W.T.B. Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	129.92	131.18	129.59	138.52	119.93	62.28
Investment Securities	2,880	1,711	2,044	3,036	2,367	3,531
Trading Asset Securities	-	0.13	0.86	0.31	0.78	5.85
Mortgage-Backed Securities	135.14	1,286	1,471	1,570	1,702	1,793
Total Investments	3,015	2,997	3,516	4,606	4,069	5,330
Gross Loans	7,314	7,341	6,883	6,505	6,042	5,532
Allowance for Loan Losses	-151.48	-154.79	-153.56	-146.16	-120.84	-140.6
Net Loans	7,163	7,186	6,729	6,359	5,921	5,391
Property, Plant & Equipment	104.36	134.48	125.72	98.53	99.99	104.2
Loans Held for Sale	-	17.58	10.14	4.73	-	4.28
Accrued Interest Receivable	34.98	32.93	32.51	35.88	32.25	23.68
Other Current Assets	-	28.14	21.67	36.61	33.46	47.36
Long-Term Deferred Tax Assets	-	49.94	50.11	47.07	41.25	30.8
Other Real Estate Owned & Foreclosed	0.54	0.54	0.08	-	-	-
Other Long-Term Assets	262.03	97.72	92.85	90.1	95.33	85.4
Total Assets	10,710	10,693	10,737	11,446	10,423	11,090
Accrued Expenses	-	0.74	0.93	0.84	0.62	0.91
Interest Bearing Deposits	5,624	5,342	5,224	4,570	4,936	5,258
Institutional Deposits	-	361.55	363.23	231.88	35.14	39.24
Non-Interest Bearing Deposits	3,222	3,220	3,218	3,317	4,246	4,593
Total Deposits	8,846	8,923	8,805	8,118	9,217	9,890
Short-Term Borrowings	386.78	328.15	328.08	1,752	209.81	265.42
Current Portion of Long-Term Debt	250	250	-	-	-	-
Current Portion of Leases	-	3.9	-	-	-	-
Accrued Interest Payable	6.34	6.49	9.32	53.92	0.37	0.66
Other Current Liabilities	-	13.26	13.33	14.08	7	-
Federal Home Loan Bank Debt, Long-Term	-	-	500	500	-	-
Long-Term Leases	-	34.54	39.67	13.6	13.46	17.19
Pension & Post-Retirement Benefits	-	4.4	6.2	5.8	5.81	6.24
Other Long-Term Liabilities	204.43	127.42	100.59	89.33	101.8	75.92
Total Liabilities	9,694	9,692	9,803	10,548	9,556	10,257
Common Stock	0.25	0.25	7.31	13.22	11.1	19.26
Retained Earnings	1,028	1,000	929.21	891.9	871.56	783.62
Comprehensive Income & Other	-11.93	0.27	-2.34	-7.68	-15.53	30.07
Shareholders' Equity	1,016	1,001	934.18	897.44	867.13	832.95
Total Liabilities & Equity	10,710	10,693	10,737	11,446	10,423	11,090
Total Debt	636.78	616.59	867.75	2,266	223.27	282.61
Net Cash (Debt)	180.44	94.87	-291.93	-1,121	171.38	1,773
Net Cash Growth	-	-	-	-	-90.33%	33.19%
Net Cash Per Share	73.74	38.52	-116.78	-447.19	68.04	698.30
Filing Date Shares Outstanding	2.42	2.43	2.48	2.51	2.5	2.52
Total Common Shares Outstanding	2.42	2.43	2.48	2.51	2.5	2.52
Book Value Per Share	420.71	411.58	375.98	357.87	346.66	329.95
Tangible Book Value	1,016	1,001	934.18	897.44	867.13	832.95
Tangible Book Value Per Share	420.71	411.58	375.98	357.87	346.66	329.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.