PSX:ALIFE Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	35,430	30,285	22,686	20,315	20,128
Total Interest & Dividend Income	11,990	15,029	11,858	5,927	3,139
Gain (Loss) on Sale of Investments	8,482	10,934	5,199	-2,920	-478.78
Other Revenue	501.76	719.5	881.47	720.17	383.08
Total Revenue	56,403	56,968	40,624	24,042	23,171
Revenue Growth (YoY)	-0.99%	40.23%	68.97%	3.76%	11.15%
Policy Benefits	48,864	49,643	34,894	19,172	18,596
Policy Acquisition & Underwriting Costs	3,832	3,287	2,995	3,184	3,138
Selling, General & Administrative	1,486	1,426	1,241	854.16	1,252
Other Operating Expenses	55.25	146.55	61.44	6.71	11.23
Total Operating Expenses	54,237	54,502	39,191	23,217	22,998
Operating Income	2,167	2,465	1,433	825.5	173.59
Interest Expense	-49.22	-11.74	-9.68	-18.19	-23.98
EBT Excluding Unusual Items	2,117	2,454	1,423	807.31	149.61
Gain (Loss) on Sale of Assets	-	-0.69	1.41	0.95	0.89
Asset Writedown	27.5	83.29	116.86	2.05	80.71
Pretax Income	2,145	2,536	1,541	810.31	231.21
Income Tax Expense	830.47	981.93	633.13	312.61	57.4
Net Income	1,314	1,554	908.08	497.7	173.8
Net Income to Common	1,314	1,554	908.08	497.7	173.8
Net Income Growth	-15.44%	71.17%	82.45%	186.36%	-9.01%
Shares Outstanding (Basic)	262	263	263	263	177
Shares Outstanding (Diluted)	262	263	263	263	177
Shares Change (YoY)	-0.06%	-	-	48.52%	79.93%
EPS (Basic)	5.01	5.92	3.46	1.90	0.98
EPS (Diluted)	5.01	5.92	3.46	1.90	0.98
EPS Growth	-15.39%	71.17%	82.45%	92.80%	-49.43%
Free Cash Flow	-2,634	3,844	-571.16	3,258	6,555
Free Cash Flow Per Share	-10.04	14.64	-2.18	12.41	37.09
Dividend Per Share	2.500	1.905	1.905	-	-
Dividend Growth	31.25%	-	-	-	-
Operating Margin	3.84%	4.33%	3.53%	3.43%	0.75%
Profit Margin	2.33%	2.73%	2.23%	2.07%	0.75%
Free Cash Flow Margin	-4.67%	6.75%	-1.41%	13.55%	28.29%
EBITDA	2,427	2,544	1,499	878.47	211.39
EBITDA Margin	4.30%	4.46%	3.69%	3.65%	0.91%
D&A For EBITDA	260.44	78.35	66.52	52.97	37.8
EBIT	2,167	2,465	1,433	825.5	173.59
EBIT Margin	3.84%	4.33%	3.53%	3.43%	0.75%
Effective Tax Rate	38.72%	38.72%	41.08%	38.58%	24.83%
Revenue as Reported	56,431	57,056	40,748	24,050	23,256

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.