National Insurance Company (PEX:NIC)

PEX:NIC Statistics

Total Valuation

PEX:NIC has a market cap or net worth of JOD 37.77 million. The enterprise value is 35.90 million.

Market Cap	37.77M
Enterprise Value	35.90M

Important Dates

The next confirmed earnings date is Wednesday, June 17, 2026.

Earnings Date	Jun 17, 2026
Ex-Dividend Date	Apr 19, 2026

Share Statistics

PEX:NIC has 18.50 million shares outstanding. The number of shares has decreased by -2.34% in one year.

Current Share Class	18.50M
Shares Outstanding	18.50M
Shares Change (YoY)	-2.34%
Shares Change (QoQ)	-7.97%
Owned by Insiders (%)	48.68%
Owned by Institutions (%)	n/a
Float	9.49M

Valuation Ratios

The trailing PE ratio is 11.60.

PE Ratio	11.60
Forward PE	n/a
PS Ratio	0.91
PB Ratio	1.14
P/TBV Ratio	1.14
P/FCF Ratio	11.34
P/OCF Ratio	10.38
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.91, with an EV/FCF ratio of 10.78.

EV / Earnings	11.32
EV / Sales	0.87
EV / EBITDA	10.91
EV / EBIT	12.73
EV / FCF	10.78

Financial Position

The company has a current ratio of 0.91, with a Debt / Equity ratio of 0.06.

Current Ratio	0.91
Quick Ratio	0.51
Debt / Equity	0.06
Debt / EBITDA	0.64
Debt / FCF	0.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.20% and return on invested capital (ROIC) is 6.76%.

Return on Equity (ROE)	10.20%
Return on Assets (ROA)	2.21%
Return on Invested Capital (ROIC)	6.76%
Return on Capital Employed (ROCE)	7.09%
Weighted Average Cost of Capital (WACC)	3.07%
Revenue Per Employee	195,199
Profits Per Employee	14,955
Employee Count	212
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:NIC has paid 511,886 in taxes.

Income Tax	511,886
Effective Tax Rate	13.90%

Stock Price Statistics

The stock price has increased by +10.77% in the last 52 weeks. The beta is -0.18, so PEX:NIC's price volatility has been lower than the market average.

Beta (5Y)	-0.18
52-Week Price Change	+10.77%
50-Day Moving Average	3.04
200-Day Moving Average	2.90
Relative Strength Index (RSI)	31.81
Average Volume (20 Days)	7,886

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:NIC had revenue of JOD 41.38 million and earned 3.17 million in profits. Earnings per share was 0.18.

Revenue	41.38M
Gross Profit	3.95M
Operating Income	2.82M
Pretax Income	3.68M
Net Income	3.17M
EBITDA	3.14M
EBIT	2.82M
Earnings Per Share (EPS)	0.18

Balance Sheet

The company has 19.14 million in cash and 2.09 million in debt, with a net cash position of 1.87 million or 0.10 per share.

Cash & Cash Equivalents	19.14M
Total Debt	2.09M
Net Cash	1.87M
Net Cash Per Share	0.10
Equity (Book Value)	33.26M
Book Value Per Share	1.96
Working Capital	-3.77M

Cash Flow

In the last 12 months, operating cash flow was 3.64 million and capital expenditures -305,590, giving a free cash flow of 3.33 million.

Operating Cash Flow	3.64M
Capital Expenditures	-305,590
Depreciation & Amortization	n/a
Net Borrowing	1.20M
Free Cash Flow	3.33M
FCF Per Share	0.18

Margins

Gross margin is 9.55%, with operating and profit margins of 6.81% and 7.66%.

Gross Margin	9.55%
Operating Margin	6.81%
Pretax Margin	8.90%
Profit Margin	7.66%
EBITDA Margin	7.58%
EBIT Margin	6.81%
FCF Margin	8.05%

Dividends & Yields

This stock pays an annual dividend of 0.13, which amounts to a dividend yield of 6.25%.

Dividend Per Share	0.13
Dividend Yield	6.25%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.34%
Shareholder Yield	8.59%
Earnings Yield	8.39%
FCF Yield	8.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 22, 2024. It was a forward split with a ratio of 1.07246.

Last Split Date	Apr 22, 2024
Split Type	Forward
Split Ratio	1.07246

Scores

Altman Z-Score	n/a
Piotroski F-Score	6