Trust International Insurance Co. P.L.C (PEX:TRUST)

PEX:TRUST Statistics

Total Valuation

PEX:TRUST has a market cap or net worth of JOD 26.89 million. The enterprise value is 32.34 million.

Market Cap	26.89M
Enterprise Value	32.34M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Apr 13, 2025

Share Statistics

PEX:TRUST has 16.50 million shares outstanding.

Current Share Class	16.50M
Shares Outstanding	16.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+1.69%
Owned by Insiders (%)	19.93%
Owned by Institutions (%)	n/a
Float	5.90M

Valuation Ratios

The trailing PE ratio is 14.46.

PE Ratio	14.46
Forward PE	n/a
PS Ratio	0.38
PB Ratio	0.62
P/TBV Ratio	0.84
P/FCF Ratio	14.79
P/OCF Ratio	9.86
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.02, with an EV/FCF ratio of 17.79.

EV / Earnings	17.38
EV / Sales	0.46
EV / EBITDA	9.02
EV / EBIT	14.02
EV / FCF	17.79

Financial Position

The company has a current ratio of 0.87, with a Debt / Equity ratio of 0.11.

Current Ratio	0.87
Quick Ratio	0.34
Debt / Equity	0.11
Debt / EBITDA	1.30
Debt / FCF	2.57
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	4.59%
Revenue Per Employee	300,947
Profits Per Employee	7,950
Employee Count	238
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:TRUST has paid 1.34 million in taxes.

Income Tax	1.34M
Effective Tax Rate	37.48%

Stock Price Statistics

The stock price has decreased by -23.33% in the last 52 weeks. The beta is -0.03, so PEX:TRUST's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	-23.33%
50-Day Moving Average	2.67
200-Day Moving Average	2.91
Relative Strength Index (RSI)	41.54
Average Volume (20 Days)	2,522

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:TRUST had revenue of JOD 70.42 million and earned 1.86 million in profits. Earnings per share was 0.11.

Revenue	70.42M
Gross Profit	10.95M
Operating Income	2.31M
Pretax Income	3.57M
Net Income	1.86M
EBITDA	3.20M
EBIT	2.31M
Earnings Per Share (EPS)	0.11

Balance Sheet

The company has 16.28 million in cash and 4.66 million in debt, giving a net cash position of 1.07 million or 0.06 per share.

Cash & Cash Equivalents	16.28M
Total Debt	4.66M
Net Cash	1.07M
Net Cash Per Share	0.06
Equity (Book Value)	43.33M
Book Value Per Share	2.23
Working Capital	-8.50M

Cash Flow

In the last 12 months, operating cash flow was 2.73 million and capital expenditures -909,463, giving a free cash flow of 1.82 million.

Operating Cash Flow	2.73M
Capital Expenditures	-909,463
Free Cash Flow	1.82M
FCF Per Share	0.11

Margins

Gross margin is 15.54%, with operating and profit margins of 3.28% and 2.64%.

Gross Margin	15.54%
Operating Margin	3.28%
Pretax Margin	5.07%
Profit Margin	2.64%
EBITDA Margin	4.55%
EBIT Margin	3.28%
FCF Margin	2.58%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 4.35%.

Dividend Per Share	0.07
Dividend Yield	4.35%
Dividend Growth (YoY)	0.01%
Years of Dividend Growth	n/a
Payout Ratio	62.89%
Buyback Yield	n/a
Shareholder Yield	4.35%
Earnings Yield	6.92%
FCF Yield	6.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 2, 2023. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 2, 2023
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3