PEX:TRUST Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	91.54	94.35	100.03	120.26	89.63
Total Interest & Dividend Income	7.25	1	-0.02	0.33	1.51
Gain (Loss) on Sale of Investments	0.05	-0.03	-0.03	0.03	1.13
Other Revenue	5.94	3.05	4.77	2.49	2.38
Total Revenue	104.78	98.37	104.74	123.1	94.64
Revenue Growth (YoY)	6.52%	-6.08%	-14.91%	30.07%	9.60%
Policy Benefits	74.68	63.15	63.78	114.48	59.45
Policy Acquisition & Underwriting Costs	14.01	13.75	34.31	-	8.8
Selling, General & Administrative	7.13	4.48	6.03	2.29	21.75
Provision for Bad Debts	-	-	-	-	2.35
Other Operating Expenses	5.55	10.47	-6.1	-	-
Total Operating Expenses	101.37	91.84	98.01	116.76	92.35
Operating Income	3.41	6.53	6.73	6.34	2.3
Interest Expense	-	-	-	-0.38	-0.54
Currency Exchange Gain (Loss)	0.6	-0.9	-1.29	-0.17	1.8
Other Non Operating Income (Expenses)	0	-	-	0	-
EBT Excluding Unusual Items	4.01	5.63	5.44	5.8	3.55
Gain (Loss) on Sale of Assets	-	-	-	0.14	0.13
Asset Writedown	-	-	-	-	0.29
Pretax Income	4.01	5.63	5.44	5.94	3.97
Income Tax Expense	1.39	2.37	1.91	2.35	1.4
Earnings From Continuing Ops.	2.62	3.26	3.53	3.59	2.56
Minority Interest in Earnings	-0.66	-0.65	-0.76	-0.85	-0.76
Net Income	1.96	2.61	2.77	2.74	1.8
Net Income to Common	1.96	2.61	2.77	2.74	1.8
Net Income Growth	-24.76%	-5.73%	0.85%	52.17%	-45.65%
Shares Outstanding (Basic)	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17
EPS (Basic)	0.12	0.16	0.17	0.17	0.11
EPS (Diluted)	0.12	0.16	0.17	0.17	0.11
EPS Growth	-24.76%	-5.73%	0.85%	52.17%	-45.65%
Free Cash Flow	1.29	0.45	5.04	3.92	2.59
Free Cash Flow Per Share	0.08	0.03	0.30	0.24	0.16
Dividend Per Share	-	0.100	0.100	0.182	0.091
Dividend Growth	-	-	-44.99%	100.00%	-
Operating Margin	3.26%	6.63%	6.42%	5.15%	2.43%
Profit Margin	1.87%	2.65%	2.64%	2.23%	1.91%
Free Cash Flow Margin	1.23%	0.46%	4.81%	3.18%	2.74%
EBITDA	4.64	7.81	8.1	7.76	3.64
EBITDA Margin	4.43%	7.94%	7.74%	6.30%	3.84%
D&A For EBITDA	1.23	1.29	1.37	1.42	1.34
EBIT	3.41	6.53	6.73	6.34	2.3
EBIT Margin	3.26%	6.63%	6.42%	5.15%	2.43%
Effective Tax Rate	34.71%	42.09%	35.14%	39.52%	35.35%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.