Trust International Insurance Co. P.L.C (PEX:TRUST)

PEX:TRUST Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	106.93	104.78	98.37	104.74	123.1	94.64
Revenue Growth	7.73%	6.52%	-6.08%	-14.91%	30.07%	9.60%
Operating Income Operating Income Growth	0.46	3.41	6.53	6.73	6.34	2.3
Net Income Net Income Growth	-1.54	1.96	2.61	2.77	2.74	1.8
Earnings Per Share EPS Growth	-0.10	0.12	0.16	0.17	0.17	0.11
EPS Growth	-	-24.76%	-5.73%	0.85%	52.17%	-45.65%

Revenue by Segment

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investment Sector Investment Sector Growth	7.68	4.89	6.79	4.39	4.62
Life Insurance Portfolios Life Insurance Portfolios Growth	4.52	4.42	3.47	5.06	1.28
Engineering Engineering Growth	2.15	1.85	1.93	1.73	1.02
Marine Marine Growth	0.57	0.54	0.66	0.44	0.4
Fire Fire Growth	7.75	7.94	8.33	7.91	2.74
Other General Insurance Other General Insurance Growth	1.71	1.72	1.25	1.13	0.53
Civil Liability Insurance Civil Liability Insurance Growth	1.76	1.66	1.94	1.66	-
Health Health Growth	7.46	7.3	7.26	7.91	6.95
Labor Labor Growth	8.83	8.06	9.75	9.41	8.25
Motor Motor Growth	85.4	83.83	88.05	83.61	67.87
Total Total Growth	127.82	122.21	129.42	123.24	94.77

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	3.75	6.16	5.42	1.06	8.37	26.05
Total Debt Total Debt Growth	10.36	6.99	4.69	2.17	2.01	4.38
Net Cash (Debt) Net Cash Growth	-6.61	-0.83	0.73	-1.11	6.36	21.67
Net Cash Growth	-	-	-	-	-70.66%	-3.82%
Net Cash Per Share Net Cash Per Share Growth	-0.42	-0.05	0.04	-0.07	0.39	1.31

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	7.19	2.64	1.78	5.83	4.77	3.49
Capital Expenditures CapEx Growth	-1.55	-1.35	-1.33	-0.79	-0.85	-0.89
Free Cash Flow Free Cash Flow Growth	5.64	1.29	0.45	5.04	3.92	2.59
Free Cash Flow Growth	210.10%	189.32%	-91.12%	28.60%	50.99%	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	0.43%	3.26%	6.63%	6.42%	5.15%	2.43%
Pretax Margin	-0.79%	3.83%	5.72%	5.19%	4.83%	4.19%
Profit Margin	-1.44%	1.87%	2.65%	2.64%	2.23%	1.91%
FCF Margin	5.27%	1.23%	0.46%	4.81%	3.18%	2.74%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.071	0.100	0.100	0.100	0.182	0.091
Dividend Per Share Growth	0%	0%	0%	-44.99%	100.00%	0%
Dividend Yield	4.17%	3.64%	3.51%	3.14%	6.35%	3.13%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	24.56	23.13	18.03	19.03	17.23	26.55
P/FCF Ratio	17.41	35.06	105.13	10.45	12.07	18.45
PS Ratio	0.36	0.43	0.48	0.50	0.38	0.51

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

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