Arif Habib Limited (PSX:AHL)

Arif Habib Statistics

Total Valuation

Arif Habib has a market cap or net worth of PKR 6.46 billion.

Market Cap	6.46B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Oct 13, 2025

Share Statistics

Arif Habib has 65.34 million shares outstanding.

Current Share Class	65.34M
Shares Outstanding	65.34M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.91%
Owned by Institutions (%)	n/a
Float	14.23M

Valuation Ratios

The trailing PE ratio is 5.93.

PE Ratio	5.93
Forward PE	n/a
PS Ratio	2.23
PB Ratio	2.94
P/TBV Ratio	2.95
P/FCF Ratio	2.70
P/OCF Ratio	2.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.26, with a Debt / Equity ratio of 0.45.

Current Ratio	1.26
Quick Ratio	1.21
Debt / Equity	0.45
Debt / EBITDA	n/a
Debt / FCF	0.41
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 62.47%.

Return on Equity (ROE)	62.47%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	14.84M
Profits Per Employee	5.59M
Employee Count	195
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Arif Habib has paid 376.17 million in taxes.

Income Tax	376.17M
Effective Tax Rate	25.65%

Stock Price Statistics

The stock price has increased by +129.90% in the last 52 weeks. The beta is 1.17, so Arif Habib's price volatility has been higher than the market average.

Beta (5Y)	1.17
52-Week Price Change	+129.90%
50-Day Moving Average	110.80
200-Day Moving Average	83.24
Relative Strength Index (RSI)	41.84
Average Volume (20 Days)	45,186

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Arif Habib had revenue of PKR 2.89 billion and earned 1.09 billion in profits. Earnings per share was 16.69.

Revenue	2.89B
Gross Profit	1.17B
Operating Income	1.49B
Pretax Income	1.47B
Net Income	1.09B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	16.69

Balance Sheet

The company has 8.16 billion in cash and 978.87 million in debt, giving a net cash position of 7.18 billion or 109.96 per share.

Cash & Cash Equivalents	8.16B
Total Debt	978.87M
Net Cash	7.18B
Net Cash Per Share	109.96
Equity (Book Value)	2.20B
Book Value Per Share	33.63
Working Capital	1.91B

Cash Flow

In the last 12 months, operating cash flow was 2.48 billion and capital expenditures -80.84 million, giving a free cash flow of 2.40 billion.

Operating Cash Flow	2.48B
Capital Expenditures	-80.84M
Free Cash Flow	2.40B
FCF Per Share	36.68

Margins

Gross margin is 40.53%, with operating and profit margins of 51.46% and 37.68%.

Gross Margin	40.53%
Operating Margin	51.46%
Pretax Margin	50.68%
Profit Margin	37.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	82.83%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 10.11%.

Dividend Per Share	10.00
Dividend Yield	10.11%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	1
Payout Ratio	29.86%
Buyback Yield	n/a
Shareholder Yield	10.11%
Earnings Yield	16.87%
FCF Yield	37.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Sep 16, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3