Quds Bank Ltd. (PEX:QUDS)

Quds Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	6.78	9.79	8.96	20.31	14.07
Depreciation & Amortization	6.88	3.7	5.09	5.61	5.56
Other Amortization	-	1.35	-	-	-
Gain (Loss) on Sale of Assets	0.19	0.17	0.7	1.69	0.19
Gain (Loss) on Sale of Investments	-0.1	-0.41	0.04	-2.3	-1.18
Total Asset Writedown	-	-0.76	0.28	-	-
Provision for Credit Losses	15.4	23.84	28.81	11.01	6.73
Change in Other Net Operating Assets	-67.95	13.74	-90.48	-17.84	-94.78
Other Operating Activities	0.02	-15.38	-4.78	-3.25	3.26
Operating Cash Flow	-38.28	35.81	-51.64	15.01	-66.34
Capital Expenditures	-9.28	-7.45	-11.12	-6.57	-4.22
Sale of Property, Plant and Equipment	-	0.04	0.04	-	0.1
Investment in Securities	-3.39	5.76	-25.42	17.26	-29.22
Income (Loss) Equity Investments	0.5	-0.23	-0.25	-0.22	-0.18
Purchase / Sale of Intangibles	-2.39	-0.45	-0.68	-1.13	-1.05
Other Investing Activities	7.22	5.79	4.81	2.97	2.44
Investing Cash Flow	-7.84	3.69	-32.38	12.54	-31.95
Long-Term Debt Issued	19.79	10.36	6.74	0.15	40.37
Total Debt Issued	19.79	10.36	6.74	0.15	40.37
Long-Term Debt Repaid	-5.03	-2.96	-2.89	-40.32	-4.91
Total Debt Repaid	-5.03	-2.96	-2.89	-40.32	-4.91
Net Debt Issued (Repaid)	14.75	7.4	3.85	-40.17	35.46
Common Dividends Paid	-8.4	-0.07	-9.91	-6.27	-4.43
Net Increase (Decrease) in Deposit Accounts	60.5	61.64	14.34	-42.95	117.47
Other Financing Activities	-	-	-	-	0.13
Financing Cash Flow	66.85	68.97	8.28	-89.39	148.62
Net Cash Flow	20.73	108.48	-75.73	-61.84	49.44
Free Cash Flow	-47.56	28.37	-62.76	8.45	-70.56
Free Cash Flow Margin	-87.80%	56.22%	-107.15%	12.19%	-115.76%
Free Cash Flow Per Share	-0.43	0.26	-0.57	0.08	-0.64
Cash Interest Paid	70.08	79.1	13.72	12.11	13.85
Cash Income Tax Paid	6.72	10.25	4.17	6.91	3.19

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.