Philippines · Delayed Price · Currency is PHP Philippine National Bank Statistics
Total Valuation
PSE:PNB has a market cap or net worth of PHP 106.80 billion.
| Market Cap | 106.80B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, August 11, 2026.
| Earnings Date | Aug 11, 2026 |
| Ex-Dividend Date | Sep 17, 2026 |
Share Statistics
PSE:PNB has 1.53 billion shares outstanding.
| Current Share Class | 1.53B |
| Shares Outstanding | 1.53B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 0.07% |
| Owned by Institutions (%) | 2.65% |
| Float | 277.50M |
Valuation Ratios
The trailing PE ratio is 3.91 and the forward PE ratio is 4.58.
| PE Ratio | 3.91 |
| Forward PE | 4.58 |
| PS Ratio | 1.58 |
| PB Ratio | 0.44 |
| P/TBV Ratio | 0.47 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.65%.
| Return on Equity (ROE) | 11.65% |
| Return on Assets (ROA) | 2.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.43% |
| Revenue Per Employee | 8.14M |
| Profits Per Employee | 3.29M |
| Employee Count | 8,318 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:PNB has paid 7.78 billion in taxes.
| Income Tax | 7.78B |
| Effective Tax Rate | 22.08% |
Stock Price Statistics
The stock price has increased by +29.39% in the last 52 weeks. The beta is 0.35, so PSE:PNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | +29.39% |
| 50-Day Moving Average | 61.12 |
| 200-Day Moving Average | 58.42 |
| Relative Strength Index (RSI) | 70.25 |
| Average Volume (20 Days) | 307,465 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:PNB had revenue of PHP 67.72 billion and earned 27.35 billion in profits. Earnings per share was 17.92.
| Revenue | 67.72B |
| Gross Profit | 67.62B |
| Operating Income | 35.48B |
| Pretax Income | 35.21B |
| Net Income | 27.35B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 17.92 |
Balance Sheet
The company has 160.91 billion in cash and 42.40 billion in debt, with a net cash position of 118.51 billion or 77.68 per share.
| Cash & Cash Equivalents | 160.91B |
| Total Debt | 42.40B |
| Net Cash | 118.51B |
| Net Cash Per Share | 77.68 |
| Equity (Book Value) | 244.92B |
| Book Value Per Share | 157.81 |
| Working Capital | -796.45B |
Cash Flow
In the last 12 months, operating cash flow was -38.13 billion and capital expenditures -1.29 billion, giving a free cash flow of -39.42 billion.
| Operating Cash Flow | -38.13B |
| Capital Expenditures | -1.29B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 8.75B |
| Free Cash Flow | -39.42B |
| FCF Per Share | -25.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 52.39% |
| Pretax Margin | 52.00% |
| Profit Margin | 40.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 3.30, which amounts to a dividend yield of 4.99%.
| Dividend Per Share | 3.30 |
| Dividend Yield | 4.99% |
| Dividend Growth (YoY) | 59.42% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 23.04% |
| Buyback Yield | n/a |
| Shareholder Yield | 4.99% |
| Earnings Yield | 25.61% |
| FCF Yield | -36.91% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PSE:PNB is 63.90, which is -8.71% lower than the current price. The consensus rating is "Buy".
| Price Target | 63.90 |
| Price Target Difference | -8.71% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 7.84% |
| EPS Growth Forecast (3Y) | 2.27% |
Stock Splits
The last stock split was on April 28, 1997. It was a forward split with a ratio of 1.375.
| Last Split Date | Apr 28, 1997 |
| Split Type | Forward |
| Split Ratio | 1.375 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |