Philippine National Bank (PSE:PNB)
Philippines flag Philippines · Delayed Price · Currency is PHP
77.45
+0.60 (0.78%)
At close: Sep 17, 2026

Philippine National Bank Ratios and Metrics

Millions PHP. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
118,17083,00242,26428,22728,99030,668
Market Cap Growth
37.20%96.39%49.73%-2.63%-5.47%-31.52%
Last Close Price
77.4550.8024.4316.3216.7617.73

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.323.292.011.572.510.97
PS Ratio
1.741.310.750.550.650.46
PB Ratio
0.480.350.200.150.170.19
P/FCF Ratio
----0.982.57
P/OCF Ratio
----0.972.35

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.170.170.180.300.420.65
Debt / FCF Ratio
----2.418.71
Net Debt / Equity Ratio
-0.48-0.68-0.71-0.59-0.46-0.55
Net Debt / FCF Ratio
3.011.7620.067.20-2.67-7.35
Return on Equity (ROE)
11.65%11.09%10.39%9.95%7.00%20.44%
Return on Assets (ROA)
2.08%1.93%1.72%1.52%0.99%2.68%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
23.14%30.43%49.81%63.70%39.78%103.14%
FCF Yield
-33.36%-111.49%-18.20%-55.83%101.59%38.97%
Dividend Yield
4.26%6.50%----
Payout Ratio
23.04%16.67%----
Total Shareholder Return
4.26%6.50%----