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BDO Unibank, Inc. (PSE:BDO)
Philippines flag Philippines · Delayed Price · Currency is PHP
116.00
-3.60 (-3.01%)
At close: Aug 28, 2026

BDO Unibank Balance Sheet

Millions PHP. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Dec '21
Cash & Equivalents
218,553322,831304,127291,643529,178258,830
Investment Securities
1,175,407979,587878,353839,307647,235590,616
Trading Asset Securities
35,72133,52727,92914,749-47,934
Total Investments
1,211,1281,013,114906,282854,056647,235638,550
Gross Loans
3,880,8973,602,1683,143,5192,789,5372,692,5232,331,164
Allowance for Loan Losses
--83,840-89,097-83,103--65,259
Other Adjustments to Gross Loans
--1,226-1,417-1,438--324
Net Loans
3,880,8973,517,1023,053,0052,704,9962,692,5232,265,581
Property, Plant & Equipment
66,33860,30752,65946,67345,10643,336
Goodwill
-4,5354,5354,535-4,535
Other Intangible Assets
-10,2919,4459,7331,3658,674
Investments in Real Estate
43,49542,92733,91442,60017,18319,055
Other Receivables
3,57443,08828,93421,707-8,153
Restricted Cash
268,183170,153217,803281,591-271,953
Other Current Assets
-70,321103,27280,952-80,798
Long-Term Deferred Tax Assets
-1,10745491-6,768
Other Real Estate Owned & Foreclosed
-7,28210,6721,294-1,954
Other Long-Term Assets
212,374157,801142,958130,480142,1187,710
Total Assets
5,904,5425,431,5564,876,0504,477,6614,074,7083,623,749

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Dec '21
Accounts Payable
-43,28135,01525,723-13,572
Accrued Expenses
-16,58219,50719,166-17,089
Interest Bearing Deposits
4,566,0894,189,7913,794,0273,567,5503,220,8832,820,896
Total Deposits
4,566,0894,189,7913,794,0273,567,5503,220,8832,820,896
Short-Term Borrowings
-6,0806,3615,139-5,742
Current Portion of Long-Term Debt
-141,671141,793111,913-112,973
Current Portion of Leases
-3,5943,4723,138-2,820
Other Current Liabilities
-48,57361,42642,121-40,066
Long-Term Debt
449,743210,147119,67777,669198,89191,458
Long-Term Leases
-11,34910,5299,896-9,267
Pension & Post-Retirement Benefits
-----3,800
Other Long-Term Liabilities
232,808116,342106,84896,792193,47781,518
Total Liabilities
5,248,6404,787,4104,298,6553,959,1073,613,2513,199,201

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Dec '21
Preferred Stock, Convertible
6,1806,1806,1806,1806,1805,150
Common Stock
53,35153,34053,26552,68452,64143,855
Additional Paid-In Capital
238,347238,223237,468230,452229,946124,447
Retained Earnings
406,639377,963320,610258,423200,668269,673
Treasury Stock
---7,077-1-1-
Comprehensive Income & Other
-48,603-34,632-35,775-31,822-30,102-20,191
Total Common Equity
649,734634,894568,491509,736453,152417,784
Minority Interest
-123,0722,7242,6382,1251,614
Shareholders' Equity
655,902644,146577,395518,554461,457424,548
Total Liabilities & Equity
5,904,5425,431,5564,876,0504,477,6614,074,7083,623,749

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Dec '21
Total Debt
449,743372,841281,832207,755198,891222,260
Net Cash (Debt)
-164,1186,68775,687124,007330,287101,599
Net Cash Growth
--91.16%-38.97%-62.46%225.09%14.99%
Net Cash Per Share
-30.521.2414.1223.1361.4918.95
Filing Date Shares Outstanding
5,3355,3355,3215,3175,3135,311
Total Common Shares Outstanding
5,3355,3345,3215,3175,3135,311
Book Value Per Share
121.78119.03106.8495.8785.3078.66
Tangible Book Value
649,734620,068554,511495,468451,787404,575
Tangible Book Value Per Share
121.78116.25104.2293.1985.0476.18