Arif Habib Limited (PSX:AHL)

Arif Habib Statistics

Total Valuation

Arif Habib has a market cap or net worth of PKR 6.66 billion.

Market Cap	6.66B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Oct 13, 2025

Share Statistics

Arif Habib has 65.34 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	65.34M
Shares Outstanding	65.34M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	3.91%
Owned by Institutions (%)	n/a
Float	14.23M

Valuation Ratios

The trailing PE ratio is 6.75.

PE Ratio	6.75
Forward PE	n/a
PS Ratio	2.26
PB Ratio	3.68
P/TBV Ratio	3.69
P/FCF Ratio	3.98
P/OCF Ratio	3.78
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.17, with a Debt / Equity ratio of 1.38.

Current Ratio	1.17
Quick Ratio	1.13
Debt / Equity	1.38
Debt / EBITDA	n/a
Debt / FCF	1.49
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 60.07% and return on invested capital (ROIC) is 26.81%.

Return on Equity (ROE)	60.07%
Return on Assets (ROA)	9.77%
Return on Invested Capital (ROIC)	26.81%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.09%
Revenue Per Employee	15.13M
Profits Per Employee	5.06M
Employee Count	195
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, Arif Habib has paid 429.88 million in taxes.

Income Tax	429.88M
Effective Tax Rate	30.33%

Stock Price Statistics

The stock price has increased by +63.70% in the last 52 weeks. The beta is 1.00, so Arif Habib's price volatility has been similar to the market average.

Beta (5Y)	1.00
52-Week Price Change	+63.70%
50-Day Moving Average	111.69
200-Day Moving Average	97.11
Relative Strength Index (RSI)	37.11
Average Volume (20 Days)	62,918

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Arif Habib had revenue of PKR 2.95 billion and earned 987.35 million in profits. Earnings per share was 15.11.

Revenue	2.95B
Gross Profit	1.17B
Operating Income	1.44B
Pretax Income	1.42B
Net Income	987.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	15.11

Balance Sheet

The company has 8.97 billion in cash and 2.49 billion in debt, with a net cash position of 6.47 billion or 99.08 per share.

Cash & Cash Equivalents	8.97B
Total Debt	2.49B
Net Cash	6.47B
Net Cash Per Share	99.08
Equity (Book Value)	1.81B
Book Value Per Share	27.68
Working Capital	1.52B

Cash Flow

In the last 12 months, operating cash flow was 1.76 billion and capital expenditures -88.78 million, giving a free cash flow of 1.67 billion.

Operating Cash Flow	1.76B
Capital Expenditures	-88.78M
Free Cash Flow	1.67B
FCF Per Share	25.59

Margins

Gross margin is 39.59%, with operating and profit margins of 48.81% and 33.47%.

Gross Margin	39.59%
Operating Margin	48.81%
Pretax Margin	48.05%
Profit Margin	33.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	56.69%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 9.81%.

Dividend Per Share	10.00
Dividend Yield	9.81%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	2
Payout Ratio	65.84%
Buyback Yield	0.01%
Shareholder Yield	9.81%
Earnings Yield	14.82%
FCF Yield	25.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Sep 16, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6