Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
33.05
0.00 (0.00%)
At close: Nov 27, 2025

PSX:ALIFE Statistics

Total Valuation

PSX:ALIFE has a market cap or net worth of PKR 8.68 billion. The enterprise value is 4.23 billion.

Market Cap8.68B
Enterprise Value 4.23B

Important Dates

The next estimated earnings date is Thursday, February 26, 2026.

Earnings Date Feb 26, 2026
Ex-Dividend Date Sep 3, 2025

Share Statistics

PSX:ALIFE has 262.50 million shares outstanding.

Current Share Class 262.50M
Shares Outstanding 262.50M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.00%
Owned by Institutions (%) 1.62%
Float 26.25M

Valuation Ratios

The trailing PE ratio is 6.23.

PE Ratio 6.23
Forward PE n/a
PS Ratio 0.14
PB Ratio 1.47
P/TBV Ratio 1.48
P/FCF Ratio 16.30
P/OCF Ratio 12.31
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.65, with an EV/FCF ratio of 7.96.

EV / Earnings 3.04
EV / Sales 0.07
EV / EBITDA 1.65
EV / EBIT 1.83
EV / FCF 7.96

Financial Position

The company has a current ratio of 4.38, with a Debt / Equity ratio of 0.10.

Current Ratio 4.38
Quick Ratio 3.95
Debt / Equity 0.10
Debt / EBITDA 0.23
Debt / FCF 1.12
Interest Coverage 49.62

Financial Efficiency

Return on equity (ROE) is 25.49% and return on invested capital (ROIC) is 25.06%.

Return on Equity (ROE) 25.49%
Return on Assets (ROA) 1.25%
Return on Invested Capital (ROIC) 25.06%
Return on Capital Employed (ROCE) 1.91%
Revenue Per Employee 34.69M
Profits Per Employee 775,333
Employee Count1,797
Asset Turnover 0.54
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:ALIFE has paid 902.63 million in taxes.

Income Tax 902.63M
Effective Tax Rate 39.31%

Stock Price Statistics

The stock price has increased by +17.04% in the last 52 weeks. The beta is 0.29, so PSX:ALIFE's price volatility has been lower than the market average.

Beta (5Y) 0.29
52-Week Price Change +17.04%
50-Day Moving Average 34.69
200-Day Moving Average 29.80
Relative Strength Index (RSI) 40.63
Average Volume (20 Days) 1,611

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:ALIFE had revenue of PKR 62.34 billion and earned 1.39 billion in profits. Earnings per share was 5.31.

Revenue62.34B
Gross Profit 4.13B
Operating Income 2.32B
Pretax Income 2.30B
Net Income 1.39B
EBITDA 2.41B
EBIT 2.32B
Earnings Per Share (EPS) 5.31
Full Income Statement

Balance Sheet

The company has 35.28 billion in cash and 594.03 million in debt, giving a net cash position of 4.44 billion or 16.92 per share.

Cash & Cash Equivalents 35.28B
Total Debt 594.03M
Net Cash 4.44B
Net Cash Per Share 16.92
Equity (Book Value) 5.89B
Book Value Per Share 22.43
Working Capital 30.30B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 704.59 million and capital expenditures -172.46 million, giving a free cash flow of 532.13 million.

Operating Cash Flow 704.59M
Capital Expenditures -172.46M
Free Cash Flow 532.13M
FCF Per Share 2.03
Full Cash Flow Statement

Margins

Gross margin is 6.63%, with operating and profit margins of 3.72% and 2.23%.

Gross Margin 6.63%
Operating Margin 3.72%
Pretax Margin 3.68%
Profit Margin 2.23%
EBITDA Margin 3.86%
EBIT Margin 3.72%
FCF Margin 0.85%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 6.05%.

Dividend Per Share 2.00
Dividend Yield 6.05%
Dividend Growth (YoY) 2.50%
Years of Dividend Growth 2
Payout Ratio 36.77%
Buyback Yield n/a
Shareholder Yield 6.05%
Earnings Yield 16.06%
FCF Yield 6.13%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05000105.

Last Split Date Jul 11, 2025
Split Type Forward
Split Ratio 1.05000105

Scores

Altman Z-Score n/a
Piotroski F-Score 3