Askari Life Assurance Company Limited (PSX:ALAC)

PSX:ALAC Statistics

Total Valuation

PSX:ALAC has a market cap or net worth of PKR 1.77 billion. The enterprise value is 1.62 billion.

Market Cap	1.77B
Enterprise Value	1.62B

Important Dates

The last earnings date was Thursday, August 28, 2025.

Earnings Date	Aug 28, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:ALAC has 150.17 million shares outstanding. The number of shares has decreased by -0.35% in one year.

Current Share Class	150.17M
Shares Outstanding	150.17M
Shares Change (YoY)	-0.35%
Shares Change (QoQ)	+29.93%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	20.30M

Valuation Ratios

The trailing PE ratio is 19.52.

PE Ratio	19.52
Forward PE	n/a
PS Ratio	0.68
PB Ratio	3.32
P/TBV Ratio	3.32
P/FCF Ratio	3.90
P/OCF Ratio	3.79
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.32, with an EV/FCF ratio of 3.55.

EV / Earnings	17.74
EV / Sales	0.62
EV / EBITDA	14.32
EV / EBIT	17.75
EV / FCF	3.55

Financial Position

The company has a current ratio of 1.04, with a Debt / Equity ratio of 0.04.

Current Ratio	1.04
Quick Ratio	0.98
Debt / Equity	0.04
Debt / EBITDA	0.20
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.79% and return on invested capital (ROIC) is 12.31%.

Return on Equity (ROE)	20.79%
Return on Assets (ROA)	2.05%
Return on Invested Capital (ROIC)	12.31%
Return on Capital Employed (ROCE)	3.08%
Revenue Per Employee	25.65M
Profits Per Employee	893,069
Employee Count	102
Asset Turnover	0.94
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:ALAC has paid 212,000 in taxes.

Income Tax	212,000
Effective Tax Rate	0.23%

Stock Price Statistics

The stock price has increased by +148.04% in the last 52 weeks. The beta is 0.74, so PSX:ALAC's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+148.04%
50-Day Moving Average	9.73
200-Day Moving Average	6.59
Relative Strength Index (RSI)	60.79
Average Volume (20 Days)	2,626,879

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:ALAC had revenue of PKR 2.62 billion and earned 91.09 million in profits. Earnings per share was 0.60.

Revenue	2.62B
Gross Profit	597.79M
Operating Income	91.08M
Pretax Income	91.31M
Net Income	91.09M
EBITDA	98.90M
EBIT	91.08M
Earnings Per Share (EPS)	0.60

Balance Sheet

The company has 179.88 million in cash and 22.61 million in debt, giving a net cash position of 157.27 million or 1.05 per share.

Cash & Cash Equivalents	179.88M
Total Debt	22.61M
Net Cash	157.27M
Net Cash Per Share	1.05
Equity (Book Value)	534.25M
Book Value Per Share	3.55
Working Capital	12.58M

Cash Flow

In the last 12 months, operating cash flow was 467.52 million and capital expenditures -12.20 million, giving a free cash flow of 455.33 million.

Operating Cash Flow	467.52M
Capital Expenditures	-12.20M
Free Cash Flow	455.33M
FCF Per Share	3.03

Margins

Gross margin is 22.84%, with operating and profit margins of 3.48% and 3.48%.

Gross Margin	22.84%
Operating Margin	3.48%
Pretax Margin	3.49%
Profit Margin	3.48%
EBITDA Margin	3.78%
EBIT Margin	3.48%
FCF Margin	17.40%

Dividends & Yields

PSX:ALAC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.35%
Shareholder Yield	n/a
Earnings Yield	5.14%
FCF Yield	25.67%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6