Askari Life Assurance Company Limited (PSX:ALAC)

PSX:ALAC Statistics

Total Valuation

PSX:ALAC has a market cap or net worth of PKR 1.84 billion. The enterprise value is 1.52 billion.

Market Cap	1.84B
Enterprise Value	1.52B

Important Dates

The last earnings date was Tuesday, March 17, 2026.

Earnings Date	Mar 17, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:ALAC has 150.17 million shares outstanding. The number of shares has decreased by -0.14% in one year.

Current Share Class	150.17M
Shares Outstanding	150.17M
Shares Change (YoY)	-0.14%
Shares Change (QoQ)	-8.70%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	20.30M

Valuation Ratios

The trailing PE ratio is 14.55.

PE Ratio	14.55
Forward PE	n/a
PS Ratio	0.57
PB Ratio	2.94
P/TBV Ratio	2.94
P/FCF Ratio	2.15
P/OCF Ratio	2.11
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.32, with an EV/FCF ratio of 1.78.

EV / Earnings	12.06
EV / Sales	0.47
EV / EBITDA	10.32
EV / EBIT	12.26
EV / FCF	1.78

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.02.

Current Ratio	1.80
Quick Ratio	1.78
Debt / Equity	0.02
Debt / EBITDA	0.10
Debt / FCF	0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.24% and return on invested capital (ROIC) is 20.56%.

Return on Equity (ROE)	22.24%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	20.56%
Return on Capital Employed (ROCE)	3.11%
Weighted Average Cost of Capital (WACC)	8.60%
Revenue Per Employee	31.72M
Profits Per Employee	1.23M
Employee Count	102
Asset Turnover	0.89
Inventory Turnover	n/a

Taxes

Income Tax	-2.03M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +142.66% in the last 52 weeks. The beta is 0.72, so PSX:ALAC's price volatility has been lower than the market average.

Beta (5Y)	0.72
52-Week Price Change	+142.66%
50-Day Moving Average	12.93
200-Day Moving Average	12.09
Relative Strength Index (RSI)	51.21
Average Volume (20 Days)	123,897

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:ALAC had revenue of PKR 3.24 billion and earned 125.97 million in profits. Earnings per share was 0.84.

Revenue	3.24B
Gross Profit	615.19M
Operating Income	123.94M
Pretax Income	123.94M
Net Income	125.97M
EBITDA	132.98M
EBIT	123.94M
Earnings Per Share (EPS)	0.84

Balance Sheet

The company has 330.77 million in cash and 14.78 million in debt, with a net cash position of 315.99 million or 2.10 per share.

Cash & Cash Equivalents	330.77M
Total Debt	14.78M
Net Cash	315.99M
Net Cash Per Share	2.10
Equity (Book Value)	623.53M
Book Value Per Share	4.43
Working Capital	262.13M

Cash Flow

In the last 12 months, operating cash flow was 869.61 million and capital expenditures -17.24 million, giving a free cash flow of 852.37 million.

Operating Cash Flow	869.61M
Capital Expenditures	-17.24M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	852.37M
FCF Per Share	5.68

Margins

Gross margin is 19.01%, with operating and profit margins of 3.83% and 3.89%.

Gross Margin	19.01%
Operating Margin	3.83%
Pretax Margin	3.83%
Profit Margin	3.89%
EBITDA Margin	4.11%
EBIT Margin	3.83%
FCF Margin	26.34%

Dividends & Yields

PSX:ALAC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.14%
Shareholder Yield	0.14%
Earnings Yield	6.86%
FCF Yield	46.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6