Bank of Palestine Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	268.33	261.1	228.39	190.31	174.69	161.29
Interest Paid on Deposits	49.03	46.32	37.57	30.3	38.91	42.65
Net Interest Income	219.3	214.79	190.83	160.01	135.79	118.64
Net Interest Income Growth (YoY)	5.08%	12.55%	19.26%	17.84%	14.46%	1.38%
Gain (Loss) on Sale of Assets	0.9	0.9	0.16	-	-	-
Gain (Loss) on Sale of Investments	3.07	1.69	2.63	1.38	7.95	0.61
Gain (Loss) on Sale of Equity Investments	-0.15	0.15	0.18	2.63	0.46	0.44
Other Non-Interest Income	146.14	134.39	133.83	133.54	118.33	102.51
Total Non-Interest Income	149.97	137.14	136.79	137.55	126.75	103.56
Non-Interest Income Growth (YoY)	10.28%	0.25%	-0.55%	8.52%	22.39%	-7.46%
Revenues Before Loan Losses	369.26	351.92	327.62	297.56	262.53	222.2
Provision for Loan Losses	157.56	225.97	134.78	28.45	26.67	40.99
Revenue	211.7	125.96	192.84	269.11	235.87	181.21
Revenue Growth (YoY)	94.95%	-34.68%	-28.34%	14.09%	30.16%	-7.90%
Salaries and Employee Benefits	77.18	76.93	79.97	77.52	74.37	65.94
Occupancy Expenses	17.38	17.61	17.99	17.87	17.93	18.86
Selling, General & Administrative	13.53	12.13	12.43	10.73	10.42	10.47
Other Non-Interest Expense	77.11	66.28	63.77	55.63	48.26	45.82
Total Non-Interest Expense	185.2	172.95	174.16	161.75	150.98	141.1
EBT Excluding Unusual Items	26.5	-46.99	18.69	107.35	84.89	40.11
Asset Writedown	1.82	1.52	-0.75	-0.02	-0.29	0.05
Pretax Income	28.33	-45.47	17.94	107.34	84.6	40.16
Income Tax Expense	-6.36	-17.56	1.45	40.69	28.35	17.75
Earnings From Continuing Operations	34.68	-27.91	16.49	66.65	56.25	22.41
Minority Interest in Earnings	-4.32	-0.99	-3.39	-5.73	-7.12	-2.53
Net Income	30.37	-28.9	13.11	60.91	49.13	19.88
Preferred Dividends & Other Adjustments	1.69	1.97	3.71	-	-	-
Net Income to Common	28.67	-30.87	9.39	60.91	49.13	19.88
Net Income Growth	-	-	-78.48%	23.98%	147.13%	-41.45%
Basic Shares Outstanding	260	239	231	231	227	223
Diluted Shares Outstanding	260	239	231	231	227	223
Shares Change (YoY)	11.84%	3.45%	-	1.77%	1.67%	-
EPS (Basic)	0.11	-0.13	0.04	0.26	0.22	0.09
EPS (Diluted)	0.11	-0.13	0.04	0.26	0.22	0.09
EPS Growth	-	-	-84.58%	21.82%	143.09%	-41.45%
Dividend Per Share	-	-	0.100	0.097	0.085	0.037
Dividend Growth	-	-	2.99%	14.51%	127.35%	-
Effective Tax Rate	-	-	8.06%	37.91%	33.51%	44.19%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.