Philippines · Delayed Price · Currency is PHP PSE:UBP Statistics
Total Valuation
PSE:UBP has a market cap or net worth of PHP 82.91 billion.
| Market Cap | 82.91B |
| Enterprise Value | n/a |
Important Dates
The next confirmed earnings date is Thursday, August 6, 2026.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
PSE:UBP has 3.32 billion shares outstanding. The number of shares has increased by 2.10% in one year.
| Current Share Class | 3.32B |
| Shares Outstanding | 3.32B |
| Shares Change (YoY) | +2.10% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 2.45% |
| Owned by Institutions (%) | 19.34% |
| Float | 1.31B |
Valuation Ratios
The trailing PE ratio is 6.72 and the forward PE ratio is 6.11. PSE:UBP's PEG ratio is 0.52.
| PE Ratio | 6.72 |
| Forward PE | 6.11 |
| PS Ratio | 1.27 |
| PB Ratio | 0.41 |
| P/TBV Ratio | 0.56 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.52 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -7.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.26%.
| Return on Equity (ROE) | 6.26% |
| Return on Assets (ROA) | 1.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.33% |
| Revenue Per Employee | 11.92M |
| Profits Per Employee | 2.25M |
| Employee Count | 5,482 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:UBP has paid 4.13 billion in taxes.
| Income Tax | 4.13B |
| Effective Tax Rate | 24.97% |
Stock Price Statistics
The stock price has decreased by -24.70% in the last 52 weeks. The beta is 0.53, so PSE:UBP's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | -24.70% |
| 50-Day Moving Average | 25.28 |
| 200-Day Moving Average | 27.27 |
| Relative Strength Index (RSI) | 42.00 |
| Average Volume (20 Days) | 146,780 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:UBP had revenue of PHP 65.35 billion and earned 12.34 billion in profits. Earnings per share was 3.72.
| Revenue | 65.35B |
| Gross Profit | 65.02B |
| Operating Income | 17.55B |
| Pretax Income | 16.53B |
| Net Income | 12.34B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.72 |
Balance Sheet
The company has 78.63 billion in cash and 172.71 billion in debt, with a net cash position of -94.07 billion or -28.37 per share.
| Cash & Cash Equivalents | 78.63B |
| Total Debt | 172.71B |
| Net Cash | -94.07B |
| Net Cash Per Share | -28.37 |
| Equity (Book Value) | 202.10B |
| Book Value Per Share | 60.72 |
| Working Capital | -739.47B |
Cash Flow
In the last 12 months, operating cash flow was -22.65 billion and capital expenditures -1.45 billion, giving a free cash flow of -24.11 billion.
| Operating Cash Flow | -22.65B |
| Capital Expenditures | -1.45B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -64.10B |
| Free Cash Flow | -24.11B |
| FCF Per Share | -7.27 |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.86% |
| Pretax Margin | 25.29% |
| Profit Margin | 18.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.00%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 4.00% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 26.88% |
| Buyback Yield | -2.10% |
| Shareholder Yield | 1.90% |
| Earnings Yield | 14.88% |
| FCF Yield | -29.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PSE:UBP is 35.89, which is 43.56% higher than the current price. The consensus rating is "Buy".
| Price Target | 35.89 |
| Price Target Difference | 43.56% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 8.21% |
| EPS Growth Forecast (3Y) | 19.99% |
Stock Splits
The last stock split was on December 21, 2023. It was a forward split with a ratio of 1.27.
| Last Split Date | Dec 21, 2023 |
| Split Type | Forward |
| Split Ratio | 1.27 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |