Quds Bank Ltd. (PEX:QUDS)

Quds Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	8.64	9.79	8.96	20.31	14.07	10.9
Depreciation & Amortization	4.06	3.7	5.09	5.61	5.56	5.44
Other Amortization	1.35	1.35	-	-	-	-
Gain (Loss) on Sale of Assets	0.35	0.17	0.7	1.65	0.19	0.25
Gain (Loss) on Sale of Investments	-0.55	-0.41	0.04	-2.3	-1.18	0
Total Asset Writedown	-0.76	-0.76	0.28	-	-	-
Provision for Credit Losses	16.53	23.84	28.81	11.01	6.73	7.64
Change in Other Net Operating Assets	-48.61	13.74	-90.48	-17.84	-94.78	-72.73
Other Operating Activities	-15.68	-15.38	-4.78	-3.2	3.26	-1.88
Operating Cash Flow	-34.75	35.81	-51.64	15.01	-66.34	-50.51
Capital Expenditures	-7.16	-7.45	-11.12	-6.57	-4.22	-4.47
Sale of Property, Plant and Equipment	0.21	0.04	0.04	-	0.1	0.23
Investment in Securities	-13.87	5.76	-25.42	17.26	-29.22	-15.1
Income (Loss) Equity Investments	-0.09	-0.23	-0.25	-0.22	-0.18	-0.12
Purchase / Sale of Intangibles	-0.5	-0.45	-0.68	-1.13	-1.05	-0.54
Other Investing Activities	6.79	5.79	4.81	2.97	2.44	1.52
Investing Cash Flow	-14.52	3.69	-32.38	12.54	-31.95	-18.36
Long-Term Debt Issued	-	10.36	6.74	0.15	40.37	9.81
Total Debt Issued	10.69	10.36	6.74	0.15	40.37	9.81
Long-Term Debt Repaid	-	-2.96	-2.89	-40.32	-4.91	-3.63
Total Debt Repaid	-1.89	-2.96	-2.89	-40.32	-4.91	-3.63
Net Debt Issued (Repaid)	8.8	7.4	3.85	-40.17	35.46	6.18
Common Dividends Paid	-7.47	-0.07	-9.91	-6.27	-4.43	-5.2
Net Increase (Decrease) in Deposit Accounts	130.88	61.64	14.34	-42.95	117.47	52.28
Other Financing Activities	-	-	-	-	0.13	1.07
Financing Cash Flow	132.2	68.97	8.28	-89.39	148.62	54.33
Net Cash Flow	82.93	108.48	-75.73	-61.84	49.44	-14.54
Free Cash Flow	-41.9	28.37	-62.76	8.45	-70.56	-54.98
Free Cash Flow Margin	-84.00%	56.22%	-107.15%	12.19%	-115.76%	-105.69%
Free Cash Flow Per Share	-0.38	0.26	-0.57	0.08	-0.64	-0.50
Cash Interest Paid	77.43	79.1	13.72	12.11	13.85	13.52
Cash Income Tax Paid	8.67	10.25	4.17	6.91	3.19	4.67

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.