National Insurance Company (PEX:NIC)

PEX:NIC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	58.39	57.58	51.19	52.37	59.32	54.75
Revenue Growth	11.55%	12.47%	-2.25%	-11.72%	8.36%	10.70%
Operating Income Operating Income Growth	3.98	4.66	3.14	0.09	3.5	2.71
Net Income Net Income Growth	4.47	5.04	3	-0.66	2.92	3.02
Earnings Per Share EPS Growth	0.25	0.27	0.16	-0.04	0.16	0.16
EPS Growth	65.13%	67.81%	-	-	-3.47%	-60.82%

Revenue by Segment

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investment Segment Investment Segment Growth	1.95	0.31	-0.34	2.51	3.35
Real Estate Investments Real Estate Investments Growth	0.5	0.53	1.53	2.08	1.64
Life Insurance Life Insurance Growth	0.03	0.04	0.02	0.01	0.01
Health Health Growth	7.59	7.12	6.63	6.85	8.23
Civil Liability Civil Liability Growth	1.13	0.95	1.13	1.08	0.87
Labor Labor Growth	4.36	3.94	4.94	5.04	4.5
General Insurance General Insurance Growth	3.52	3.08	3.56	3.45	0.89
Engineering Insurance Engineering Insurance Growth	1.78	1.75	1.89	1.7	1.01
Marine Marine Growth	0.38	0.37	0.32	0.33	0.21
Fire Fire Growth	4.86	4.25	5.13	4.76	1.55
Car Car Growth	31.47	28.86	31.25	33.26	32.7
Total Total Growth	57.58	51.19	56.07	60.86	54.98

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	5.58	7.24	7.07	6.34	8.73	14.91
Total Debt Total Debt Growth	2.95	3.09	0.73	0.84	0.92	1.06
Net Cash (Debt) Net Cash Growth	2.63	4.14	6.35	5.5	7.81	13.85
Net Cash Growth	-24.70%	-34.72%	15.38%	-29.55%	-43.63%	-13.20%
Net Cash Per Share Net Cash Per Share Growth	0.15	0.22	0.34	0.30	0.42	0.75

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	5.13	3.17	0.79	1.24	-3.57	1.13
Capital Expenditures CapEx Growth	-0.43	-0.51	-0.23	-0.54	-1.13	-1.06
Free Cash Flow Free Cash Flow Growth	4.7	2.66	0.57	0.69	-4.7	0.07
Free Cash Flow Growth	-	369.25%	-18.39%	-	-	-97.47%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	6.81%	8.09%	6.13%	0.16%	5.89%	4.94%
Pretax Margin	8.90%	10.55%	8.21%	1.74%	6.67%	6.07%
Profit Margin	7.66%	8.75%	5.87%	-1.25%	4.92%	5.53%
FCF Margin	8.05%	4.62%	1.11%	1.33%	-7.93%	0.12%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.128	0.180	-	0.050	0.117	0.163
Dividend Per Share Growth	0%	-	-	-57.12%	-28.55%	-10.53%
Dividend Yield	6.00%	6.35%	-	1.75%	3.14%	4.43%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	12.09	11.01	18.48	-	26.00	25.89
P/FCF Ratio	11.81	20.87	97.94	81.98	-	1168.93
PS Ratio	0.95	0.96	1.08	1.09	1.28	1.43

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 30, 2026

Data Sources Report a data error