PEX:NIC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	50.79	51.53	53.96	56.16	48.64	44.67
Total Interest & Dividend Income	1.22	0.32	0	1.87	1.68	1.72
Gain (Loss) on Sale of Investments	1.13	-0.93	-2.2	0.94	1.61	0.36
Other Revenue	2.4	0.27	0.6	0.35	2.82	2.71
Total Revenue	55.53	51.19	52.37	59.32	54.75	49.46
Revenue Growth (YoY)	10.81%	-2.25%	-11.72%	8.36%	10.70%	7.06%
Policy Benefits	49.48	46.46	50.35	54.31	40.59	30.53
Policy Acquisition & Underwriting Costs	-	-	-	-	1.96	1.91
Selling, General & Administrative	0.03	0.04	0.05	0.05	9.04	8.7
Provision for Bad Debts	-	-	-	-	0.45	1.21
Other Operating Expenses	1.46	1.55	1.89	1.48	-	-
Total Operating Expenses	50.97	48.05	52.29	55.83	52.04	42.35
Operating Income	4.56	3.15	0.09	3.5	2.71	7.1
Interest Expense	-0	-0.01	-0	-0.67	-0.09	-0.1
Currency Exchange Gain (Loss)	0.59	0.07	-0.37	-0.62	0.65	2.71
EBT Excluding Unusual Items	5.15	3.21	-0.29	2.2	3.26	9.7
Gain (Loss) on Sale of Assets	0.02	0.04	0.14	0.21	0.07	0.03
Asset Writedown	0.96	0.96	1.06	1.54	-	-
Other Unusual Items	-	-	-	-	-0.01	0.06
Pretax Income	6.13	4.2	0.91	3.95	3.32	9.8
Income Tax Expense	0.93	1.2	1.5	0.89	0.22	1.99
Earnings From Continuing Ops.	5.2	3	-0.59	3.06	3.11	7.81
Net Income to Company	5.2	3	-0.59	3.06	3.11	7.81
Minority Interest in Earnings	0	-	-0.06	-0.14	-0.08	-0.09
Net Income	5.2	3	-0.66	2.92	3.02	7.72
Net Income to Common	5.2	3	-0.66	2.92	3.02	7.72
Net Income Growth	256.62%	-	-	-3.47%	-60.82%	10.45%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
Shares Change (YoY)	-2.31%	-0.20%	-0.19%	-0.00%	-	-
EPS (Basic)	0.29	0.16	-0.04	0.16	0.16	0.42
EPS (Diluted)	0.29	0.16	-0.04	0.16	0.16	0.42
EPS Growth	265.04%	-	-	-3.47%	-60.82%	10.45%
Free Cash Flow	2.75	0.19	0.69	-4.7	0.07	2.65
Free Cash Flow Per Share	0.15	0.01	0.04	-0.25	0.00	0.14
Dividend Per Share	-	-	0.050	0.117	0.163	0.182
Dividend Growth	-	-	-57.12%	-28.55%	-10.53%	12.45%
Operating Margin	8.21%	6.14%	0.16%	5.89%	4.94%	14.36%
Profit Margin	9.37%	5.87%	-1.25%	4.92%	5.53%	15.61%
Free Cash Flow Margin	4.94%	0.37%	1.33%	-7.93%	0.12%	5.35%
EBITDA	5.04	3.62	0.62	4.02	3.2	7.57
EBITDA Margin	9.07%	7.07%	1.19%	6.77%	5.85%	15.31%
D&A For EBITDA	0.48	0.47	0.54	0.52	0.49	0.47
EBIT	4.56	3.15	0.09	3.5	2.71	7.1
EBIT Margin	8.21%	6.14%	0.16%	5.89%	4.94%	14.36%
Effective Tax Rate	15.10%	28.58%	164.80%	22.56%	6.51%	20.31%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.