Askari Life Assurance Company Limited (PSX:ALAC)

PSX:ALAC Statistics

Total Valuation

PSX:ALAC has a market cap or net worth of PKR 1.82 billion. The enterprise value is 1.52 billion.

Market Cap	1.82B
Enterprise Value	1.52B

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:ALAC has 150.17 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class	150.17M
Shares Outstanding	150.17M
Shares Change (YoY)	-0.06%
Shares Change (QoQ)	+2.49%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	20.30M

Valuation Ratios

The trailing PE ratio is 15.52.

PE Ratio	15.52
Forward PE	n/a
PS Ratio	0.62
PB Ratio	3.30
P/TBV Ratio	3.30
P/FCF Ratio	3.03
P/OCF Ratio	2.97
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.80, with an EV/FCF ratio of 2.53.

EV / Earnings	12.82
EV / Sales	0.51
EV / EBITDA	10.80
EV / EBIT	12.84
EV / FCF	2.53

Financial Position

The company has a current ratio of 1.34, with a Debt / Equity ratio of 0.03.

Current Ratio	1.34
Quick Ratio	1.30
Debt / Equity	0.03
Debt / EBITDA	0.10
Debt / FCF	0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 26.34% and return on invested capital (ROIC) is 15.83%.

Return on Equity (ROE)	26.34%
Return on Assets (ROA)	2.43%
Return on Invested Capital (ROIC)	15.83%
Return on Capital Employed (ROCE)	3.63%
Revenue Per Employee	29.01M
Profits Per Employee	1.16M
Employee Count	102
Asset Turnover	0.97
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:ALAC has paid 34,000 in taxes.

Income Tax	34,000
Effective Tax Rate	0.03%

Stock Price Statistics

The stock price has increased by +120.91% in the last 52 weeks. The beta is 0.88, so PSX:ALAC's price volatility has been lower than the market average.

Beta (5Y)	0.88
52-Week Price Change	+120.91%
50-Day Moving Average	13.51
200-Day Moving Average	8.30
Relative Strength Index (RSI)	43.48
Average Volume (20 Days)	1,147,342

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:ALAC had revenue of PKR 2.96 billion and earned 118.51 million in profits. Earnings per share was 0.78.

Revenue	2.96B
Gross Profit	670.96M
Operating Income	118.32M
Pretax Income	118.54M
Net Income	118.51M
EBITDA	126.70M
EBIT	118.32M
Earnings Per Share (EPS)	0.78

Balance Sheet

The company has 319.23 million in cash and 14.04 million in debt, giving a net cash position of 305.19 million or 2.03 per share.

Cash & Cash Equivalents	319.23M
Total Debt	14.04M
Net Cash	305.19M
Net Cash Per Share	2.03
Equity (Book Value)	553.22M
Book Value Per Share	3.59
Working Capital	120.95M

Cash Flow

In the last 12 months, operating cash flow was 614.47 million and capital expenditures -12.83 million, giving a free cash flow of 601.64 million.

Operating Cash Flow	614.47M
Capital Expenditures	-12.83M
Free Cash Flow	601.64M
FCF Per Share	4.01

Margins

Gross margin is 22.68%, with operating and profit margins of 4.00% and 4.01%.

Gross Margin	22.68%
Operating Margin	4.00%
Pretax Margin	4.01%
Profit Margin	4.01%
EBITDA Margin	4.28%
EBIT Margin	4.00%
FCF Margin	20.33%

Dividends & Yields

PSX:ALAC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.06%
Shareholder Yield	0.06%
Earnings Yield	6.50%
FCF Yield	32.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6