Bank of Palestine Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	53.36	-28.9	13.11	60.91	49.13
Depreciation & Amortization	17.62	15.02	15.6	15.54	15.81
Other Amortization	-	2.59	2.39	2.33	2.12
Gain (Loss) on Sale of Assets	-0.21	-0.9	-0.16	-0.27	0.3
Gain (Loss) on Sale of Investments	-15.58	-0.61	2.07	-1.38	-7.95
Total Asset Writedown	-3.27	-2.07	-0.18	0.02	1.34
Provision for Credit Losses	122.97	87.66	99.71	28.45	26.67
Change in Other Net Operating Assets	-329.75	-203.6	-402.54	-150.43	-213.12
Other Operating Activities	10.14	-39.42	-35.57	19.7	23.25
Operating Cash Flow	-144.44	-170.38	-305.75	-27.76	-102.91
Capital Expenditures	-11.14	-9.72	-10.04	-6.17	-8.19
Sale of Property, Plant and Equipment	0.45	0.2	0.31	0.42	0.2
Investment in Securities	-25.14	-395.13	18.31	-41.8	63.65
Income (Loss) Equity Investments	0.28	-0.15	-0.18	-2.63	-0.46
Purchase / Sale of Intangibles	-2.28	-2.07	-2.1	-2.7	-1.3
Other Investing Activities	-10.12	1.26	3.88	10.73	-4.35
Investing Cash Flow	-48.23	-405.47	8.55	-36.57	50.01
Long-Term Debt Issued	2	76.5	5	29.21	20.81
Long-Term Debt Repaid	-34.31	-34.93	-29.22	-17.19	-7.29
Net Debt Issued (Repaid)	-32.31	41.57	-24.22	12.02	13.51
Issuance of Common Stock	12.42	45.05	29.55	0	12
Common Dividends Paid	-	-0.29	-23.77	-21.59	-10.55
Net Increase (Decrease) in Deposit Accounts	1,926	1,236	511.95	-46.94	432.62
Other Financing Activities	-3.56	-1.98	-3.53	-	-
Financing Cash Flow	1,902	1,320	489.99	-56.5	447.58
Net Cash Flow	1,710	744.34	192.79	-120.83	394.67
Free Cash Flow	-155.58	-180.1	-315.79	-33.93	-111.1
Free Cash Flow Margin	-59.57%	-142.99%	-163.76%	-12.61%	-47.10%
Free Cash Flow Per Share	-0.55	-0.76	-1.37	-0.15	-0.49
Cash Interest Paid	63.42	55.63	47.66	38.93	52.23
Cash Income Tax Paid	24.61	27.6	39.82	27.28	11.47

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.