Union Bank of the Philippines (PSE:UBP)
Philippines · Delayed Price · Currency is PHP 31.50
+0.35 (1.12%)
At close: Aug 15, 2025, 2:45 PM PST
PSE:UBP Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Net Income | 10,133 | 11,930 | 9,072 | 12,601 | 12,525 | 11,553 | Upgrade |
Depreciation & Amortization | 3,236 | 2,708 | 2,682 | 2,481 | 1,652 | 1,539 | Upgrade |
Other Amortization | 758.88 | 758.88 | 595.88 | - | 405.15 | 286.68 | Upgrade |
Gain (Loss) on Sale of Assets | -2,081 | -1,725 | -1,779 | -1,676 | 3.22 | -271.32 | Upgrade |
Gain (Loss) on Sale of Investments | 664.51 | 978.71 | 689.82 | 969.05 | -7,004 | -7,498 | Upgrade |
Total Asset Writedown | 9.26 | -3.55 | -0.75 | -24.7 | 464.95 | 223.17 | Upgrade |
Provision for Credit Losses | 22,569 | 19,599 | 14,041 | 4,068 | 5,811 | 8,382 | Upgrade |
Change in Trading Asset Securities | -3,670 | -4,485 | 2,848 | -3,014 | 12,671 | -10,582 | Upgrade |
Change in Other Net Operating Assets | -31,074 | -18,866 | -62,663 | -72,343 | -22,779 | 22,166 | Upgrade |
Other Operating Activities | 555.79 | -1,491 | -1,298 | 1,882 | -536.97 | -1,320 | Upgrade |
Operating Cash Flow | 1,072 | 9,407 | -35,789 | -55,026 | 3,218 | 24,481 | Upgrade |
Operating Cash Flow Growth | -86.88% | - | - | - | -86.86% | - | Upgrade |
Capital Expenditures | -583.3 | -1,647 | -2,283 | -551.59 | -505.61 | -1,026 | Upgrade |
Sale of Property, Plant and Equipment | 94.39 | 75.59 | 113.65 | 45.76 | 52.92 | 12.42 | Upgrade |
Cash Acquisitions | - | - | -3,260 | -44,957 | -109.61 | 54.24 | Upgrade |
Investment in Securities | -26,816 | -7,543 | -16,196 | -100,311 | -34,666 | -19,892 | Upgrade |
Income (Loss) Equity Investments | -28.88 | 1.92 | 22.36 | 29.67 | 4.14 | 3.67 | Upgrade |
Investing Cash Flow | -27,075 | -8,579 | -20,994 | -145,154 | -34,764 | -20,441 | Upgrade |
Short-Term Debt Issued | - | 979,986 | 1,313,422 | 306,505 | 127,076 | 558,732 | Upgrade |
Long-Term Debt Issued | - | 11,483 | 20,501 | 13,904 | 11,058 | 33,136 | Upgrade |
Total Debt Issued | 901,090 | 991,469 | 1,333,922 | 320,409 | 138,133 | 591,868 | Upgrade |
Short-Term Debt Repaid | - | -975,385 | -1,291,332 | -225,726 | -131,247 | -609,512 | Upgrade |
Long-Term Debt Repaid | - | -6,384 | -22,250 | -38,842 | -4,053 | -21,785 | Upgrade |
Total Debt Repaid | -923,691 | -981,769 | -1,313,582 | -264,568 | -135,300 | -631,298 | Upgrade |
Net Debt Issued (Repaid) | -22,601 | 9,700 | 20,340 | 55,841 | 2,834 | -39,429 | Upgrade |
Issuance of Common Stock | 2.02 | 9,871 | 11,936 | 39,914 | 63.6 | 51.54 | Upgrade |
Repurchase of Common Stock | - | - | -2.1 | - | -55.12 | - | Upgrade |
Common Dividends Paid | -3,316 | -2,391 | -4,708 | -4,270 | -4,268 | -4,265 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 16,502 | -36,246 | 1,264 | 75,538 | 42,716 | 46,590 | Upgrade |
Other Financing Activities | 425.26 | 494.57 | -346.13 | -75.75 | -49.3 | - | Upgrade |
Financing Cash Flow | -8,988 | -18,571 | 28,485 | 166,948 | 41,241 | 2,948 | Upgrade |
Foreign Exchange Rate Adjustments | -17.39 | 46.16 | -240.22 | 42.73 | -44.96 | -145.38 | Upgrade |
Net Cash Flow | -35,008 | -17,697 | -28,539 | -33,189 | 9,650 | 6,842 | Upgrade |
Free Cash Flow | 488.58 | 7,760 | -38,072 | -55,577 | 2,712 | 23,455 | Upgrade |
Free Cash Flow Growth | -92.60% | - | - | - | -88.44% | - | Upgrade |
Free Cash Flow Margin | 0.82% | 12.94% | -67.10% | -115.47% | 6.90% | 69.62% | Upgrade |
Free Cash Flow Per Share | 0.20 | 2.44 | -12.83 | -21.82 | 1.26 | 12.12 | Upgrade |
Cash Interest Paid | 26,376 | 26,376 | 24,916 | 10,609 | 6,483 | 10,304 | Upgrade |
Cash Income Tax Paid | 2,498 | 4,281 | 4,861 | 3,566 | 2,171 | 2,155 | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.