Askari Life Assurance Company Limited (PSX:ALAC)

PSX:ALAC Statistics

Total Valuation

PSX:ALAC has a market cap or net worth of PKR 2.42 billion. The enterprise value is 2.15 billion.

Market Cap	2.42B
Enterprise Value	2.15B

Important Dates

The last earnings date was Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:ALAC has 150.17 million shares outstanding. The number of shares has increased by 12.74% in one year.

Current Share Class	150.17M
Shares Outstanding	150.17M
Shares Change (YoY)	+12.74%
Shares Change (QoQ)	+9.55%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	20.30M

Valuation Ratios

The trailing PE ratio is 18.31.

PE Ratio	18.31
Forward PE	n/a
PS Ratio	0.66
PB Ratio	3.80
P/TBV Ratio	3.80
P/FCF Ratio	3.00
P/OCF Ratio	2.92
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.18, with an EV/FCF ratio of 2.65.

EV / Earnings	15.21
EV / Sales	0.58
EV / EBITDA	13.18
EV / EBIT	15.53
EV / FCF	2.65

Financial Position

The company has a current ratio of 1.40, with a Debt / Equity ratio of 0.02.

Current Ratio	1.40
Quick Ratio	1.36
Debt / Equity	0.02
Debt / EBITDA	0.09
Debt / FCF	0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.50% and return on invested capital (ROIC) is 21.44%.

Return on Equity (ROE)	24.50%
Return on Assets (ROA)	2.29%
Return on Invested Capital (ROIC)	21.44%
Return on Capital Employed (ROCE)	3.44%
Weighted Average Cost of Capital (WACC)	7.76%
Revenue Per Employee	29.23M
Profits Per Employee	1.12M
Employee Count	126
Asset Turnover	0.98
Inventory Turnover	n/a

Taxes

Income Tax	-2.01M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +176.37% in the last 52 weeks. The beta is 0.65, so PSX:ALAC's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+176.37%
50-Day Moving Average	13.79
200-Day Moving Average	13.14
Relative Strength Index (RSI)	55.73
Average Volume (20 Days)	1,283,830

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:ALAC had revenue of PKR 3.68 billion and earned 141.08 million in profits. Earnings per share was 0.88.

Revenue	3.68B
Gross Profit	750.16M
Operating Income	138.23M
Pretax Income	139.06M
Net Income	141.08M
EBITDA	148.23M
EBIT	138.23M
Earnings Per Share (EPS)	0.88

Balance Sheet

The company has 291.95 million in cash and 14.30 million in debt, with a net cash position of 277.66 million or 1.85 per share.

Cash & Cash Equivalents	291.95M
Total Debt	14.30M
Net Cash	277.66M
Net Cash Per Share	1.85
Equity (Book Value)	637.48M
Book Value Per Share	4.11
Working Capital	151.95M

Cash Flow

In the last 12 months, operating cash flow was 829.42 million and capital expenditures -20.40 million, giving a free cash flow of 809.02 million.

Operating Cash Flow	829.42M
Capital Expenditures	-20.40M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	809.02M
FCF Per Share	5.39

Margins

Gross margin is 20.37%, with operating and profit margins of 3.75% and 3.83%.

Gross Margin	20.37%
Operating Margin	3.75%
Pretax Margin	3.78%
Profit Margin	3.83%
EBITDA Margin	4.03%
EBIT Margin	3.75%
FCF Margin	21.97%

Dividends & Yields

PSX:ALAC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-12.74%
Shareholder Yield	-12.74%
Earnings Yield	5.82%
FCF Yield	33.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6