Philippine Trust Company (PSE:PTC)
Philippines · Delayed Price · Currency is PHP 90.00
+1.65 (1.87%)
Last updated: Jun 3, 2026, 10:05 AM PST
Philippine Trust Company Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,877 | 2,330 | 2,229 | 1,686 | 1,128 | 1,048 |
Interest Income on Investments | 6,294 | 6,213 | 7,439 | 6,765 | 4,431 | 3,357 |
Total Interest Income | 8,171 | 8,543 | 9,668 | 8,451 | 5,559 | 4,405 |
Interest Paid on Deposits | 4,895 | 5,125 | 6,503 | 5,308 | 2,738 | 1,937 |
Net Interest Income | 3,277 | 3,418 | 3,165 | 3,142 | 2,821 | 2,468 |
Net Interest Income Growth (YoY) | 0.16% | 7.97% | 0.73% | 11.39% | 14.31% | 18.91% |
Gain (Loss) on Sale of Assets | 33.31 | 33.31 | 54.11 | 7.54 | 71.67 | 267.58 |
Gain (Loss) on Sale of Investments | 63.94 | 58.41 | 68.59 | 634.34 | 250.26 | 770.55 |
Other Non-Interest Income | 674.44 | 448.13 | 612.67 | 176.33 | 304.33 | 182.04 |
Total Non-Interest Income | 788.06 | 556.21 | 822.97 | 924.69 | 767.14 | 1,256 |
Non-Interest Income Growth (YoY) | 18.47% | -32.41% | -11.00% | 20.54% | -38.94% | -43.71% |
Revenues Before Loan Losses | 4,065 | 3,974 | 3,988 | 4,067 | 3,588 | 3,724 |
Provision for Loan Losses | 124.97 | 118.03 | -292.23 | -831.4 | -157.39 | 254.43 |
| 3,940 | 3,856 | 4,281 | 4,898 | 3,746 | 3,470 | |
Revenue Growth (YoY) | -7.11% | -9.92% | -12.61% | 30.78% | 7.94% | -16.48% |
Salaries and Employee Benefits | 1,064 | 1,044 | 1,000 | 1,012 | 925.61 | 874.32 |
Occupancy Expenses | 217.73 | 217.58 | 183.02 | 194.83 | 175.04 | 148.38 |
Selling, General & Administrative | 51.74 | 52.75 | 56.96 | 81.57 | 52.58 | 73.43 |
Other Non-Interest Expense | 1,259 | 1,255 | 1,270 | 1,268 | 1,073 | 964.34 |
Total Non-Interest Expense | 2,592 | 2,569 | 2,510 | 2,556 | 2,226 | 2,060 |
EBT Excluding Unusual Items | 1,347 | 1,287 | 1,771 | 2,342 | 1,520 | 1,409 |
Asset Writedown | - | - | 80.6 | -19.38 | -40.69 | - |
Legal Settlements | -29.51 | -29.51 | -27.82 | -26.67 | -45.77 | -27.72 |
Pretax Income | 1,318 | 1,258 | 1,824 | 2,296 | 1,433 | 1,382 |
Income Tax Expense | 912.98 | 987.75 | 1,210 | 1,267 | 688.02 | 555.39 |
Net Income | 404.66 | 269.92 | 614.01 | 1,029 | 745.29 | 826.34 |
Net Income to Common | 404.66 | 269.92 | 614.01 | 1,029 | 745.29 | 826.34 |
Net Income Growth | -31.20% | -56.04% | -40.34% | 38.08% | -9.81% | -12.88% |
Basic Shares Outstanding | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
Diluted Shares Outstanding | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
EPS (Basic) | 0.40 | 0.27 | 0.61 | 1.03 | 0.75 | 0.83 |
EPS (Diluted) | 0.40 | 0.27 | 0.61 | 1.03 | 0.75 | 0.83 |
EPS Growth | -31.20% | -56.04% | -40.34% | 38.08% | -9.81% | -12.88% |
Effective Tax Rate | 69.29% | 78.54% | 66.33% | 55.18% | 48.00% | 40.20% |