Philippine National Bank (PSE:PNB)
Philippines flag Philippines · Delayed Price · Currency is PHP
80.00
+2.65 (3.43%)
At close: Oct 27, 2026

Philippine National Bank Ratios and Metrics

Millions PHP. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
122,06183,00242,26428,22728,99030,668
Market Cap Growth
58.10%96.39%49.73%-2.63%-5.47%-31.52%
Last Close Price
80.0050.8024.4316.3216.7617.73

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.363.292.011.572.510.97
PS Ratio
1.761.310.750.550.650.46
PB Ratio
0.490.350.200.150.170.19
P/FCF Ratio
----0.982.57
P/OCF Ratio
----0.972.35

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.170.170.180.300.420.65
Debt / FCF Ratio
----2.418.71
Net Debt / Equity Ratio
-1.67-0.68-0.71-0.59-0.46-0.55
Net Debt / FCF Ratio
-1.7620.067.20-2.67-7.35
Return on Equity (ROE)
11.57%11.09%10.39%9.95%7.00%20.44%
Return on Assets (ROA)
2.15%1.93%1.72%1.52%0.99%2.68%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
22.95%30.43%49.81%63.70%39.78%103.14%
FCF Yield
-32.30%-111.49%-18.20%-55.83%101.59%38.97%
Dividend Yield
4.13%6.07%----
Payout Ratio
23.97%16.67%----
Total Shareholder Return
4.11%6.07%----