East West Banking Income Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	47,334	43,571	36,627	29,841	22,410	21,102
Interest Income on Investments	7,444	6,790	5,701	4,721	3,710	2,151
Total Interest Income	54,778	50,360	42,328	34,561	26,120	23,252
Interest Paid on Deposits	8,544	8,008	7,037	5,231	2,262	1,768
Interest Paid on Borrowings	1,654	1,728	1,805	1,106	533.54	457.71
Total Interest Expense	10,199	9,736	8,842	6,337	2,795	2,226
Net Interest Income	44,579	40,624	33,486	28,225	23,325	21,027
Net Interest Income Growth	23.74%	21.32%	18.64%	21.00%	10.93%	-20.66%
Trust Income	156.91	146.89	137.17	126.73	121.23	99.83
Income From Trading Activities	227.65	545.69	401.14	337.83	-395.64	-841.42
Gain (Loss) on Sale of Assets	-308.15	-717.43	-688.09	183.08	105.35	-223.61
Gain (Loss) on Sale of Investments	-	-	-	-	-	1,850
Other Non-Interest Income	9,991	9,437	7,878	6,174	5,098	5,623
Total Non-Interest Income	11,021	10,366	8,919	7,436	4,919	5,984
Non-Interest Income Growth	11.88%	16.22%	19.95%	51.16%	-17.79%	-13.03%
Revenues Before Loan Losses	55,600	50,990	42,405	35,660	28,244	27,010
Provision for Loan Losses	18,216	14,224	9,566	7,688	4,951	4,149
Revenue	37,384	36,766	32,839	27,972	23,294	22,861
Revenue Growth	7.61%	11.96%	17.40%	20.09%	1.89%	-2.92%
Salaries and Employee Benefits	8,719	8,809	8,533	7,349	5,960	5,671
Occupancy Expenses	2,105	2,179	2,092	1,640	1,985	2,229
Amortization of Goodwill & Intangibles	407.88	407.88	258.29	199.65	181.43	168.3
Selling, General & Administrative	2,346	2,313	1,750	1,617	971.76	824.19
Other Non-Interest Expense	12,973	11,496	10,645	9,372	7,831	7,553
Total Non-Interest Expense	26,668	25,357	23,165	20,329	17,159	16,682
EBT Excluding Unusual Items	10,716	11,410	9,675	7,643	6,135	6,179
Asset Writedown	-0.42	-0.42	-13.66	-	-	-
Legal Settlements	-151.2	-151.2	-145.03	-115.9	-76.45	-73.71
Pretax Income	10,564	11,258	9,516	7,527	6,059	6,105
Income Tax Expense	2,060	2,038	1,908	1,444	1,433	1,590
Net Income	8,504	9,221	7,608	6,083	4,625	4,515
Net Income to Common	8,504	9,221	7,608	6,083	4,625	4,515
Net Income Growth	3.04%	21.20%	25.06%	31.52%	2.44%	-30.62%
Basic Shares Outstanding	2,250	2,250	2,250	2,250	2,250	2,250
Diluted Shares Outstanding	2,250	2,250	2,250	2,250	2,250	2,250
Shares Change	-	-	-	-	-	-
EPS (Basic)	3.78	4.10	3.38	2.70	2.06	2.01
EPS (Diluted)	3.78	4.10	3.38	2.70	2.06	2.01
EPS Growth	3.00%	21.20%	25.06%	31.52%	2.44%	-30.62%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.820	0.820	0.680	0.540	0.410	0.400
Dividend Growth	20.59%	20.59%	25.93%	31.71%	2.50%	-
Effective Tax Rate	19.50%	18.10%	20.05%	19.18%	23.66%	26.05%