National Insurance Company (PEX:NIC)

PEX:NIC Statistics

Total Valuation

PEX:NIC has a market cap or net worth of JOD 43.25 million. The enterprise value is 40.32 million.

Market Cap	43.25M
Enterprise Value	40.32M

Important Dates

The last earnings date was Tuesday, March 31, 2026.

Earnings Date	Mar 31, 2026
Ex-Dividend Date	Apr 19, 2026

Share Statistics

PEX:NIC has 18.50 million shares outstanding.

Current Share Class	18.50M
Shares Outstanding	18.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	48.68%
Owned by Institutions (%)	n/a
Float	9.49M

Valuation Ratios

The trailing PE ratio is 12.07.

PE Ratio	12.07
Forward PE	n/a
PS Ratio	1.06
PB Ratio	1.26
P/TBV Ratio	1.26
P/FCF Ratio	22.94
P/OCF Ratio	19.27
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.77, with an EV/FCF ratio of 21.38.

EV / Earnings	11.28
EV / Sales	0.99
EV / EBITDA	10.77
EV / EBIT	12.22
EV / FCF	21.38

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.06.

Current Ratio	0.85
Quick Ratio	0.40
Debt / Equity	0.06
Debt / EBITDA	0.59
Debt / FCF	1.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.09% and return on invested capital (ROIC) is 7.52%.

Return on Equity (ROE)	11.09%
Return on Assets (ROA)	2.48%
Return on Invested Capital (ROIC)	7.52%
Return on Capital Employed (ROCE)	8.11%
Weighted Average Cost of Capital (WACC)	3.22%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	219
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:NIC has paid 731,534 in taxes.

Income Tax	731,534
Effective Tax Rate	16.99%

Stock Price Statistics

The stock price has increased by +24.53% in the last 52 weeks. The beta is -0.16, so PEX:NIC's price volatility has been lower than the market average.

Beta (5Y)	-0.16
52-Week Price Change	+24.53%
50-Day Moving Average	3.01
200-Day Moving Average	2.90
Relative Strength Index (RSI)	76.72
Average Volume (20 Days)	9,808

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:NIC had revenue of JOD 40.82 million and earned 3.57 million in profits. Earnings per share was 0.19.

Revenue	40.82M
Gross Profit	4.38M
Operating Income	3.30M
Pretax Income	4.30M
Net Income	3.57M
EBITDA	3.62M
EBIT	3.30M
Earnings Per Share (EPS)	0.19

Balance Sheet

The company has 16.44 million in cash and 2.19 million in debt, with a net cash position of 2.94 million or 0.16 per share.

Cash & Cash Equivalents	16.44M
Total Debt	2.19M
Net Cash	2.94M
Net Cash Per Share	0.16
Equity (Book Value)	34.27M
Book Value Per Share	1.86
Working Capital	-6.76M

Cash Flow

In the last 12 months, operating cash flow was 2.24 million and capital expenditures -358,867, giving a free cash flow of 1.89 million.

Operating Cash Flow	2.24M
Capital Expenditures	-358,867
Depreciation & Amortization	n/a
Net Borrowing	1.29M
Free Cash Flow	1.89M
FCF Per Share	0.10

Margins

Gross margin is 10.74%, with operating and profit margins of 8.09% and 8.75%.

Gross Margin	10.74%
Operating Margin	8.09%
Pretax Margin	10.55%
Profit Margin	8.75%
EBITDA Margin	8.86%
EBIT Margin	8.09%
FCF Margin	4.62%

Dividends & Yields

This stock pays an annual dividend of 0.13, which amounts to a dividend yield of 5.45%.

Dividend Per Share	0.13
Dividend Yield	5.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	5.45%
Earnings Yield	8.26%
FCF Yield	4.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 22, 2024. It was a forward split with a ratio of 1.07246.

Last Split Date	Apr 22, 2024
Split Type	Forward
Split Ratio	1.07246

Scores

Altman Z-Score	n/a
Piotroski F-Score	4