PEX:PIBC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	35.05	34.14	33.16	31.6	24.48	22.47
Total Interest Income	35.05	34.14	33.16	31.6	24.48	22.47
Interest Paid on Deposits	12.41	10.9	7.71	5.6	4.88	5.41
Net Interest Income	22.64	23.24	25.45	26.01	19.61	17.07
Net Interest Income Growth	-7.95%	-8.68%	-2.16%	32.65%	14.88%	6.03%
Gain (Loss) on Sale of Assets	-	-	-	-	0.2	-
Gain (Loss) on Sale of Investments	-0.14	-0.14	-0.03	-0.56	-0.58	-0.46
Other Non-Interest Income	7.27	5.62	7.66	8.81	8.76	6.85
Total Non-Interest Income	7.13	5.47	7.63	8.25	8.37	6.38
Non-Interest Income Growth	10.63%	-28.27%	-7.54%	-1.45%	31.22%	-2.85%
Revenues Before Loan Losses	29.77	28.71	33.08	34.26	27.98	23.45
Provision for Loan Losses	4.2	3.17	7.71	6.08	2.06	2.86
Revenue	25.58	25.55	25.37	28.18	25.92	20.59
Revenue Growth	-3.72%	0.70%	-9.99%	8.74%	25.90%	-1.65%
Salaries and Employee Benefits	9.73	9.75	10.19	8.6	7.12	6.44
Occupancy Expenses	2.59	2.37	2.14	2.03	2.11	2.07
Selling, General & Administrative	-	-	-	1.36	1.6	1.34
Other Non-Interest Expense	9.54	9.34	11.57	7.72	7.38	5.34
Total Non-Interest Expense	21.94	21.51	23.93	19.75	18.25	15.24
EBT Excluding Unusual Items	3.64	4.03	1.44	8.43	7.66	5.35
Asset Writedown	-	-	-0.05	-	-	-
Legal Settlements	-	-	-	-0.6	-0.2	-0.17
Other Unusual Items	-	-	-	-0.06	-	-
Pretax Income	3.64	4.03	1.39	7.77	7.46	5.17
Income Tax Expense	1.35	1.65	0.73	2.7	2.38	1.41
Earnings From Continuing Operations	2.28	2.38	0.66	5.07	5.09	3.77
Earnings From Discontinued Operations	-0.05	-0.22	-0.26	-	-	-
Net Income	2.23	2.16	0.4	5.07	5.09	3.77
Net Income to Common	2.23	2.16	0.4	5.07	5.09	3.77
Net Income Growth	152.95%	438.41%	-92.09%	-0.42%	35.09%	2.46%
Basic Shares Outstanding	80	80	82	80	80	80
Diluted Shares Outstanding	80	80	82	80	80	80
Shares Change	-2.95%	-2.95%	2.95%	-	-	-
EPS (Basic)	0.03	0.03	0.00	0.06	0.06	0.05
EPS (Diluted)	0.03	0.03	0.00	0.06	0.06	0.05
EPS Growth	160.64%	454.87%	-92.31%	-0.42%	35.09%	2.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	-	0.049	0.049
Dividend Growth	-	-	-	-	0%	-
Effective Tax Rate	37.25%	40.92%	52.65%	34.80%	31.84%	27.22%