Philippine Trust Company Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	681.61	614.01	1,029	745.29	826.34	948.54	Upgrade
Depreciation & Amortization	179.88	174.18	185.72	165.81	142.1	158.62	Upgrade
Other Amortization	8.84	8.84	9.11	9.23	6.28	4.61	Upgrade
Gain (Loss) on Sale of Assets	-141.7	-141.7	-114.02	-212.55	-303.79	-192.05	Upgrade
Gain (Loss) on Sale of Investments	45.07	45.07	-556.04	-269.66	-2,663	-1,132	Upgrade
Total Asset Writedown	-80.6	-80.6	19.38	40.69	-	84.77	Upgrade
Provision for Credit Losses	-240.69	-385.62	-865.47	-	113.32	199.08	Upgrade
Change in Income Taxes	18.67	-	-	-	-	-	Upgrade
Change in Other Net Operating Assets	-1,068	-4,126	-2,978	-2,781	294.33	-656.35	Upgrade
Other Operating Activities	-81.12	-81.12	178.97	30.13	113.7	239.79	Upgrade
Operating Cash Flow	-677.87	-3,973	-3,091	-2,272	-1,470	-344.81	Upgrade
Capital Expenditures	-106.39	-140.09	-94.65	-420.81	-269.54	-51.58	Upgrade
Sale of Property, Plant and Equipment	73.4	59.02	11.17	167.84	132	8.37	Upgrade
Investment in Securities	2,605	4,973	-6,277	-36,614	-14,631	9,276	Upgrade
Purchase / Sale of Intangibles	-13.07	-13.07	-5.47	-0.61	-24.76	-9.09	Upgrade
Other Investing Activities	47.22	47.22	1.61	14.56	15.22	27.85	Upgrade
Investing Cash Flow	2,888	5,207	-6,340	-36,800	-14,438	9,277	Upgrade
Long-Term Debt Repaid	-	-68.31	-73.66	-61.27	-54.53	-69.96	Upgrade
Net Debt Issued (Repaid)	-68.31	-68.31	-73.66	-61.27	-54.53	-69.96	Upgrade
Net Increase (Decrease) in Deposit Accounts	-3,341	-140.32	4,626	1,758	4,487	6,481	Upgrade
Financing Cash Flow	-3,409	-208.62	4,552	1,697	4,433	6,411	Upgrade
Foreign Exchange Rate Adjustments	-1,665	-1,665	242.93	132.65	48.97	-93.83	Upgrade
Net Cash Flow	-2,864	-640.3	-4,636	-37,243	-11,427	15,250	Upgrade
Free Cash Flow	-784.27	-4,113	-3,186	-2,693	-1,740	-396.39	Upgrade
Free Cash Flow Margin	-17.80%	-92.60%	-65.56%	-73.48%	-50.14%	-9.54%	Upgrade
Free Cash Flow Per Share	-0.79	-4.11	-3.19	-2.69	-1.74	-0.40	Upgrade
Cash Interest Paid	6,440	6,440	5,280	2,700	1,985	3,337	Upgrade
Cash Income Tax Paid	1,063	1,208	1,095	653.51	435.49	737.31	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.