Quds Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	350.53	313.55	229.75	267.4	336.73	332.82
Investment Securities	105.27	92.95	82.11	72.5	83.23	48.2
Trading Asset Securities	6.43	5.93	5.35	7.4	9.41	4.8
Total Investments	111.7	98.88	87.46	79.9	92.64	53
Gross Loans	984.27	1,025	1,073	986.49	1,002	888.99
Allowance for Loan Losses	-	-92.58	-72.42	-48.89	-43.62	-38.07
Other Adjustments to Gross Loans	-	-9.53	-8.43	-6.08	-5.7	-3.94
Net Loans	984.27	922.53	992.03	931.52	953.11	846.97
Property, Plant & Equipment	58.3	54.51	52.25	45.7	47.87	48.04
Other Intangible Assets	1.57	1.93	2.82	3.44	3.55	3.51
Accrued Interest Receivable	-	5.96	7.11	5.11	4.89	3.72
Other Receivables	88.43	5.08	15.77	3.88	7.27	5.55
Restricted Cash	-	118.09	109.77	107.14	107.07	94.98
Other Current Assets	-	2.05	2.14	3.43	3.35	3.03
Long-Term Deferred Tax Assets	14.46	11.31	8.66	3.94	4.55	3.79
Other Real Estate Owned & Foreclosed	-	-	-	-	0.48	0.64
Other Long-Term Assets	25.53	1.11	0.95	0.63	0.66	0.84
Total Assets	1,635	1,535	1,509	1,452	1,562	1,397
Accounts Payable	-	3.08	2.43	0.62	0.38	1.81
Accrued Expenses	-	2.5	2.26	2.46	5.38	1.73
Interest Bearing Deposits	1,277	1,208	1,162	1,123	1,175	1,099
Non-Interest Bearing Deposits	-	0.05	0.4	3.13	0.74	0.15
Total Deposits	1,277	1,208	1,163	1,126	1,176	1,100
Short-Term Borrowings	-	-	10.14	-	3.5	10.25
Current Portion of Long-Term Debt	-	-	-	14.99	4.57	3.2
Current Portion of Leases	-	1.2	1.33	1.38	1.99	1.21
Current Income Taxes Payable	2.87	0.54	8.03	2.62	5.62	2.34
Accrued Interest Payable	-	4.24	3.44	4.9	4.38	5.26
Other Current Liabilities	-	40.4	90.59	91.72	130.66	98.01
Long-Term Debt	42.82	35.63	26.83	6.6	55.41	19.61
Long-Term Leases	9.23	8.7	11.15	12.15	12.67	14.28
Long-Term Unearned Revenue	-	1.64	2.32	2.74	-	-
Pension & Post-Retirement Benefits	-	8.73	8.09	8.34	8.1	7.44
Other Long-Term Liabilities	127.88	52.8	24.47	20.02	15.84	9.15
Total Liabilities	1,460	1,368	1,354	1,294	1,424	1,276
Common Stock	110.25	105	100	100	96.43	93.17
Retained Earnings	57.18	55.9	51.22	50.82	38.72	29.38
Comprehensive Income & Other	4.31	3.43	1.24	4.53	1.03	-3.1
Total Common Equity	171.74	164.33	152.46	155.34	136.18	119.45
Minority Interest	3.46	2.77	2.52	2.28	1.6	1.08
Shareholders' Equity	175.2	167.1	154.99	157.63	137.77	120.54
Total Liabilities & Equity	1,635	1,535	1,509	1,452	1,562	1,397
Total Debt	52.05	45.53	49.46	35.13	78.14	48.54
Net Cash (Debt)	304.92	273.94	185.64	239.67	275.36	289.07
Net Cash Growth	46.82%	47.57%	-22.54%	-12.96%	-4.74%	-8.57%
Net Cash Per Share	2.77	2.48	1.68	2.17	2.50	2.62
Filing Date Shares Outstanding	107.89	110.25	110.25	110.25	110.25	110.25
Total Common Shares Outstanding	107.89	110.25	110.25	110.25	110.25	110.25
Book Value Per Share	1.59	1.49	1.38	1.41	1.24	1.08
Tangible Book Value	170.17	162.4	149.64	151.91	132.63	115.95
Tangible Book Value Per Share	1.58	1.47	1.36	1.38	1.20	1.05

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.