BDO Unibank, Inc. (PSE:BDO)
Philippines · Delayed Price · Currency is PHP 122.00
-1.20 (-0.97%)
At close: Aug 7, 2026
BDO Unibank Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Net Income | 87,282 | 87,174 | 82,019 | 73,411 | 57,054 | 42,791 |
Depreciation & Amortization | 11,207 | 10,659 | 10,030 | 9,739 | 8,425 | 7,856 |
Other Amortization | 2,262 | 2,262 | 2,141 | 2,917 | 1,343 | 1,342 |
Gain (Loss) on Sale of Investments | 19,855 | 16,369 | 12,909 | 15,756 | 17,150 | 16,303 |
Total Asset Writedown | 386 | 409 | -252 | 68 | -157 | 33 |
Change in Trading Asset Securities | -8,690 | -7,267 | -11,845 | -794 | 4,626 | -10,287 |
Change in Other Net Operating Assets | -551,819 | -483,861 | -370,735 | -275,800 | -226,386 | -134,729 |
Other Operating Activities | -14,712 | 2,327 | -3,082 | 6,434 | -6,703 | -5,148 |
Operating Cash Flow | -454,702 | -372,367 | -279,244 | -168,646 | -145,497 | -82,653 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -12,864 | -12,630 | -9,634 | -6,843 | -3,888 | -3,853 |
Sale of Property, Plant and Equipment | 118 | 115 | 139 | 111 | 285 | 158 |
Investment in Securities | -215,841 | -102,499 | -29,242 | -201,991 | -105,021 | -87,206 |
Income (Loss) Equity Investments | -1,695 | -1,661 | -1,397 | -1,273 | -849 | -814 |
Investing Cash Flow | -227,642 | -115,014 | -38,737 | -208,723 | -108,624 | -90,901 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 342,978 | 298,109 | 187,614 | 140,241 | 127,859 |
Long-Term Debt Repaid | - | -260,808 | -236,567 | -202,683 | -158,616 | -143,143 |
Net Debt Issued (Repaid) | 168,234 | 82,170 | 61,542 | -15,069 | -18,375 | -15,284 |
Issuance of Common Stock | 950 | 880 | 521 | 549 | 144 | 133 |
Common Dividends Paid | -22,867 | -22,867 | -19,765 | -15,800 | -5,528 | -5,263 |
Preferred Dividends Paid | -408 | -408 | -407 | -407 | -339 | -340 |
Total Dividends Paid | -23,878 | -23,275 | -20,172 | -16,207 | -5,867 | -5,603 |
Net Increase (Decrease) in Deposit Accounts | 534,900 | 395,595 | 226,483 | 343,249 | 398,047 | 210,839 |
Other Financing Activities | -5,948 | 21 | -109 | - | -2 | - |
Financing Cash Flow | 674,258 | 455,391 | 268,265 | 312,522 | 369,561 | 190,085 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -8,086 | -31,990 | -49,716 | -64,847 | 115,440 | 16,531 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -467,566 | -384,997 | -288,878 | -175,489 | -149,385 | -86,506 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -166.98% | -140.96% | -115.52% | -77.14% | -83.18% | -49.22% |
Free Cash Flow Per Share | -86.95 | -71.64 | -53.88 | -32.73 | -27.81 | -16.13 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 95,493 | 90,176 | 82,753 | 53,774 | 19,959 | 13,039 |
Cash Income Tax Paid | 20,178 | 19,267 | 18,642 | 20,076 | 13,640 | 13,213 |