Quds Bank Ltd. (PEX:QUDS)

Quds Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	242.65	229.75	267.4	336.73	332.82	346.19
Investment Securities	90.95	82.11	72.5	83.23	48.2	27.66
Trading Asset Securities	10.07	5.35	7.4	9.41	4.8	2.04
Total Investments	101.02	87.46	79.9	92.64	53	29.71
Gross Loans	1,024	1,073	986.49	1,002	888.99	826.51
Allowance for Loan Losses	-88.25	-72.42	-48.89	-43.62	-38.07	-30.36
Other Adjustments to Gross Loans	-9.91	-8.43	-6.08	-5.7	-3.94	-1.93
Net Loans	925.73	992.03	931.52	953.11	846.97	794.22
Property, Plant & Equipment	55.28	52.25	45.7	47.87	48.04	49.2
Goodwill	-	-	-	-	-	1.98
Other Intangible Assets	2.07	2.82	3.44	3.55	3.51	1.93
Accrued Interest Receivable	6.97	7.11	5.11	4.89	3.72	4.49
Other Receivables	11.55	15.77	3.88	7.27	5.55	6.22
Restricted Cash	146.8	109.77	107.14	107.07	94.98	87.89
Other Current Assets	4.02	2.43	3.43	3.35	3.03	3.18
Long-Term Deferred Tax Assets	10.65	8.66	3.94	4.55	3.79	2.7
Other Real Estate Owned & Foreclosed	-	-	-	0.48	0.64	0.8
Other Long-Term Assets	0.65	0.65	0.63	0.66	0.84	0.65
Total Assets	1,507	1,509	1,452	1,562	1,397	1,329
Accounts Payable	3.43	2.43	0.62	0.38	1.81	1.92
Accrued Expenses	1.45	2.26	2.46	5.38	1.73	2.63
Interest Bearing Deposits	1,175	1,162	1,123	1,175	1,099	1,044
Non-Interest Bearing Deposits	0.59	0.4	3.13	0.74	0.15	0.41
Total Deposits	1,176	1,163	1,126	1,176	1,100	1,045
Short-Term Borrowings	-	10.14	-	3.5	10.25	0.77
Current Portion of Long-Term Debt	3.15	3.31	14.99	4.57	3.2	-
Current Portion of Leases	-	1.33	1.38	1.99	1.21	1.15
Current Income Taxes Payable	0.17	8.03	2.62	5.62	2.34	3.36
Accrued Interest Payable	3.04	3.44	4.9	4.38	5.26	4.32
Other Current Liabilities	5.63	90.59	91.72	130.66	98.01	106.75
Long-Term Debt	30.34	23.52	6.6	55.41	19.61	14
Long-Term Leases	11.8	11.15	12.15	12.67	14.28	16.15
Long-Term Unearned Revenue	1.76	2.32	2.74	-	-	-
Pension & Post-Retirement Benefits	8.88	8.09	8.34	8.1	7.44	6.46
Other Long-Term Liabilities	97.83	24.47	20.02	15.84	9.15	9.49
Total Liabilities	1,343	1,354	1,294	1,424	1,276	1,215
Common Stock	105	100	100	96.43	93.17	90.17
Retained Earnings	56.18	51.22	50.82	38.72	29.38	26.89
Comprehensive Income & Other	0.41	1.24	4.53	1.03	-3.1	-3.07
Total Common Equity	161.59	152.46	155.34	136.18	119.45	114
Minority Interest	2.57	2.52	2.28	1.6	1.08	-
Shareholders' Equity	164.17	154.99	157.63	137.77	120.54	114
Total Liabilities & Equity	1,507	1,509	1,452	1,562	1,397	1,329
Total Debt	45.3	49.46	35.13	78.14	48.54	32.07
Net Cash (Debt)	207.69	185.64	239.67	275.36	289.07	316.16
Net Cash Growth	42.33%	-22.54%	-12.96%	-4.74%	-8.57%	-3.89%
Net Cash Per Share	1.98	1.77	2.28	2.62	2.75	3.01
Filing Date Shares Outstanding	105	105	105	105	105	105.01
Total Common Shares Outstanding	105	105	105	105	105	105.01
Book Value Per Share	1.54	1.45	1.48	1.30	1.14	1.09
Tangible Book Value	159.52	149.64	151.91	132.63	115.95	110.09
Tangible Book Value Per Share	1.52	1.43	1.45	1.26	1.10	1.05

Source: S&P Capital IQ. Banks template. Financial Sources.