Philippines · Delayed Price · Currency is PHP PSE:UBP Statistics
Total Valuation
PSE:UBP has a market cap or net worth of PHP 78.60 billion.
| Market Cap | 78.60B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, August 6, 2026.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
PSE:UBP has 3.32 billion shares outstanding. The number of shares has increased by 1.39% in one year.
| Current Share Class | 3.32B |
| Shares Outstanding | 3.32B |
| Shares Change (YoY) | +1.39% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 2.79% |
| Owned by Institutions (%) | 19.35% |
| Float | 1.12B |
Valuation Ratios
The trailing PE ratio is 5.77 and the forward PE ratio is 5.48. PSE:UBP's PEG ratio is 0.47.
| PE Ratio | 5.77 |
| Forward PE | 5.48 |
| PS Ratio | 1.16 |
| PB Ratio | 0.38 |
| P/TBV Ratio | 0.52 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.47 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -6.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.81%.
| Return on Equity (ROE) | 6.81% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.11% |
| Revenue Per Employee | 12.33M |
| Profits Per Employee | 2.48M |
| Employee Count | 5,482 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:UBP has paid 4.66 billion in taxes.
| Income Tax | 4.66B |
| Effective Tax Rate | 25.44% |
Stock Price Statistics
The stock price has decreased by -21.26% in the last 52 weeks. The beta is 0.54, so PSE:UBP's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | -21.26% |
| 50-Day Moving Average | 24.63 |
| 200-Day Moving Average | 25.72 |
| Relative Strength Index (RSI) | 36.34 |
| Average Volume (20 Days) | 74,485 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:UBP had revenue of PHP 67.60 billion and earned 13.61 billion in profits. Earnings per share was 4.10.
| Revenue | 67.60B |
| Gross Profit | 67.27B |
| Operating Income | 19.35B |
| Pretax Income | 18.32B |
| Net Income | 13.61B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.10 |
Balance Sheet
The company has 92.34 billion in cash and 189.53 billion in debt, with a net cash position of -97.18 billion or -29.30 per share.
| Cash & Cash Equivalents | 92.34B |
| Total Debt | 189.53B |
| Net Cash | -97.18B |
| Net Cash Per Share | -29.30 |
| Equity (Book Value) | 205.21B |
| Book Value Per Share | 61.67 |
| Working Capital | -768.01B |
Cash Flow
In the last 12 months, operating cash flow was -28.81 billion and capital expenditures -1.54 billion, giving a free cash flow of -30.35 billion.
| Operating Cash Flow | -28.81B |
| Capital Expenditures | -1.54B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -25.58B |
| Free Cash Flow | -30.35B |
| FCF Per Share | -9.15 |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.62% |
| Pretax Margin | 27.11% |
| Profit Margin | 20.14% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.00%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 4.00% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 24.37% |
| Buyback Yield | -1.39% |
| Shareholder Yield | 2.61% |
| Earnings Yield | 17.32% |
| FCF Yield | -38.62% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PSE:UBP is 35.49, which is 49.75% higher than the current price. The consensus rating is "Buy".
| Price Target | 35.49 |
| Price Target Difference | 49.75% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 8.13% |
| EPS Growth Forecast (3Y) | 17.70% |
Stock Splits
The last stock split was on December 21, 2023. It was a forward split with a ratio of 1.27.
| Last Split Date | Dec 21, 2023 |
| Split Type | Forward |
| Split Ratio | 1.27 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |