026, 3:44 PM EST
W.T.B. Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 134.12 | 131.18 | 129.59 | 138.52 | 119.93 | 62.28 |
Investment Securities | 2,547 | 1,711 | 2,044 | 3,036 | 2,367 | 3,531 |
Trading Asset Securities | - | 0.13 | 0.86 | 0.31 | 0.78 | 5.85 |
Mortgage-Backed Securities | 128.14 | 1,286 | 1,471 | 1,570 | 1,702 | 1,793 |
Total Investments | 2,675 | 2,997 | 3,516 | 4,606 | 4,069 | 5,330 |
Gross Loans | 7,473 | 7,341 | 6,883 | 6,505 | 6,042 | 5,532 |
Allowance for Loan Losses | -154.93 | -154.79 | -153.56 | -146.16 | -120.84 | -140.6 |
Net Loans | 7,318 | 7,186 | 6,729 | 6,359 | 5,921 | 5,391 |
Property, Plant & Equipment | 109.61 | 134.48 | 125.72 | 98.53 | 99.99 | 104.2 |
Loans Held for Sale | - | 17.58 | 10.14 | 4.73 | - | 4.28 |
Accrued Interest Receivable | 34.79 | 32.93 | 32.51 | 35.88 | 32.25 | 23.68 |
Other Current Assets | - | 28.14 | 21.67 | 36.61 | 33.46 | 47.36 |
Long-Term Deferred Tax Assets | - | 49.94 | 50.11 | 47.07 | 41.25 | 30.8 |
Other Real Estate Owned & Foreclosed | 0.54 | 0.54 | 0.08 | - | - | - |
Other Long-Term Assets | 274.02 | 97.72 | 92.85 | 90.1 | 95.33 | 85.4 |
Total Assets | 10,546 | 10,693 | 10,737 | 11,446 | 10,423 | 11,090 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 0.74 | 0.93 | 0.84 | 0.62 | 0.91 |
Interest Bearing Deposits | 5,573 | 5,342 | 5,224 | 4,570 | 4,936 | 5,258 |
Institutional Deposits | - | 361.55 | 363.23 | 231.88 | 35.14 | 39.24 |
Non-Interest Bearing Deposits | 3,230 | 3,220 | 3,218 | 3,317 | 4,246 | 4,593 |
Total Deposits | 8,803 | 8,923 | 8,805 | 8,118 | 9,217 | 9,890 |
Short-Term Borrowings | 259.84 | 328.15 | 328.08 | 1,752 | 209.81 | 265.42 |
Current Portion of Long-Term Debt | 250 | 250 | - | - | - | - |
Current Portion of Leases | - | 3.9 | - | - | - | - |
Accrued Interest Payable | 6.87 | 6.49 | 9.32 | 53.92 | 0.37 | 0.66 |
Other Current Liabilities | - | 13.26 | 13.33 | 14.08 | 7 | - |
Federal Home Loan Bank Debt, Long-Term | - | - | 500 | 500 | - | - |
Long-Term Leases | - | 34.54 | 39.67 | 13.6 | 13.46 | 17.19 |
Pension & Post-Retirement Benefits | - | 4.4 | 6.2 | 5.8 | 5.81 | 6.24 |
Other Long-Term Liabilities | 182.44 | 127.42 | 100.59 | 89.33 | 101.8 | 75.92 |
Total Liabilities | 9,502 | 9,692 | 9,803 | 10,548 | 9,556 | 10,257 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.25 | 0.25 | 7.31 | 13.22 | 11.1 | 19.26 |
Retained Earnings | 1,054 | 1,000 | 929.21 | 891.9 | 871.56 | 783.62 |
Comprehensive Income & Other | -10.76 | 0.27 | -2.34 | -7.68 | -15.53 | 30.07 |
Shareholders' Equity | 1,043 | 1,001 | 934.18 | 897.44 | 867.13 | 832.95 |
Total Liabilities & Equity | 10,546 | 10,693 | 10,737 | 11,446 | 10,423 | 11,090 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 509.84 | 616.59 | 867.75 | 2,266 | 223.27 | 282.61 |
Net Cash (Debt) | 42.37 | 94.87 | -291.93 | -1,121 | 171.38 | 1,773 |
Net Cash Growth | - | - | - | - | -90.33% | 33.19% |
Net Cash Per Share | 17.43 | 38.52 | -116.78 | -447.19 | 68.04 | 698.30 |
Filing Date Shares Outstanding | 2.4 | 2.43 | 2.48 | 2.51 | 2.5 | 2.52 |
Total Common Shares Outstanding | 2.4 | 2.43 | 2.48 | 2.51 | 2.5 | 2.52 |
Book Value Per Share | 433.90 | 411.58 | 375.98 | 357.87 | 346.66 | 329.95 |
Tangible Book Value | 1,043 | 1,001 | 934.18 | 897.44 | 867.13 | 832.95 |
Tangible Book Value Per Share | 433.90 | 411.58 | 375.98 | 357.87 | 346.66 | 329.95 |