Askari Life Assurance Company Limited (PSX:ALAC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
20.88
-1.12 (-5.09%)
At close: Jul 30, 2026

PSX:ALAC Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,6823,2352,0821,5511,208664.46
Revenue Growth
53.04%55.34%34.28%28.36%81.82%90.89%
Operating Income
138.23123.1518.19-158.93-274.66-242.38
Net Income
141.08125.9715.12-165.24-275.97-242.44
Earnings Per Share
0.880.840.10-1.10-1.84-1.61
EPS Growth
77.55%732.95%----

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Statutory Funds - Group Family Takaful
34.0832.9442.9658.3340.7312.11
Statutory Funds - Accident & Health Business
1.421.452.321.861.10.62
Statutory Funds - Universal Life
541.31437.85377.02326.15284.83258.38
Statutory Funds - Individual Family Takaful
2,9342,5571,426977.99699.3254.05
Statutory Funds - Ordinary Life
132.08165.13188.88134.58152.61114.21
Total
3,6433,1942,0371,4991,179639.36

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
291.95330.77244.91280.01254.53143.77
Total Debt
14.314.7819.6231.1113.8517.72
Net Cash (Debt)
277.66315.99225.29248.9240.68126.05
Net Cash Growth
149.68%40.26%-9.49%3.42%90.94%151.91%
Net Cash Per Share
1.742.101.501.661.600.84

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
829.42869.61369.28-42.9-31.67-50.86
Capital Expenditures
-20.4-17.24-11.75-5.81-13.38-3.94
Free Cash Flow
809.02852.37357.53-48.71-45.05-54.8
Free Cash Flow Growth
67.52%138.41%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.75%3.81%0.87%-10.25%-22.73%-36.48%
Pretax Margin
3.78%3.83%0.88%-10.23%-22.73%-36.43%
Profit Margin
3.83%3.89%0.73%-10.66%-22.84%-36.49%
FCF Margin
21.97%26.35%17.17%-3.14%-3.73%-8.25%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.6815.6160.87---
P/FCF Ratio
3.882.312.58---
PS Ratio
0.850.610.440.640.821.72