Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
29.94
0.00 (0.00%)
At close: Nov 6, 2026

PSX:ALIFE Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
44,92656,39756,96840,62424,04223,171
Revenue Growth
-27.94%-1.00%40.23%68.97%3.76%11.15%
Operating Income
1,3472,1632,4651,433825.5173.59
Net Income
885.241,3141,554908.08497.7173.8
Earnings Per Share
3.375.015.923.461.900.98
EPS Growth
-36.56%-15.44%71.17%82.45%92.80%-49.43%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Individual Family Takaful Unit Linked Business
5,7114,0653,792
Conventional Business
424.25345.68309.4
Group Family Takaful Business
126.5182.6287.26
Non-Utilised Investment Link Business
11.0823.3955.83
Unit Linked Business
29,15725,76418,439
Accident and Health Business
0.033.542.52
Total
35,43030,28522,686

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,6186,4126,2464,0026,59217,306
Total Debt
472.62569.12660.9103.46159.59314.73
Net Cash (Debt)
15,1455,8435,5853,8986,43216,991
Net Cash Growth
240.94%4.63%43.27%-39.40%-62.14%-2.80%
Net Cash Per Share
57.6122.2621.2814.8524.5096.14

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-9,547-2,3493,957-468.743,3896,630
Capital Expenditures
-271.16-285.58-113.55-102.42-130.71-75.27
Free Cash Flow
-9,818-2,6343,844-571.163,2586,555
Free Cash Flow Growth
-----50.30%16.97%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.00%3.84%4.33%3.53%3.43%0.75%
Pretax Margin
3.01%3.80%4.45%3.79%3.37%1.00%
Profit Margin
1.97%2.33%2.73%2.23%2.07%0.75%
FCF Margin
-21.85%-4.67%6.75%-1.41%13.55%28.29%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingNov '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
2.5002.5001.9051.905
Dividend Per Share Growth
28.05%31.25%0%-
Dividend Yield
8.35%7.94%6.46%8.01%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.896.294.986.879.79-
P/FCF Ratio
--2.02-1.50-
PS Ratio
0.180.150.140.150.20-