Philippines · Delayed Price · Currency is PHP Philippine National Bank Statistics
Total Valuation
PSE:PNB has a market cap or net worth of PHP 122.06 billion.
| Market Cap | 122.06B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, November 12, 2026.
| Earnings Date | Nov 12, 2026 |
| Ex-Dividend Date | Sep 17, 2026 |
Share Statistics
PSE:PNB has 1.53 billion shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 1.53B |
| Shares Outstanding | 1.53B |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 0.07% |
| Owned by Institutions (%) | 2.80% |
| Float | 277.48M |
Valuation Ratios
The trailing PE ratio is 4.36 and the forward PE ratio is 4.90.
| PE Ratio | 4.36 |
| Forward PE | 4.90 |
| PS Ratio | 1.76 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 0.49 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.17 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.57%.
| Return on Equity (ROE) | 11.57% |
| Return on Assets (ROA) | 2.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.58% |
| Revenue Per Employee | 8.34M |
| Profits Per Employee | 3.37M |
| Employee Count | 8,318 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:PNB has paid 7.86 billion in taxes.
| Income Tax | 7.86B |
| Effective Tax Rate | 21.85% |
Stock Price Statistics
The stock price has increased by +58.10% in the last 52 weeks. The beta is 0.36, so PSE:PNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +58.10% |
| 50-Day Moving Average | 74.62 |
| 200-Day Moving Average | 63.32 |
| Relative Strength Index (RSI) | 63.66 |
| Average Volume (20 Days) | 538,646 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:PNB had revenue of PHP 69.40 billion and earned 28.01 billion in profits. Earnings per share was 18.36.
| Revenue | 69.40B |
| Gross Profit | 69.35B |
| Operating Income | 36.25B |
| Pretax Income | 35.95B |
| Net Income | 28.01B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 18.36 |
Balance Sheet
The company has 465.18 billion in cash and 43.85 billion in debt, with a net cash position of 421.32 billion or 276.14 per share.
| Cash & Cash Equivalents | 465.18B |
| Total Debt | 43.85B |
| Net Cash | 421.32B |
| Net Cash Per Share | 276.14 |
| Equity (Book Value) | 251.63B |
| Book Value Per Share | 162.14 |
| Working Capital | -565.78B |
Cash Flow
In the last 12 months, operating cash flow was -38.13 billion and capital expenditures -1.29 billion, giving a free cash flow of -39.42 billion.
| Operating Cash Flow | -38.13B |
| Capital Expenditures | -1.29B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 8.75B |
| Free Cash Flow | -39.42B |
| FCF Per Share | -25.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 52.24% |
| Pretax Margin | 51.81% |
| Profit Margin | 40.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 3.30, which amounts to a dividend yield of 4.13%.
| Dividend Per Share | 3.30 |
| Dividend Yield | 4.13% |
| Dividend Growth (YoY) | 59.42% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 23.97% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.02% |
| Shareholder Yield | 4.11% |
| Earnings Yield | 22.95% |
| FCF Yield | -32.30% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PSE:PNB is 72.10, which is -9.88% lower than the current price. The consensus rating is "Hold".
| Price Target | 72.10 |
| Price Target Difference | -9.88% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 7.84% |
| EPS Growth Forecast (3Y) | 3.89% |
Stock Splits
The last stock split was on April 28, 1997. It was a forward split with a ratio of 1.375.
| Last Split Date | Apr 28, 1997 |
| Split Type | Forward |
| Split Ratio | 1.375 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |