Bank AL Habib Limited (PSX:BAHL)
Pakistan · Delayed Price · Currency is PKR 171.00
+1.16 (0.68%)
At close: Jul 31, 2026
Bank AL Habib Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 28,989 | 32,443 | 41,902 | 35,928 | 16,688 | 18,583 |
Depreciation & Amortization | 11,126 | 10,622 | 8,117 | 6,862 | 5,706 | 4,812 |
Other Amortization | 189.91 | 179.61 | 172.04 | 263.05 | 310.32 | 307.37 |
Gain (Loss) on Sale of Assets | -713.48 | -807.26 | -1,013 | -396.54 | -445.07 | -460.25 |
Gain (Loss) on Sale of Investments | -1,970 | -3,082 | -1,430 | -3,653 | 8,823 | 122.6 |
Total Asset Writedown | - | - | - | 75.89 | - | - |
Provision for Credit Losses | 2,702 | 1,086 | 14,142 | 7,662 | 4,004 | 207.65 |
Change in Trading Asset Securities | -516.37 | -2,455 | 3,075 | 95.55 | 30.91 | -24 |
Change in Other Net Operating Assets | -134,733 | -243,259 | 90,728 | 19,370 | 45,485 | -150,253 |
Other Operating Activities | 4,696 | -4,790 | 6,507 | -36,007 | -3,062 | 1,635 |
Operating Cash Flow | -92,063 | -211,480 | 160,799 | 29,066 | 76,761 | -125,442 |
Operating Cash Flow Growth | - | - | 453.21% | -62.13% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -11,897 | -14,400 | -14,044 | -7,990 | -9,094 | -14,078 |
Sale of Property, Plant and Equipment | 763.16 | 859.35 | 1,050 | 447.99 | 469.88 | 442.86 |
Investment in Securities | -274,447 | -81,870 | -408,903 | -328,877 | -348,986 | -66,513 |
Income (Loss) Equity Investments | -1,835 | -1,417 | -1,401 | -1,134 | -778.63 | -372.03 |
Purchase / Sale of Intangibles | -109.53 | -109.53 | -196.37 | -22.9 | - | - |
Other Investing Activities | 392.22 | 497.16 | 242.77 | 958.36 | 2,764 | 841.95 |
Investing Cash Flow | -285,298 | -95,023 | -421,851 | -335,484 | -354,847 | -79,306 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 13,996 | 1,006 |
Long-Term Debt Repaid | - | -4,611 | -7,812 | -3,301 | -2,760 | -2,216 |
Net Debt Issued (Repaid) | -4,876 | -4,611 | -7,812 | -3,301 | 11,237 | -1,210 |
Common Dividends Paid | -16,424 | -18,663 | -17,010 | -17,494 | -7,693 | -4,930 |
Net Increase (Decrease) in Deposit Accounts | 415,968 | 320,036 | 344,230 | 365,722 | 258,274 | 210,512 |
Financing Cash Flow | 394,668 | 296,762 | 319,409 | 344,927 | 261,818 | 204,371 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 17,308 | -9,740 | 58,357 | 38,510 | -16,268 | -376.37 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -103,960 | -225,880 | 146,755 | 21,077 | 67,667 | -139,520 |
Free Cash Flow Growth | - | - | 596.29% | -68.85% | - | - |
Free Cash Flow Margin | -64.39% | -136.73% | 86.15% | 14.60% | 78.66% | -200.30% |
Free Cash Flow Per Share | -93.54 | -203.23 | 132.04 | 18.96 | 60.88 | -125.53 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 197,201 | 205,177 | 319,894 | 248,046 | - | - |
Cash Income Tax Paid | 45,969 | 55,184 | 57,510 | 34,066 | 20,149 | 10,534 |