Adamjee Life Assurance Company Limited (PSX:ALIFE)

Pakistan · Delayed Price · Currency is PKR

31.00

-0.39 (-1.23%)

At close: Sep 3, 2026

PSX:ALIFE Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8,400	8,269	7,745	6,240	4,872	-
Market Cap Growth	-7.94%	6.76%	24.12%	28.07%	-	-
Enterprise Value	-6,172	3,827	4,254	-1,927	-12,119	-

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.23	6.29	4.98	6.87	9.79	-
PS Ratio	0.16	0.15	0.14	0.15	0.20	-
PB Ratio	1.30	1.31	1.43	1.41	1.30	-
P/FCF Ratio	-	-	2.02	-	1.50	-
P/OCF Ratio	-	-	1.96	-	1.44	-

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	-	0.07	0.08	-	-	-
EV/EBITDA Ratio	-	1.69	1.67	-	-	-
EV/EBIT Ratio	-	1.77	1.73	-	-	-
EV/FCF Ratio	-	-	1.11	-	-	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.08	0.09	0.12	0.02	0.04	0.10
Debt / EBITDA Ratio	0.25	0.24	0.25	0.07	0.17	1.16
Debt / FCF Ratio	-	-	0.17	-	0.05	0.05
Net Debt / Equity Ratio	-2.26	-0.92	-1.03	-0.88	-1.72	-5.23
Net Debt / EBITDA Ratio	-7.65	-2.58	-2.20	-2.60	-7.32	-80.38
Net Debt / FCF Ratio	2.32	2.22	-1.45	6.83	-1.97	-2.59
Quick Ratio	21.98	15.52	14.13	16.38	13.60	19.00
Current Ratio	23.47	15.87	14.47	16.87	14.02	19.79
Asset Turnover	0.42	0.45	0.56	0.52	0.37	0.41
Return on Equity (ROE)	19.06%	22.34%	31.56%	22.24%	14.22%	7.33%
Return on Assets (ROA)	0.87%	1.08%	1.52%	1.15%	0.79%	0.19%
Return on Invested Capital (ROIC)	16.65%	20.40%	28.47%	20.03%	13.57%	4.75%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	13.83%	15.90%	20.07%	14.55%	10.21%	-
FCF Yield	-74.72%	-31.86%	49.63%	-9.15%	66.86%	-
Dividend Yield	9.26%	8.26%	7.14%	9.45%	-	-
Payout Ratio	56.49%	39.00%	32.16%	27.53%	-	-
Buyback Yield / Dilution	0.06%	-	-	-	-48.52%	-79.93%
Total Shareholder Return	9.32%	8.26%	7.14%	9.45%	-48.52%	-79.93%