BDO Unibank, Inc. (PSE: BDO)

BDO Unibank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	206,593	291,643	329,885	258,830	260,091	163,875
Investment Securities	1,151,611	913,914	709,924	590,616	493,127	413,406
Trading Asset Securities	62,726	47,220	44,712	47,934	37,110	27,081
Total Investments	1,214,337	961,134	754,636	638,550	530,237	440,487
Gross Loans	3,022,082	2,792,106	2,550,103	2,331,164	2,218,552	2,162,983
Allowance for Loan Losses	-	-83,134	-73,776	-65,259	-56,420	-30,068
Other Adjustments to Gross Loans	-	-1,438	-1,345	-324	-189	-1,497
Net Loans	3,022,082	2,707,534	2,474,982	2,265,581	2,161,943	2,131,418
Property, Plant & Equipment	52,290	46,673	45,106	43,336	42,806	44,508
Goodwill	-	4,535	4,535	4,535	4,535	4,535
Other Intangible Assets	-	9,733	8,408	8,674	7,177	7,437
Investments in Real Estate	46,974	46,981	21,332	19,055	16,201	17,264
Other Receivables	1,841	23,252	14,867	8,153	11,635	9,593
Restricted Cash	209,502	281,591	308,817	271,953	254,527	285,191
Other Current Assets	-	80,952	85,295	80,798	58,998	62,335
Long-Term Deferred Tax Assets	-	491	5,355	6,768	7,911	8,927
Other Real Estate Owned & Foreclosed	-	1,294	3,462	1,954	1,066	1,057
Other Long-Term Assets	48,941	14,938	11,484	7,710	8,457	4,750
Total Assets	4,802,560	4,477,661	4,074,708	3,623,749	3,374,900	3,188,858
Accounts Payable	-	26,743	20,885	13,572	20,293	24,568
Accrued Expenses	-	19,075	18,723	17,089	18,214	14,396
Interest Bearing Deposits	3,740,070	3,567,550	3,220,883	2,820,896	2,610,151	2,485,228
Total Deposits	3,740,070	3,567,550	3,220,883	2,820,896	2,610,151	2,485,228
Short-Term Borrowings	-	5,139	7,809	5,742	4,129	3,172
Current Portion of Long-Term Debt	-	111,913	80,781	112,973	63,662	87,828
Current Portion of Leases	-	3,138	3,144	2,820	2,534	2,397
Other Current Liabilities	-	42,121	48,553	40,066	33,158	35,858
Long-Term Debt	261,989	77,669	118,110	91,458	146,082	89,726
Long-Term Leases	-	9,896	10,200	9,267	9,167	9,646
Pension & Post-Retirement Benefits	-	-	-	3,800	-	3,305
Other Long-Term Liabilities	230,297	95,863	84,163	81,518	74,489	62,147
Total Liabilities	4,232,356	3,959,107	3,613,251	3,199,201	2,981,879	2,818,271
Preferred Stock, Convertible	6,180	6,180	6,180	5,150	5,150	5,150
Common Stock	52,721	52,684	52,641	43,855	43,842	43,814
Additional Paid-In Capital	230,910	230,452	229,946	124,447	124,327	124,049
Retained Earnings	304,153	258,423	200,668	269,673	232,489	210,695
Treasury Stock	-1	-1	-1	-	-	-
Comprehensive Income & Other	-26,438	-31,822	-30,102	-20,191	-14,385	-14,776
Total Common Equity	561,345	509,736	453,152	417,784	386,273	363,782
Minority Interest	2,679	2,638	2,125	1,614	1,598	1,655
Shareholders' Equity	570,204	518,554	461,457	424,548	393,021	370,587
Total Liabilities & Equity	4,802,560	4,477,661	4,074,708	3,623,749	3,374,900	3,188,858
Total Debt	261,989	207,755	220,044	222,260	225,574	192,769
Net Cash (Debt)	170,130	156,478	180,858	101,599	88,356	-1,813
Net Cash Growth	201.71%	-13.48%	78.01%	14.99%	-	-
Net Cash Per Share	32.03	29.45	33.98	19.12	16.79	-0.35
Filing Date Shares Outstanding	5,272	5,269	5,264	5,263	5,261	5,258
Total Common Shares Outstanding	5,272	5,268	5,264	5,263	5,261	5,258
Book Value Per Share	106.48	96.75	86.08	79.39	73.42	69.19
Tangible Book Value	561,345	495,468	440,209	404,575	374,561	351,810
Tangible Book Value Per Share	106.48	94.05	83.62	76.88	71.19	66.91

Source: S&P Capital IQ. Banks template. Financial Sources.