Quds Bank Ltd. (PEX:QUDS)

Quds Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	11.02	9.79	8.96	20.31	14.07	10.9
Depreciation & Amortization	3.55	3.7	5.09	5.61	5.56	5.44
Other Amortization	1.35	1.35	-	-	-	-
Gain (Loss) on Sale of Assets	0.39	0.17	0.7	1.65	0.19	0.25
Gain (Loss) on Sale of Investments	-0.64	-0.41	0.04	-2.3	-1.18	0
Total Asset Writedown	-0.76	-0.76	0.28	-	-	-
Provision for Credit Losses	20.15	23.84	28.81	11.01	6.73	7.64
Change in Other Net Operating Assets	4.7	13.74	-90.48	-17.84	-94.78	-72.73
Other Operating Activities	-13.46	-15.38	-4.78	-3.2	3.26	-1.88
Operating Cash Flow	26.08	35.81	-51.64	15.01	-66.34	-50.51
Capital Expenditures	-6.77	-7.45	-11.12	-6.57	-4.22	-4.47
Sale of Property, Plant and Equipment	0.01	0.04	0.04	-	0.1	0.23
Investment in Securities	-19.18	5.76	-25.42	17.26	-29.22	-15.1
Income (Loss) Equity Investments	-0.23	-0.23	-0.25	-0.22	-0.18	-0.12
Purchase / Sale of Intangibles	-0.44	-0.45	-0.68	-1.13	-1.05	-0.54
Other Investing Activities	6.53	5.79	4.81	2.97	2.44	1.52
Investing Cash Flow	-19.84	3.69	-32.38	12.54	-31.95	-18.36
Long-Term Debt Issued	-	10.36	6.74	0.15	40.37	9.81
Total Debt Issued	16.75	10.36	6.74	0.15	40.37	9.81
Long-Term Debt Repaid	-	-2.96	-2.89	-40.32	-4.91	-3.63
Total Debt Repaid	-2.75	-2.96	-2.89	-40.32	-4.91	-3.63
Net Debt Issued (Repaid)	14	7.4	3.85	-40.17	35.46	6.18
Common Dividends Paid	-0.06	-0.07	-9.91	-6.27	-4.43	-5.2
Net Increase (Decrease) in Deposit Accounts	75.3	61.64	14.34	-42.95	117.47	52.28
Other Financing Activities	-	-	-	-	0.13	1.07
Financing Cash Flow	89.24	68.97	8.28	-89.39	148.62	54.33
Net Cash Flow	95.48	108.48	-75.73	-61.84	49.44	-14.54
Free Cash Flow	19.31	28.37	-62.76	8.45	-70.56	-54.98
Free Cash Flow Margin	36.29%	56.22%	-107.15%	12.19%	-115.76%	-105.69%
Free Cash Flow Per Share	0.17	0.26	-0.57	0.08	-0.64	-0.50
Cash Interest Paid	79.99	79.1	13.72	12.11	13.85	13.52
Cash Income Tax Paid	8.87	10.25	4.17	6.91	3.19	4.67

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.