Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan · Delayed Price · Currency is PKR 31.00
-0.39 (-1.23%)
At close: Sep 3, 2026
PSX:ALIFE Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 54,014 | 56,397 | 56,968 | 40,624 | 24,042 | 23,171 |
Revenue Growth | -8.49% | -1.00% | 40.23% | 68.97% | 3.76% | 11.15% |
Operating Income Operating Income Growth | 1,784 | 2,163 | 2,465 | 1,433 | 825.5 | 173.59 |
Net Income Net Income Growth | 1,162 | 1,314 | 1,554 | 908.08 | 497.7 | 173.8 |
Earnings Per Share EPS Growth | 4.43 | 5.01 | 5.92 | 3.46 | 1.90 | 0.98 |
EPS Growth | -21.77% | -15.44% | 71.17% | 82.45% | 92.80% | -49.43% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Unit Linked Business Unit Linked Business Growth | 29,157 | 25,764 | 18,439 |
Non-Utilised Investment Link Business Non-Utilised Investment Link Business Growth | 11.08 | 23.39 | 55.83 |
Individual Family Takaful Unit Linked Business Individual Family Takaful Unit Linked Business Growth | 5,711 | 4,065 | 3,792 |
Accident and Health Business Accident and Health Business Growth | 0.03 | 3.54 | 2.52 |
Group Family Takaful Business Group Family Takaful Business Growth | 126.51 | 82.62 | 87.26 |
Conventional Business Conventional Business Growth | 424.25 | 345.68 | 309.4 |
Total Total Growth | 35,430 | 30,285 | 22,686 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 15,093 | 6,412 | 6,246 | 4,002 | 6,592 | 17,306 |
Total Debt Total Debt Growth | 521 | 569.12 | 660.9 | 103.46 | 159.59 | 314.73 |
Net Cash (Debt) Net Cash Growth | 14,572 | 5,843 | 5,585 | 3,898 | 6,432 | 16,991 |
Net Cash Growth | 150.51% | 4.63% | 43.27% | -39.40% | -62.14% | -2.80% |
Net Cash Per Share Net Cash Per Share Growth | 55.55 | 22.26 | 21.28 | 14.85 | 24.50 | 96.14 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -5,981 | -2,349 | 3,957 | -468.74 | 3,389 | 6,630 |
Capital Expenditures CapEx Growth | -295.52 | -285.58 | -113.55 | -102.42 | -130.71 | -75.27 |
Free Cash Flow Free Cash Flow Growth | -6,276 | -2,634 | 3,844 | -571.16 | 3,258 | 6,555 |
Free Cash Flow Growth | - | - | - | - | -50.30% | 16.97% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 3.30% | 3.84% | 4.33% | 3.53% | 3.43% | 0.75% |
Pretax Margin | 3.31% | 3.80% | 4.45% | 3.79% | 3.37% | 1.00% |
Profit Margin | 2.15% | 2.33% | 2.73% | 2.23% | 2.07% | 0.75% |
FCF Margin | -11.62% | -4.67% | 6.75% | -1.41% | 13.55% | 28.29% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 3.000 | 2.500 | 1.905 | 1.905 |
Dividend Per Share Growth | 28.05% | 31.25% | 0% | - |
Dividend Yield | 9.26% | 8.26% | 7.14% | 9.45% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.23 | 6.29 | 4.98 | 6.87 | 9.79 | - |
P/FCF Ratio | - | - | 2.02 | - | 1.50 | - |
PS Ratio | 0.16 | 0.15 | 0.14 | 0.15 | 0.20 | - |