Quds Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	68.71	77.95	81.11	71.71	62.88
Total Interest Income	68.71	77.95	81.11	71.71	62.88
Interest Paid on Deposits	19.23	15.99	12.36	12.62	12.97
Net Interest Income	49.48	61.96	68.75	59.09	49.91
Net Interest Income Growth (YoY)	-20.14%	-9.87%	16.34%	18.40%	17.54%
Gain (Loss) on Sale of Assets	-	-0.17	-0.7	-	-
Gain (Loss) on Sale of Investments	-	0.41	-0.04	1.64	1.18
Gain (Loss) on Sale of Equity Investments	-0.5	0.23	0.25	0.22	0.18
Other Non-Interest Income	17.59	16.64	19.12	19.35	16.42
Total Non-Interest Income	17.09	17.12	18.63	21.21	17.78
Non-Interest Income Growth (YoY)	-0.18%	-8.14%	-12.16%	19.32%	3.37%
Revenues Before Loan Losses	66.56	79.08	87.38	80.3	67.69
Provision for Loan Losses	12.4	28.62	28.81	11.01	6.73
Revenue	54.17	50.46	58.57	69.3	60.96
Revenue Growth (YoY)	7.36%	-13.86%	-15.48%	13.69%	17.17%
Salaries and Employee Benefits	22	19.88	21.88	19.57	19.75
Occupancy Expenses	6.88	5.06	5.09	5.61	5.56
Selling, General & Administrative	-	1.63	2.05	1.59	1.61
Other Non-Interest Expense	14.21	14.82	15.86	17.27	13.4
Total Non-Interest Expense	43.1	41.38	44.88	44.03	40.32
EBT Excluding Unusual Items	11.07	9.07	13.7	25.26	20.64
Asset Writedown	-	0.76	-	-	-
Legal Settlements	-	0.27	-	-0.33	-0.1
Other Unusual Items	-	-	-0.03	-	-
Pretax Income	11.07	10.1	13.67	24.93	20.54
Income Tax Expense	3.81	0.09	4.49	4.03	6.17
Earnings From Continuing Operations	7.26	10.01	9.18	20.9	14.36
Minority Interest in Earnings	-0.48	-0.22	-0.22	-0.59	-0.3
Net Income	6.78	9.79	8.96	20.31	14.07
Net Income to Common	6.78	9.79	8.96	20.31	14.07
Net Income Growth	-30.72%	9.27%	-55.89%	44.41%	29.07%
Basic Shares Outstanding	112	112	112	112	112
Diluted Shares Outstanding	112	112	112	112	112
Shares Change (YoY)	-0.79%	-	-	-	-0.00%
EPS (Basic)	0.06	0.09	0.08	0.18	0.13
EPS (Diluted)	0.06	0.09	0.08	0.18	0.13
EPS Growth	-30.17%	9.27%	-55.89%	44.41%	29.08%
Dividend Per Share	-	0.075	-	0.089	0.056
Dividend Growth	-	-	-	59.60%	49.33%
Effective Tax Rate	34.40%	0.85%	32.82%	16.18%	30.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.