Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
30.45
0.00 (0.00%)
At close: Sep 29, 2026

PSX:ALIFE Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
54,01456,39756,96840,62424,04223,171
Revenue Growth
-8.49%-1.00%40.23%68.97%3.76%11.15%
Operating Income
1,7842,1632,4651,433825.5173.59
Net Income
1,1621,3141,554908.08497.7173.8
Earnings Per Share
4.425.015.923.461.900.98
EPS Growth
-21.82%-15.44%71.17%82.45%92.80%-49.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Individual Family Takaful Unit Linked Business
5,4605,7114,0653,792
Conventional Business
401.63424.25345.68309.4
Group Family Takaful Business
108.43126.5182.6287.26
Non-Utilised Investment Link Business
-33.8411.0823.3955.83
Unit Linked Business
27,20729,15725,76418,439
Accident and Health Business
-0.090.033.542.52
Total
33,14435,43030,28522,686

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,0936,4126,2464,0026,59217,306
Total Debt
521569.12660.9103.46159.59314.73
Net Cash (Debt)
14,5725,8435,5853,8986,43216,991
Net Cash Growth
150.51%4.63%43.27%-39.40%-62.14%-2.80%
Net Cash Per Share
55.5122.2621.2814.8524.5096.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5,981-2,3493,957-468.743,3896,630
Capital Expenditures
-295.52-285.58-113.55-102.42-130.71-75.27
Free Cash Flow
-6,276-2,6343,844-571.163,2586,555
Free Cash Flow Growth
-----50.30%16.97%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.30%3.84%4.33%3.53%3.43%0.75%
Pretax Margin
3.31%3.80%4.45%3.79%3.37%1.00%
Profit Margin
2.15%2.33%2.73%2.23%2.07%0.75%
FCF Margin
-11.62%-4.67%6.75%-1.41%13.55%28.29%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
2.5002.5001.9051.905
Dividend Per Share Growth
28.05%31.25%0%-
Dividend Yield
8.21%8.53%7.37%9.75%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.886.294.986.879.79-
P/FCF Ratio
--2.02-1.50-
PS Ratio
0.150.150.140.150.20-