Arif Habib Limited (PSX:AHL)

Arif Habib Statistics

Total Valuation

Arif Habib has a market cap or net worth of PKR 7.06 billion.

Market Cap	7.06B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 16, 2026.

Earnings Date	Oct 16, 2026
Ex-Dividend Date	Oct 13, 2025

Share Statistics

Arif Habib has 65.34 million shares outstanding.

Current Share Class	65.34M
Shares Outstanding	65.34M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	3.90%
Owned by Institutions (%)	n/a
Float	14.23M

Valuation Ratios

The trailing PE ratio is 7.05.

PE Ratio	7.05
Forward PE	n/a
PS Ratio	2.39
PB Ratio	3.41
P/TBV Ratio	3.42
P/FCF Ratio	6.20
P/OCF Ratio	5.65
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.29, with a Debt / Equity ratio of 0.24.

Current Ratio	1.29
Quick Ratio	1.25
Debt / Equity	0.24
Debt / EBITDA	n/a
Debt / FCF	0.44
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 52.80% and return on invested capital (ROIC) is 29.60%.

Return on Equity (ROE)	52.80%
Return on Assets (ROA)	13.55%
Return on Invested Capital (ROIC)	29.60%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.87%
Revenue Per Employee	15.14M
Profits Per Employee	5.13M
Employee Count	195
Asset Turnover	0.40
Inventory Turnover	n/a

Taxes

In the past 12 months, Arif Habib has paid 363.97 million in taxes.

Income Tax	363.97M
Effective Tax Rate	26.66%

Stock Price Statistics

The stock price has increased by +47.78% in the last 52 weeks. The beta is 0.96, so Arif Habib's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+47.78%
50-Day Moving Average	98.23
200-Day Moving Average	103.88
Relative Strength Index (RSI)	62.33
Average Volume (20 Days)	51,980

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Arif Habib had revenue of PKR 2.95 billion and earned 1.00 billion in profits. Earnings per share was 15.32.

Revenue	2.95B
Gross Profit	1.13B
Operating Income	1.39B
Pretax Income	1.37B
Net Income	1.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	15.32

Balance Sheet

The company has 6.27 billion in cash and 502.06 million in debt, with a net cash position of 5.77 billion or 88.25 per share.

Cash & Cash Equivalents	6.27B
Total Debt	502.06M
Net Cash	5.77B
Net Cash Per Share	88.25
Equity (Book Value)	2.07B
Book Value Per Share	31.71
Working Capital	1.75B

Cash Flow

In the last 12 months, operating cash flow was 1.25 billion and capital expenditures -111.40 million, giving a free cash flow of 1.14 billion.

Operating Cash Flow	1.25B
Capital Expenditures	-111.40M
Depreciation & Amortization	n/a
Net Borrowing	-27.33M
Free Cash Flow	1.14B
FCF Per Share	17.42

Margins

Gross margin is 38.25%, with operating and profit margins of 47.02% and 33.93%.

Gross Margin	38.25%
Operating Margin	47.02%
Pretax Margin	46.26%
Profit Margin	33.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.58%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 9.31%.

Dividend Per Share	10.00
Dividend Yield	9.31%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	2
Payout Ratio	64.92%
Buyback Yield	n/a
Shareholder Yield	9.31%
Earnings Yield	14.19%
FCF Yield	16.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Sep 16, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5