Quds Bank Ltd. (PEX:QUDS)

Quds Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	69.09	77.95	81.11	71.71	62.88	56.91
Total Interest Income	69.09	77.95	81.11	71.71	62.88	56.91
Interest Paid on Deposits	18.08	15.99	12.36	12.62	12.97	14.45
Net Interest Income	51.01	61.96	68.75	59.09	49.91	42.46
Net Interest Income Growth (YoY)	-23.16%	-9.87%	16.34%	18.40%	17.54%	-3.14%
Gain (Loss) on Sale of Assets	-0.17	-0.17	-0.7	-	-	-0.25
Gain (Loss) on Sale of Investments	0.41	0.41	-0.04	1.64	1.18	-0
Gain (Loss) on Sale of Equity Investments	0.09	0.23	0.25	0.22	0.18	0.12
Other Non-Interest Income	15.81	16.64	19.12	19.35	16.42	17.32
Total Non-Interest Income	16.14	17.12	18.63	21.21	17.78	17.2
Non-Interest Income Growth (YoY)	-10.70%	-8.14%	-12.16%	19.32%	3.37%	-6.05%
Revenues Before Loan Losses	67.15	79.08	87.38	80.3	67.69	59.66
Provision for Loan Losses	17.27	28.62	28.81	11.01	6.73	7.64
Revenue	49.88	50.46	58.57	69.3	60.96	52.02
Revenue Growth (YoY)	2.79%	-13.86%	-15.48%	13.69%	17.17%	0.49%
Salaries and Employee Benefits	19.79	19.88	21.88	19.57	19.75	18.56
Occupancy Expenses	5.41	5.06	5.09	5.61	5.56	5.44
Selling, General & Administrative	1.63	1.63	2.05	1.59	1.61	1.64
Other Non-Interest Expense	14.6	14.82	15.86	17.27	13.4	12.72
Total Non-Interest Expense	41.43	41.38	44.88	44.03	40.32	38.36
EBT Excluding Unusual Items	8.45	9.07	13.7	25.26	20.64	13.67
Asset Writedown	0.76	0.76	-	-	-	-
Legal Settlements	0.27	0.27	-	-0.33	-0.1	-0.1
Other Unusual Items	-	-	-0.03	-	-	0.3
Pretax Income	9.48	10.1	13.67	24.93	20.54	13.86
Income Tax Expense	0.51	0.09	4.49	4.03	6.17	2.96
Earnings From Continuing Operations	8.97	10.01	9.18	20.9	14.36	10.9
Minority Interest in Earnings	-0.33	-0.22	-0.22	-0.59	-0.3	-0
Net Income	8.64	9.79	8.96	20.31	14.07	10.9
Net Income to Common	8.64	9.79	8.96	20.31	14.07	10.9
Net Income Growth	153.32%	9.27%	-55.89%	44.41%	29.07%	41.55%
Basic Shares Outstanding	110	110	110	110	110	110
Diluted Shares Outstanding	110	110	110	110	110	110
Shares Change (YoY)	-0.55%	-	-	-	-0.00%	-
EPS (Basic)	0.08	0.09	0.08	0.18	0.13	0.10
EPS (Diluted)	0.08	0.09	0.08	0.18	0.13	0.10
EPS Growth	154.71%	9.27%	-55.89%	44.41%	29.07%	41.55%
Dividend Per Share	0.076	0.076	-	0.091	0.057	0.038
Dividend Growth	-	-	-	59.40%	49.74%	-
Effective Tax Rate	5.33%	0.85%	32.82%	16.18%	30.06%	21.37%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.