Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
36.39
-1.87 (-4.89%)
At close: Feb 19, 2026

PSX:ALIFE Statistics

Total Valuation

PSX:ALIFE has a market cap or net worth of PKR 9.55 billion. The enterprise value is 3.71 billion.

Market Cap9.55B
Enterprise Value 3.71B

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date Feb 17, 2026
Ex-Dividend Date Apr 20, 2026

Share Statistics

PSX:ALIFE has 262.50 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class 262.50M
Shares Outstanding 262.50M
Shares Change (YoY) -0.06%
Shares Change (QoQ) -0.25%
Owned by Insiders (%) 0.00%
Owned by Institutions (%) 2.21%
Float 26.25M

Valuation Ratios

The trailing PE ratio is 7.26.

PE Ratio 7.26
Forward PE n/a
PS Ratio 0.17
PB Ratio 1.51
P/TBV Ratio 1.51
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.53, with an EV/FCF ratio of -1.41.

EV / Earnings 2.82
EV / Sales 0.07
EV / EBITDA 1.53
EV / EBIT 1.71
EV / FCF -1.41

Financial Position

The company has a current ratio of 122.84, with a Debt / Equity ratio of 0.09.

Current Ratio 122.84
Quick Ratio 122.02
Debt / Equity 0.09
Debt / EBITDA 0.23
Debt / FCF -0.22
Interest Coverage 44.02

Financial Efficiency

Return on equity (ROE) is 22.34% and return on invested capital (ROIC) is 19.84%.

Return on Equity (ROE) 22.34%
Return on Assets (ROA) 1.08%
Return on Invested Capital (ROIC) 19.84%
Return on Capital Employed (ROCE) 1.62%
Weighted Average Cost of Capital (WACC) 6.23%
Revenue Per Employee 31.39M
Profits Per Employee 731,392
Employee Count1,904
Asset Turnover 0.45
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:ALIFE has paid 830.47 million in taxes.

Income Tax 830.47M
Effective Tax Rate 38.72%

Stock Price Statistics

The stock price has increased by +32.71% in the last 52 weeks. The beta is 0.37, so PSX:ALIFE's price volatility has been lower than the market average.

Beta (5Y) 0.37
52-Week Price Change +32.71%
50-Day Moving Average 36.23
200-Day Moving Average 32.45
Relative Strength Index (RSI) 53.74
Average Volume (20 Days) 12,816

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:ALIFE had revenue of PKR 56.40 billion and earned 1.31 billion in profits. Earnings per share was 5.01.

Revenue56.40B
Gross Profit 3.71B
Operating Income 2.17B
Pretax Income 2.14B
Net Income 1.31B
EBITDA 2.43B
EBIT 2.17B
Earnings Per Share (EPS) 5.01
Full Income Statement

Balance Sheet

The company has 107.12 billion in cash and 569.12 million in debt, with a net cash position of 5.84 billion or 22.26 per share.

Cash & Cash Equivalents 107.12B
Total Debt 569.12M
Net Cash 5.84B
Net Cash Per Share 22.26
Equity (Book Value) 6.33B
Book Value Per Share 24.19
Working Capital 107.27B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.35 billion and capital expenditures -285.58 million, giving a free cash flow of -2.63 billion.

Operating Cash Flow -2.35B
Capital Expenditures -285.58M
Free Cash Flow -2.63B
FCF Per Share -10.04
Full Cash Flow Statement

Margins

Gross margin is 6.57%, with operating and profit margins of 3.84% and 2.33%.

Gross Margin 6.57%
Operating Margin 3.84%
Pretax Margin 3.80%
Profit Margin 2.33%
EBITDA Margin 4.30%
EBIT Margin 3.84%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 8.24%.

Dividend Per Share 3.00
Dividend Yield 8.24%
Dividend Growth (YoY) 31.25%
Years of Dividend Growth 3
Payout Ratio 39.00%
Buyback Yield 0.06%
Shareholder Yield 7.90%
Earnings Yield 13.76%
FCF Yield -27.58%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05000105.

Last Split Date Jul 11, 2025
Split Type Forward
Split Ratio 1.05000105

Scores

Altman Z-Score n/a
Piotroski F-Score 3