Quds Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	72.09	68.71	77.95	81.11	71.71	62.88
Total Interest Income	72.09	68.71	77.95	81.11	71.71	62.88
Interest Paid on Deposits	19.74	19.23	15.99	12.36	12.62	12.97
Net Interest Income	52.34	49.48	61.96	68.75	59.09	49.91
Net Interest Income Growth (YoY)	-11.18%	-20.14%	-9.87%	16.34%	18.40%	17.54%
Gain (Loss) on Sale of Assets	-	-	-0.17	-0.7	-	-
Gain (Loss) on Sale of Investments	-0.37	-	0.41	-0.04	1.64	1.18
Gain (Loss) on Sale of Equity Investments	-0.5	-0.5	0.23	0.25	0.22	0.18
Other Non-Interest Income	18.5	17.59	16.64	19.12	19.35	16.42
Total Non-Interest Income	17.63	17.09	17.12	18.63	21.21	17.78
Non-Interest Income Growth (YoY)	16.19%	-0.18%	-8.14%	-12.16%	19.32%	3.37%
Revenues Before Loan Losses	69.97	66.56	79.08	87.38	80.3	67.69
Provision for Loan Losses	13.67	12.4	28.62	28.81	11.01	6.73
Revenue	56.3	54.17	50.46	58.57	69.3	60.96
Revenue Growth (YoY)	5.80%	7.36%	-13.86%	-15.48%	13.69%	17.17%
Salaries and Employee Benefits	22.45	22	19.88	21.88	19.57	19.75
Occupancy Expenses	7.61	6.88	5.06	5.09	5.61	5.56
Selling, General & Administrative	-	-	1.63	2.05	1.59	1.61
Other Non-Interest Expense	14.6	14.21	14.82	15.86	17.27	13.4
Total Non-Interest Expense	44.66	43.1	41.38	44.88	44.03	40.32
EBT Excluding Unusual Items	11.64	11.07	9.07	13.7	25.26	20.64
Asset Writedown	-	-	0.76	-	-	-
Legal Settlements	-	-	0.27	-	-0.33	-0.1
Other Unusual Items	-	-	-	-0.03	-	-
Pretax Income	11.64	11.07	10.1	13.67	24.93	20.54
Income Tax Expense	4.72	3.81	0.09	4.49	4.03	6.17
Earnings From Continuing Operations	6.92	7.26	10.01	9.18	20.9	14.36
Minority Interest in Earnings	-0.37	-0.48	-0.22	-0.22	-0.59	-0.3
Net Income	6.55	6.78	9.79	8.96	20.31	14.07
Net Income to Common	6.55	6.78	9.79	8.96	20.31	14.07
Net Income Growth	-40.57%	-30.72%	9.27%	-55.89%	44.41%	29.07%
Basic Shares Outstanding	111	112	112	112	112	112
Diluted Shares Outstanding	111	112	112	112	112	112
Shares Change (YoY)	-1.13%	-0.79%	-	-	-	-0.00%
EPS (Basic)	0.06	0.06	0.09	0.08	0.18	0.13
EPS (Diluted)	0.06	0.06	0.09	0.08	0.18	0.13
EPS Growth	-39.89%	-30.17%	9.27%	-55.89%	44.41%	29.08%
Dividend Per Share	-	-	0.075	-	0.089	0.056
Dividend Growth	-	-	-	-	59.60%	49.33%
Effective Tax Rate	40.55%	34.40%	0.85%	32.82%	16.18%	30.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.