Bank of Palestine Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	275.53	261.1	228.39	190.31	174.69
Interest Paid on Deposits	49.4	46.32	37.57	30.3	38.91
Net Interest Income	226.12	214.79	190.83	160.01	135.79
Net Interest Income Growth (YoY)	5.28%	12.55%	19.26%	17.84%	14.46%
Gain (Loss) on Sale of Assets	-	0.9	0.16	-	-
Gain (Loss) on Sale of Investments	3.81	1.69	2.63	1.38	7.95
Gain (Loss) on Sale of Equity Investments	-0.28	0.15	0.18	2.63	0.46
Other Non-Interest Income	157.75	134.39	133.83	133.54	118.33
Total Non-Interest Income	161.28	137.14	136.79	137.55	126.75
Non-Interest Income Growth (YoY)	17.61%	0.25%	-0.55%	8.52%	22.39%
Revenues Before Loan Losses	387.41	351.92	327.62	297.56	262.53
Provision for Loan Losses	126.24	225.97	134.78	28.45	26.67
Revenue	261.17	125.96	192.84	269.11	235.87
Revenue Growth (YoY)	107.35%	-34.68%	-28.34%	14.09%	30.16%
Salaries and Employee Benefits	92.42	76.93	79.97	77.52	74.37
Occupancy Expenses	17.62	17.61	17.99	17.87	17.93
Selling, General & Administrative	-	12.13	12.43	10.73	10.42
Other Non-Interest Expense	84.16	66.28	63.77	55.63	48.26
Total Non-Interest Expense	194.2	172.95	174.16	161.75	150.98
EBT Excluding Unusual Items	66.96	-46.99	18.69	107.35	84.89
Asset Writedown	-	1.52	-0.75	-0.02	-0.29
Pretax Income	66.96	-45.47	17.94	107.34	84.6
Income Tax Expense	9.96	-17.56	1.45	40.69	28.35
Earnings From Continuing Operations	57	-27.91	16.49	66.65	56.25
Minority Interest in Earnings	-3.64	-0.99	-3.39	-5.73	-7.12
Net Income	53.36	-28.9	13.11	60.91	49.13
Preferred Dividends & Other Adjustments	-	1.97	3.71	-	-
Net Income to Common	53.36	-30.87	9.39	60.91	49.13
Net Income Growth	-	-	-78.48%	23.98%	147.13%
Basic Shares Outstanding	292	248	240	240	236
Diluted Shares Outstanding	292	248	240	240	236
Shares Change (YoY)	17.68%	3.45%	-	1.77%	1.67%
EPS (Basic)	0.18	-0.12	0.04	0.25	0.21
EPS (Diluted)	0.18	-0.12	0.04	0.25	0.21
EPS Growth	-	-	-84.58%	21.83%	143.09%
Dividend Per Share	0.038	-	0.096	0.093	0.082
Dividend Growth	-	-	3.00%	14.46%	127.30%
Effective Tax Rate	14.88%	-	8.06%	37.91%	33.51%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.