Tamkeen Insurance Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	31.19	30.2	30.43	33.24	32.8	26.85
Total Interest & Dividend Income	2.22	1.97	0.84	-0.01	-0.73	0.46
Other Revenue	7.71	7.48	-	-	-	-
Total Revenue	41.12	39.64	31.27	33.23	32.07	27.31
Revenue Growth (YoY)	0.77%	26.76%	-5.88%	3.62%	17.44%	15.34%
Policy Benefits	32.83	31.48	30.44	33.21	31.53	20.93
Depreciation & Amortization	0.44	0.42	0.41	0.47	0.41	0.41
Selling, General & Administrative	6.08	5.96	6.18	6.41	5.82	5.29
Provision for Bad Debts	-	-	-	-	-	0.1
Other Operating Expenses	0.06	0.06	-7.54	-7.93	-8.34	0.79
Total Operating Expenses	39.42	37.93	29.5	32.16	29.42	27.52
Operating Income	1.7	1.72	1.78	1.07	2.65	-0.22
Currency Exchange Gain (Loss)	-	-	-	-0	0	0.37
Other Non Operating Income (Expenses)	-	-	-	0.01	0.01	0.01
EBT Excluding Unusual Items	1.7	1.72	1.78	1.08	2.66	0.16
Gain (Loss) on Sale of Assets	-	-	-	0.59	0.6	0.9
Pretax Income	1.7	1.72	1.78	1.68	3.26	1.06
Income Tax Expense	0.65	0.67	0.58	0.53	0.87	-0.08
Net Income	1.05	1.05	1.2	1.15	2.39	1.15
Net Income to Common	1.05	1.05	1.2	1.15	2.39	1.15
Net Income Growth	-11.60%	-12.77%	4.84%	-52.00%	108.45%	14.36%
Shares Outstanding (Basic)	13	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13	13
Shares Change (YoY)	0.12%	-2.71%	-	-	-	-
EPS (Basic)	0.08	0.08	0.09	0.09	0.18	0.09
EPS (Diluted)	0.08	0.08	0.09	0.09	0.18	0.09
EPS Growth	-11.70%	-10.35%	4.84%	-52.00%	108.45%	14.36%
Free Cash Flow	1.57	0.98	1.67	1.46	-1.4	0.53
Free Cash Flow Per Share	0.12	0.07	0.12	0.11	-0.10	0.04
Dividend Per Share	-	-	0.039	-	0.036	0.053
Dividend Growth	-	-	-	-	-33.21%	-
Operating Margin	4.13%	4.34%	5.69%	3.22%	8.26%	-0.79%
Profit Margin	2.56%	2.65%	3.85%	3.46%	7.46%	4.21%
Free Cash Flow Margin	3.82%	2.47%	5.34%	4.39%	-4.36%	1.94%
EBITDA	2	2.03	2.19	1.34	2.99	0.09
EBITDA Margin	4.86%	5.12%	7.01%	4.02%	9.33%	0.35%
D&A For EBITDA	0.3	0.31	0.41	0.27	0.34	0.31
EBIT	1.7	1.72	1.78	1.07	2.65	-0.22
EBIT Margin	4.13%	4.34%	5.69%	3.22%	8.26%	-0.79%
Effective Tax Rate	38.05%	38.88%	32.32%	31.55%	26.64%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.