BDO Unibank Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Jan '23 Jan 1, 2023	Dec '21 Dec 31, 2021
Market Capitalization	650,815	717,956	759,205	687,504	556,408	529,332
Market Cap Growth	-13.68%	-5.43%	10.43%	23.56%	5.12%	13.05%
Last Close Price	122.00	133.38	137.23	121.30	96.02	89.77
PE Ratio	7.52	8.28	9.30	9.42	9.81	12.47
PS Ratio	2.38	2.63	3.04	3.02	3.10	3.01
PB Ratio	1.01	1.12	1.32	1.33	1.21	1.25
Debt / Equity Ratio	0.58	0.58	0.49	0.40	0.43	0.52
Net Debt / Equity Ratio	-0.01	-0.01	-0.13	-0.24	-0.72	-0.24
Net Debt / FCF Ratio	0.02	0.02	0.26	0.71	2.21	1.17
Return on Equity (ROE)	14.32%	14.32%	15.00%	15.01%	12.92%	10.48%
Return on Assets (ROA)	1.70%	1.70%	1.76%	1.72%	1.49%	1.23%
Earnings Yield	13.33%	12.14%	10.80%	10.68%	10.25%	8.08%
FCF Yield	-59.16%	-53.62%	-38.05%	-25.53%	-26.85%	-16.34%
Dividend Yield	3.61%	3.22%	2.71%	2.45%	1.24%	1.10%
Payout Ratio	26.70%	26.70%	24.59%	22.08%	10.28%	13.09%
Buyback Yield / Dilution	-0.22%	-0.22%	-0.02%	0.19%	-0.17%	-0.99%
Total Shareholder Return	3.38%	3.00%	2.69%	2.64%	1.07%	0.12%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.