Philippine Trust Company Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,181	2,203	2,256	2,232	3,164	3,110
Investment Securities	124,168	128,231	129,813	122,793	99,240	83,348
Total Investments	124,168	128,231	129,813	122,793	99,240	83,348
Gross Loans	36,731	31,737	27,962	24,544	25,828	26,249
Allowance for Loan Losses	-	-2,812	-3,121	-4,109	-4,125	-4,123
Net Loans	36,731	28,925	24,841	20,435	21,702	22,125
Property, Plant & Equipment	3,121	3,107	3,304	3,188	2,960	2,901
Other Intangible Assets	-	25.75	21.52	25.16	33.78	15.29
Investments in Real Estate	1,694	2,183	2,220	2,005	1,662	1,660
Accrued Interest Receivable	-	623.63	578.42	588.1	649.09	777.92
Other Receivables	-	1,181	1,114	51.69	133.12	38.04
Restricted Cash	5,943	8,214	11,579	17,195	41,937	53,609
Other Current Assets	-	352.16	298.16	211.25	134.93	154.9
Long-Term Deferred Tax Assets	370.23	370.23	372.19	544.69	579.02	697.98
Other Long-Term Assets	411.66	55.2	37.34	87.1	84.99	32.77
Total Assets	174,620	175,471	176,437	169,355	172,279	168,470
Accounts Payable	-	113.79	102.89	68.35	93.4	81.23
Accrued Expenses	-	124.24	283.98	140.21	101.65	226.75
Interest Bearing Deposits	149,159	150,750	150,824	146,324	144,065	139,500
Non-Interest Bearing Deposits	790.71	818.05	891.14	766.73	1,249	1,328
Total Deposits	149,950	151,568	151,715	147,091	145,315	140,828
Current Portion of Leases	-	78.44	78.15	51.69	45.19	42.8
Current Income Taxes Payable	314.74	71.58	102.88	64.77	51.35	-
Accrued Interest Payable	-	232.88	103.62	75.3	37.09	44.34
Other Current Liabilities	66.51	260.4	255.21	250.17	420.76	168.47
Long-Term Leases	-	34.44	225.79	142.19	135.32	140.37
Pension & Post-Retirement Benefits	-	2.37	2.56	3.3	2.42	0.95
Other Long-Term Liabilities	706.47	-	-	-	14.26	28.25
Total Liabilities	151,038	152,795	153,263	147,887	146,216	141,561
Common Stock	10,000	10,000	10,000	10,000	10,000	10,000
Retained Earnings	16,499	16,615	16,001	15,424	14,747	13,921
Comprehensive Income & Other	-2,917	-3,939	-2,828	-3,956	1,316	2,988
Shareholders' Equity	23,582	22,676	23,173	21,468	26,063	26,909
Total Liabilities & Equity	174,620	175,471	176,437	169,355	172,279	168,470
Total Debt	-	112.88	303.94	193.87	180.51	183.17
Net Cash (Debt)	2,181	7,221	4,289	3,420	15,934	15,686
Net Cash Growth	-70.34%	68.36%	25.42%	-78.54%	1.58%	-33.89%
Net Cash Per Share	2.19	7.22	4.29	3.42	15.93	15.69
Filing Date Shares Outstanding	1,000	1,000	1,000	1,000	1,000	1,000
Total Common Shares Outstanding	1,000	1,000	1,000	1,000	1,000	1,000
Book Value Per Share	23.58	22.68	23.17	21.47	26.06	26.91
Tangible Book Value	23,582	22,650	23,152	21,443	26,029	26,894
Tangible Book Value Per Share	23.58	22.65	23.15	21.44	26.03	26.89

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.