Zurich Insurance Group AG (ZURVY)
OTCMKTS · Delayed Price · Currency is USD
38.14
-0.41 (-1.06%)
Jul 20, 2026, 3:24 PM EST

Zurich Insurance Group AG Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
6,7985,8144,2703,9645,202
Depreciation & Amortization
858911852756849
Other Adjustments
-14,382-16,130-12,38415,319-14,457
Changes in Receivables
-255-445-797-1,006-2,059
Changes in Reinsurance Contract Assets
-2,073217-1,357-143-336
Changes in Deferred Acquisition Costs
-----927
Changes in Claims Reserves
9,8967,3525,063-6,9669,485
Changes in Other Operating Activities
5,0619,88311,663-6,8855,411
Operating Cash Flow
5,9037,6037,3115,0423,167
Operating Cash Flow Growth
-22.36%3.99%45.00%59.20%-44.45%
Capital Expenditures
-480-370-418-535-576
Sale of Property, Plant & Equipment
4195754155
Payments for Business Acquisitions
-50-1,078-734-328-2,446
Proceeds from Business Divestments
-115-15516
Other Investing Activities
-104-80-37--36
Investing Cash Flow
-593-1,404-1,132-654-2,886
Long-Term Debt Issued
7447285562,5512,664
Long-Term Debt Repaid
-463-1,117-1,202-3,067-740
Net Long-Term Debt Issued (Repaid)
281-389-646-5161,924
Repurchase of Common Stock
-450-1,309--770-455
Net Common Stock Issued (Repurchased)
-450-1,309--770-455
Common Dividends Paid
-5,082-4,467-6,105-3,767-3,534
Other Financing Activities
-220-207-211-220-227
Financing Cash Flow
-5,470-6,372-6,962-5,273-2,292
Effect of Exchange Rate Changes on Cash and Cash Equivalents
555-382278-290-386
Net Cash Flow
394-555-505-1,174-2,396
Free Cash Flow
5,4237,2336,8934,5072,591
Free Cash Flow Growth
-25.02%4.93%52.94%73.95%-49.68%
FCF Margin
7.42%10.53%10.82%7.69%3.71%
Free Cash Flow Per Share
37.6649.9547.1030.1317.27
Levered Free Cash Flow
10,44516,06614,445-3,35811,547
Unlevered Free Cash Flow
8,57515,00913,618-4,10110,195