BDO Unibank Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 23, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Jan '23 Jan 1, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	737,759	759,205	687,504	556,408	529,332	468,233
Market Cap Growth	0.67%	10.43%	23.56%	5.12%	13.05%	-32.36%
Last Close Price	138.30	138.48	122.40	96.89	90.59	79.32
PE Ratio	8.80	9.30	9.42	9.81	12.47	16.78
PS Ratio	2.75	3.04	3.02	3.10	3.01	2.94
PB Ratio	1.17	1.32	1.33	1.21	1.25	1.19
Debt / Equity Ratio	0.48	0.49	0.40	0.43	0.52	0.57
Net Debt / Equity Ratio	-0.08	-0.13	-0.24	-0.72	-0.24	-0.22
Net Debt / FCF Ratio	0.14	0.26	0.71	2.21	1.17	11.31
Return on Equity (ROE)	14.13%	15.00%	15.01%	12.92%	10.48%	7.40%
Return on Assets (ROA)	1.68%	1.76%	1.72%	1.49%	1.23%	0.86%
Earnings Yield	11.40%	10.80%	10.68%	10.25%	8.08%	6.03%
FCF Yield	-49.58%	-38.05%	-25.53%	-26.85%	-16.34%	-1.67%
Dividend Yield	3.17%	2.68%	2.43%	1.23%	1.09%	1.25%
Payout Ratio	26.84%	24.59%	22.08%	10.28%	13.09%	19.83%
Buyback Yield / Dilution	-0.28%	-0.02%	0.17%	-0.17%	-0.99%	-0.14%
Total Shareholder Return	2.89%	2.66%	2.60%	1.06%	0.11%	1.11%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.