Skip to main content
logo
Union Bank of the Philippines (PSE:UBP)
Philippines flag Philippines · Delayed Price · Currency is PHP
25.00
0.00 (0.00%)
At close: Aug 7, 2026

PSE:UBP Ratios and Metrics

Millions PHP. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
82,91088,216119,391150,509184,435151,658
Market Cap Growth
-21.75%-26.11%-20.68%-18.39%21.61%73.11%
Last Close Price
25.0025.5833.6645.2257.5958.11

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.728.8710.0116.5914.6412.11
PS Ratio
1.271.421.992.653.833.86
PB Ratio
0.410.440.610.861.241.35
P/FCF Ratio
--10.92--55.92
P/OCF Ratio
--9.49--47.13

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.860.871.151.191.261.10
Debt / FCF Ratio
--20.53--45.41
Net Debt / Equity Ratio
0.470.270.610.650.45-0.38
Net Debt / FCF Ratio
-3.90-2.9110.91-3.54-1.21-15.95
Return on Equity (ROE)
6.26%5.01%6.47%5.68%9.79%11.57%
Return on Assets (ROA)
1.06%0.87%1.05%0.82%1.32%1.57%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.88%11.27%9.99%6.03%6.83%8.26%
FCF Yield
-29.08%-21.55%9.16%-21.46%-30.13%1.79%
Dividend Yield
4.00%3.91%2.97%1.77%2.73%3.79%
Payout Ratio
26.88%33.36%20.04%51.89%33.88%34.07%
Buyback Yield / Dilution
-2.10%-4.29%-7.13%-16.55%-17.93%-11.64%
Total Shareholder Return
1.90%-0.38%-4.16%-14.78%-15.20%-7.84%