Arif Habib Limited (PSX:AHL)

Arif Habib Statistics

Total Valuation

Arif Habib has a market cap or net worth of PKR 8.39 billion.

Market Cap	8.39B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, September 3, 2025.

Earnings Date	Sep 3, 2025
Ex-Dividend Date	Oct 13, 2025

Share Statistics

Arif Habib has 65.34 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	65.34M
Shares Outstanding	65.34M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	0.12%
Owned by Institutions (%)	0.04%
Float	17.61M

Valuation Ratios

The trailing PE ratio is 8.55.

PE Ratio	8.55
Forward PE	n/a
PS Ratio	3.23
PB Ratio	4.31
P/TBV Ratio	4.32
P/FCF Ratio	18.06
P/OCF Ratio	16.13
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.47.

Current Ratio	1.11
Quick Ratio	1.05
Debt / Equity	0.47
Debt / EBITDA	n/a
Debt / FCF	1.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 60.56%.

Return on Equity (ROE)	60.56%
Return on Assets (ROA)	15.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	16.85M
Profits Per Employee	6.37M
Employee Count	154
Asset Turnover	0.40
Inventory Turnover	n/a

Taxes

In the past 12 months, Arif Habib has paid 373.09 million in taxes.

Income Tax	373.09M
Effective Tax Rate	27.54%

Stock Price Statistics

The stock price has increased by +112.38% in the last 52 weeks. The beta is 1.01, so Arif Habib's price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	+112.38%
50-Day Moving Average	93.78
200-Day Moving Average	72.51
Relative Strength Index (RSI)	87.52
Average Volume (20 Days)	223,111

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Arif Habib had revenue of PKR 2.60 billion and earned 981.53 million in profits. Earnings per share was 15.02.

Revenue	2.60B
Gross Profit	1.04B
Operating Income	1.35B
Pretax Income	1.35B
Net Income	981.53M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	15.02

Balance Sheet

The company has 3.75 billion in cash and 920.78 million in debt, giving a net cash position of 2.83 billion or 43.31 per share.

Cash & Cash Equivalents	3.75B
Total Debt	920.78M
Net Cash	2.83B
Net Cash Per Share	43.31
Equity (Book Value)	1.95B
Book Value Per Share	29.82
Working Capital	577.17M

Cash Flow

In the last 12 months, operating cash flow was 520.15 million and capital expenditures -55.51 million, giving a free cash flow of 464.64 million.

Operating Cash Flow	520.15M
Capital Expenditures	-55.51M
Free Cash Flow	464.64M
FCF Per Share	7.11

Margins

Gross margin is 40.06%, with operating and profit margins of 52.19% and 37.82%.

Gross Margin	40.06%
Operating Margin	52.19%
Pretax Margin	52.19%
Profit Margin	37.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.90%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 7.80%.

Dividend Per Share	10.00
Dividend Yield	7.80%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	1
Payout Ratio	33.17%
Buyback Yield	-0.01%
Shareholder Yield	7.72%
Earnings Yield	11.70%
FCF Yield	5.54%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Sep 16, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4